Paypower Prepaid Debit Card

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Might as well get some Qs answered, right?

Fees

Bill Payment Fee- Electronic/Paper Check: No Charge
(anyone know when it goes electronic vs paper?)

Retail Purchase Fee:$3.95 (some report $0 to purchase, YMMV)

Monthly Maintenance Fee:$5.95 per month (charged 7 days after activation, which is date of purchase! and not the date you assign a Pin or Register the card).
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Old Dec 28, 12, 6:23 pm
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Paypower Prepaid Debit Card

Anyone use Paypower to generate spend? I have had positive results but am trouble finding a good source of ReLoadit cards. I am only able to buy the initial card with a cc but not the reloads. Unfortunately it asks for SSN so you can't really game the system, have not really tried. If you can find the Reloadit packs its much easier than VR and way cheaper.
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Old Dec 28, 12, 8:22 pm
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I did try PayPower for a while. I thought it might be attractive because I could find reload cards that could be loaded for up to $950. So this would have basically halved my cost in buying reloads.

I was able to make the initial purchase of the PayPower card with a credit card, and I think I bought my first reload pack with a credit card. But I very quickly ran into the same problem as you - the local stores that sell reload cards (which were supermarkets) wanted cash to buy the reloads. It was just too much hassle to try to find cashiers who would let me pay with a credit card. So I abandoned this experiment. I called to cancel my account. It took a few weeks and then I received a check for the account balance.

On to greener pastures....
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Old Dec 29, 12, 9:32 am
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Originally Posted by GetawaysRus View Post
I did try PayPower for a while. I thought it might be attractive because I could find reload cards that could be loaded for up to $950. So this would have basically halved my cost in buying reloads.

I was able to make the initial purchase of the PayPower card with a credit card, and I think I bought my first reload pack with a credit card. But I very quickly ran into the same problem as you - the local stores that sell reload cards (which were supermarkets) wanted cash to buy the reloads. It was just too much hassle to try to find cashiers who would let me pay with a credit card. So I abandoned this experiment. I called to cancel my account. It took a few weeks and then I received a check for the account balance.

On to greener pastures....
You can just cancel the card and rinse/repeat. PP and NS are better in that you can push directly.
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Old Dec 29, 12, 9:56 am
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There is a Monthly Maintenance Fee: $5.95
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Old Jan 1, 13, 7:55 pm
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Question... can we use the Paypower reload debit cards to load our Bluebirds at Walmart just like we do with the Paypal card? If so you can count me in because my local supermarket will sell the reloadits up to $950 on CC no problem.
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Old Jan 1, 13, 8:23 pm
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Originally Posted by Dad to GO View Post
Question... can we use the Paypower reload debit cards to load our Bluebirds at Walmart just like we do with the Paypal card? If so you can count me in because my local supermarket will sell the reloadits up to $950 on CC no problem.
In what ways can you cash it out? I've never used it
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Old Jan 1, 13, 10:05 pm
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Originally Posted by jcmitchell21 View Post
In what ways can you cash it out? I've never used it
I'm not sure about cashing it out. I'm more interested in using the funds that are put on the card and load them to my bluebird card to pay mortgage, auto loan, etc.
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Old Jan 2, 13, 3:26 am
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Originally Posted by Dad to GO View Post
Question... can we use the Paypower reload debit cards to load our Bluebirds at Walmart just like we do with the Paypal card? If so you can count me in because my local supermarket will sell the reloadits up to $950 on CC no problem.
If paypower is a pin-based debit card, then yes.

I loaded bb once with WF ppd debit at WM (just to try it) and it worked fine.
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Old Jan 2, 13, 9:58 am
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Yes, I have done it before, reloading BB with Paypower at WM.

Lucky you that you can get ReloadIt with CC, I gave up since I hardly can find a place that allows it.


Originally Posted by Dad to GO View Post
Question... can we use the Paypower reload debit cards to load our Bluebirds at Walmart just like we do with the Paypal card? If so you can count me in because my local supermarket will sell the reloadits up to $950 on CC no problem.
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Old Jan 2, 13, 1:18 pm
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Originally Posted by TroyMcClure View Post
Anyone use Paypower to generate spend? I have had positive results but am trouble finding a good source of ReLoadit cards. I am only able to buy the initial card with a cc but not the reloads. Unfortunately it asks for SSN so you can't really game the system, have not really tried. If you can find the Reloadit packs its much easier than VR and way cheaper.
I am and in Canada, Safeway has good availability (since almost no one buys the cards.)
In the US I tend to use BB to do the same thing.
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Old Jan 2, 13, 2:09 pm
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Safeway in bay area also have plenty of ReloadIt available but most stores won't accept CC.

Originally Posted by AA_EXP09 View Post
I am and in Canada, Safeway has good availability (since almost no one buys the cards.)
In the US I tend to use BB to do the same thing.
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Old Jan 2, 13, 9:52 pm
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If you want to use reloadit cards I would suggest account now

Last edited by drdrew450; Jan 3, 13 at 5:41 pm
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Old Jan 3, 13, 2:13 pm
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Originally Posted by drdrew450 View Post
If you want to use reloadit cards I would suggest the account now silver...because it has bill pay and no monthly fee, just do not use it for transactions cause the fees are like a buck/transaction. I buy them at winn dixie here in FL without much issue.

If there is no monthly fee then getting this card would be the best even if it costs me $1 to load onto my bluebird. That is a lot less than paying a monthly fee of $5.95 like the paypower card would be. I'll definitely look into this.

Thanks for the info everyone!
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Old Jan 3, 13, 2:54 pm
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Silver

I have been asked to stop giving out so much info. PM me.

Last edited by drdrew450; Jan 3, 13 at 5:42 pm
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Old Jan 5, 13, 10:34 pm
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Worthy to note, although the product is a "debit" card, it's not a PIN debit card, so it cannot be used to buy, for example, money orders....no difference I can see between this card and the Bluebird.
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