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Wal-Mart, Amex take on banks with Bluebird debit card

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Wal-Mart, Amex take on banks with Bluebird debit card

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Old Oct 28, 2012, 2:53 pm
  #931  
 
Join Date: Sep 2009
Posts: 1,758
Originally Posted by xp0
Well ... if you have a spouse you can max that 50k out 4 times a year... thats a lot of reloads needed
Why only four times?
QL_714 is offline  
Old Oct 28, 2012, 3:00 pm
  #932  
 
Join Date: Dec 2009
Location: BGM
Programs: HHonors Gold, Club Carlson Gold, Marriott Platinum, IHG Plat, Hyatt Plat
Posts: 771
Has anybody tried to load the visa gift cards as a debit card like works with Serve? The ones that I'm talking about come from GiftCardMall.com, but others have been buying them at actual brick and mortar stores too.

I just canceled my Serve account to get a Bluebird, but don't have any OD near me. So, I'm hoping to be able to have some options of loading my new BB to earn points on things that I can't normally get points for by using the Bill Pay feature.

I'd kind of assume that they would work since it seems that Bluebird is basically a rebranded Serve with some extra features. Anybody have any experience with it?
SkinsFan0521 is offline  
Old Oct 28, 2012, 3:01 pm
  #933  
 
Join Date: Aug 2011
Programs: many
Posts: 1,437
Originally Posted by joesmoe
No because don't they charge a foreign transaction fee?
No.

Originally Posted by ZontarTheThingFromVenus
The Amex Pre-Paid site says "no transaction fees" - shouldn't the only charge be for use of a foreign ATM?
Correct, and if you call Amex to tell them what country you are going to, they will give you a list of recommended bank atms that work well with the card. Amex provided about 6 for China, 4 of which were easily seen in every city visited.
pcharles is offline  
Old Oct 28, 2012, 3:17 pm
  #934  
xp0
 
Join Date: Nov 2009
Posts: 774
Originally Posted by QL_714
Why only four times?
I only have one spouse, no kids, and not roping my parents into anymore CC signups/deals/etc then they already are involved in. 1M UR per year is a decent amount for my wife and me that do not travel *that* much since we both have demanding full time jobs. That is, 1M UR is enough if I can manufacture enough 5x spending a year to accommodate that, which at the moment, I am not doing. Right now I am roughly at ~10k/month without the use of reloads since I am unable to find anymore.

Perhaps I am missing something though? If yes, please hit me up via PM
xp0 is offline  
Old Oct 28, 2012, 3:21 pm
  #935  
 
Join Date: Sep 2009
Location: MAD
Programs: DL, UA, AA, BA, Marriott
Posts: 599
Another reason I wouldn't rely on the amex prepaid card for an overseas trip is if you get 'shut down' mid way through your trip you may have some serious financial problems.
joesmoe is offline  
Old Oct 28, 2012, 3:25 pm
  #936  
xp0
 
Join Date: Nov 2009
Posts: 774
Originally Posted by joesmoe
Another reason I wouldn't rely on the amex prepaid card for an overseas trip is if you get 'shut down' mid way through your trip you may have some serious financial problems.
Not sure why you would get "shut down" mid way through your trip unless you are doing crazy things like adding a ton of AUs or other odd things (And not sure why you would do that while traveling on random wireless networks). Let them know you are traveling and you are fine. "Random" FRs are sprung by oddities. Traveling around and purchasing things like food, hotels, etc are not one of them.

My "random" FR came from adding 15 AUs in one night prep'ing for SBS.
xp0 is offline  
Old Oct 28, 2012, 3:53 pm
  #937  
 
Join Date: Sep 2011
Posts: 891
went to OD near by and they were out of vanilla reload cards and manager said they have no plans of restocking anytime soon...
troyhouse is offline  
Old Oct 28, 2012, 4:24 pm
  #938  
 
Join Date: Oct 2012
Posts: 26
Originally Posted by xp0
I only have one spouse, no kids, and not roping my parents into anymore CC signups/deals/etc then they already are involved in. 1M UR per year is a decent amount for my wife and me that do not travel *that* much since we both have demanding full time jobs. That is, 1M UR is enough if I can manufacture enough 5x spending a year to accommodate that, which at the moment, I am not doing. Right now I am roughly at ~10k/month without the use of reloads since I am unable to find anymore.

Perhaps I am missing something though? If yes, please hit me up via PM
5x rewards are capped at $50k per year.
shadow2k is offline  
Old Oct 28, 2012, 4:26 pm
  #939  
 
Join Date: Sep 2010
Posts: 244
Originally Posted by xp0
I think one thing you are also missing is that I believe these need to be bought with cash. It is very hard to find a CVS that takes CC and even ones that were are starting to be cash only now
Thanks. I didn't want to try it since they wouldn't be beneficial with me, so I didn't realize they would get shut down with a CC.
brokestudent is offline  
Old Oct 28, 2012, 4:28 pm
  #940  
xp0
 
Join Date: Nov 2009
Posts: 774
Originally Posted by brokestudent
Thanks. I didn't want to try it since they wouldn't be beneficial with me, so I didn't realize they would get shut down with a CC.
Buying reloads at CVS would be beneficial. I wish I could....
xp0 is offline  
Old Oct 28, 2012, 4:33 pm
  #941  
 
Join Date: Jan 2012
Location: Rust belt
Posts: 300
Originally Posted by xp0
Yes. Why roll the eyes? If I didnt get them they would have been out the next time I went. Also, if I bought all 47 of them or 5 of people bought 10 each (and the unlucky one only got 7) whats the difference? All of them where bought and all would have been bought by a chase ink card. Its not like Chase is "saving" points by having different people at 5x buy them or one person at 5x buying them.

That 47 was just at one store. Other stores I went to had close to that ... and again, when I left, they had 0.
Hey I would have done the same and anybody else would if they can float the 23k at OD...
snugglening is offline  
Old Oct 28, 2012, 4:46 pm
  #942  
 
Join Date: Oct 2012
Posts: 26
Originally Posted by snugglening
Hey I would have done the same and anybody else would if they can float the 23k at OD...
Not really, no. I think many of us are taking a more conservative approach because we don't want to get shut down.
shadow2k is offline  
Old Oct 28, 2012, 4:46 pm
  #943  
 
Join Date: Jun 2012
Posts: 493
Originally Posted by snugglening
Hey I would have done the same and anybody else would if they can float the 23k at OD...
Sounds totally insane to me. Plus honestly, how much money can anyone really have tied up at one time like that? And certainly Chase isn't going to allow it.

You're all dreaming.
lbotez is offline  
Old Oct 28, 2012, 4:49 pm
  #944  
 
Join Date: Jan 2008
Location: TPA
Programs: spg gold
Posts: 406
I think MM ran like 50k in like 3 weeks?
jkoenig51 is offline  
Old Oct 28, 2012, 4:58 pm
  #945  
 
Join Date: Sep 2009
Posts: 1,758
Originally Posted by lbotez
Sounds totally insane to me. Plus honestly, how much money can anyone really have tied up at one time like that? And certainly Chase isn't going to allow it.

You're all dreaming.
You are right. Nothing here, time to move on.
QL_714 is offline  


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