Wal-Mart, Amex take on banks with Bluebird debit card
#796
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
There are other things available at office supply stores as well. I have a lot more easy stores in my area, I'll need to poke around for anything useful (won't be as useful as this but I'm guessing also less likely to call attention).
#797
Join Date: Aug 2009
Location: ORD, LAS
Programs: AA-EXP, BAEC Silver, Hyatt-Globalist, Hilton-gold, SPG-gold
Posts: 855
I have been told by Chase customer service that gasoline purchases in close relation to large purchases will cause a fraud alert. The rationale is that the stolen card is used a pump (away from a human) to see if it is still active. The other trigger is electronics purchases since criminals usually like to buy electronics to resell.
#798
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
I imagine so. Or even keep the office supply 5x but put some very low monthly/annual limit on how much office supply spending qualifies.
#799
Join Date: Mar 2010
Location: Tokyo
Posts: 586
With leftpinky's report, looks like we have something to go by now. However, leftpinky is an old IB user with a prior history. He suddenly increased his OD spend, and that triggered a red flag. A lot of other folks are new IB cardholders with no prior history. I don't think Chase can go through all the new accounts with heavy OD spending. Still, this is definitely a reminder that everybody should be careful with the beans.
What's you guys' thoughts on OD spending or newer members that will trigger red flags?
What's you guys' thoughts on OD spending or newer members that will trigger red flags?
In the past I've had dozens of charges for amex gc's show up on each my chase, citi, and amex for exact amounts in a 2 weeks span from grocery stores with not a single call and no previous history of such activity. However, office supply might be different and higher risk in both terms of fraud or abuse. Having worked in fraud for a cc years ago I have an idea what their systems flag and won't be using it at those obvious place *although office supply is likely high risk in itself*.
Last edited by scwam; Oct 27, 2012 at 9:55 am
#800
Join Date: Sep 2010
Posts: 244
Thanks for the info on the account numbers...I'm going to try to wait patiently...but I really want to pay my mortgage this month on it.
#801
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
I have been told by Chase customer service that gasoline purchases in close relation to large purchases will cause a fraud alert. The rationale is that the stolen card is used a pump (away from a human) to see if it is still active. The other trigger is electronics purchases since criminals usually like to buy electronics to resell.
#802
Join Date: Feb 2010
Location: ORD
Programs: US Air, UA BA LH AI DELTA MARRIOTT CHOICE SGP
Posts: 9,883
That's absolutely true. When I used to sell electronics at retail, probably 20% of the people buying $500+ flat panel TVs would get declined and have to call. I had one couple call up, but refuse to give their social to the credit card company over the phone. Of course, the credit card rep is probably looking right at it!
#803
Join Date: May 2009
Location: TPA Bay area
Posts: 485
I'll tell you why: because some people in this thread have links to this https://www.vanillareload.com/home.html which mentions nothing about the V*sa branding nor OD nor anything in between.
Anyone have a problem using the Avios card (Chase)? I need to add 5k more in the next 6 weeks to hit my 30K spend.
Anyone have a problem using the Avios card (Chase)? I need to add 5k more in the next 6 weeks to hit my 30K spend.
#804
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
I am declaring this deal already dead. To me it is only interesting to load up using Vanilla cards from Office Depot. I can get all the grocery and drugstore spend I want using the less saturated reloadit cards. The death of this deal is the supply of Vanilla cards at OD. I got wind from a friend that one OD in RDU had some and they bought two on Wednesday. I went to the same store this morning and the pleasant lady at customer service told me someone came in and bought all the rest and they have no immediate plans to restock. All the other branches are out. It's only a matter of short-time before this is replicated everywhere. No matter how deep in the country you think you are - Chatannooga, Kansas, Boisie, your OD is going to run out and the game is over. In fact there is a good chance IMHO OD just make corporate policy to stop stocking them. Sure you can chase gas stations and the like but as I say plenty of other less trodden paths to the same spend there.
This one died before it even started.
This one died before it even started.
#805
Join Date: Jun 2012
Posts: 493
I am declaring this deal already dead. To me it is only interesting to load up using Vanilla cards from Office Depot. I can get all the grocery and drugstore spend I want using the less saturated reloadit cards. The death of this deal is the supply of Vanilla cards at OD. I got wind from a friend that one OD in RDU had some and they bought two on Wednesday. I went to the same store this morning and the pleasant lady at customer service told me someone came in and bought all the rest and they have no immediate plans to restock. All the other branches are out. It's only a matter of short-time before this is replicated everywhere. No matter how deep in the country you think you are - Chatannooga, Kansas, Boisie, your OD is going to run out and the game is over. In fact there is a good chance IMHO OD just make corporate policy to stop stocking them. Sure you can chase gas stations and the like but as I say plenty of other less trodden paths to the same spend there.
This one died before it even started.
This one died before it even started.
The cards will be restocked eventually. Plus I can't see Amex tying themselves to only the vanilla reload cards.
Also, 1% is better than nothing, and not everyone wants this for the 4% more from ink cards.
The simpliest thing for Chase to do is just drop the reload cards/gift cards from their bonuses.
#806
Suspended
Join Date: May 2010
Posts: 2,998
If you have the temp card, you can go into your online account and get it all set up. Even send a test payment to verify that it works as it should.
#807
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
The cards will be restocked eventually. Plus I can't see Amex tying themselves to only the vanilla reload cards.
Also, 1% is better than nothing, and not everyone wants this for the 4% more from ink cards.
The simpliest thing for Chase to do is just drop the reload cards/gift cards from their bonuses.
Also, 1% is better than nothing, and not everyone wants this for the 4% more from ink cards.
The simpliest thing for Chase to do is just drop the reload cards/gift cards from their bonuses.
As I said already, there are plenty of other ways to max out 1% cards. Just go hunting around your local grocery, CVS, Walgreen, gas stations and it should all be pretty obvious to the trained eye.
#808
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
So stop going to OD and go down the other less trodden paths you mention. I've seen posts ever since FM posted the Ink, saying that "it's over, it's over" for months now. I'm still going to get Ink, the 5x on telecom isn't going anywhere. The endless amount of proclamations of "it's dead" ring hollow after a while when it proves that it isn't. This is a low margin game, that's just the facts of it.
#809
Join Date: Dec 2010
Posts: 1,310
The cards will be restocked eventually. Plus I can't see Amex tying themselves to only the vanilla reload cards.
Also, 1% is better than nothing, and not everyone wants this for the 4% more from ink cards.
The simpliest thing for Chase to do is just drop the reload cards/gift cards from their bonuses.
Also, 1% is better than nothing, and not everyone wants this for the 4% more from ink cards.
The simpliest thing for Chase to do is just drop the reload cards/gift cards from their bonuses.
Is it really 1%? You end up paying a $3.95 fee.
It's just an opportunity to buy points at about a .8/cents per point price.
#810
Suspended
Join Date: May 2010
Posts: 2,998
Both stores in town are currently out of stock, neither Mgr knows when resupply will occur and both offered to call me once they do show up. Both also knew why I wanted them (they brought it up, not me) and both mentioned I'm not the only person looking for said cards.
So who knows, maybe I'll get a call from the bean farm