Wal-Mart, Amex take on banks with Bluebird debit card
Dec 21, 2012, 2:06 pm
#4381
Join Date: Jun 2005
Location: Sweet Home Chicago
Programs: Hilton Gold, Marriott Gold
Posts: 646
shopping anything at any store is not a 'privilege" letting any customer walk is loosing the revenue and bad PR, such employees should get warning (cashier/supervisor or manager)... but who cares! cashiering is the easiest job in the world, if the register accepts - take the money, say thank you and please come back again!
Dec 21, 2012, 2:09 pm
#4382
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
many stores proudly post signs "in god we trust, all others cash only" taking a credit card or a prepaid card for an amount that is possibly equal to a months pay for the employee can be seen as a risk to their job, they may be worried that they will be fired if fraudulent activity is under their watch. questoining the employee and threating to call their manager only reinforces their belief that you are up to no good and it may affect their job.
as to the privilage, yes is is a privilage, it can change at any time, buying mint coins was a privilage if it was a right i would still be buying them, the privilage was taken away, rights are just that and cant be taken away
as to the privilage, yes is is a privilage, it can change at any time, buying mint coins was a privilage if it was a right i would still be buying them, the privilage was taken away, rights are just that and cant be taken away
Dec 21, 2012, 2:25 pm
#4383
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
many stores proudly post signs "in god we trust, all others cash only" taking a credit card or a prepaid card for an amount that is possibly equal to a months pay for the employee can be seen as a risk to their job, they may be worried that they will be fired if fraudulent activity is under their watch. questoining the employee and threating to call their manager only reinforces their belief that you are up to no good and it may affect their job.
as to the privilage, yes is is a privilage, it can change at any time, buying mint coins was a privilage if it was a right i would still be buying them, the privilage was taken away, rights are just that and cant be taken away
as to the privilage, yes is is a privilage, it can change at any time, buying mint coins was a privilage if it was a right i would still be buying them, the privilage was taken away, rights are just that and cant be taken away
Dec 21, 2012, 2:40 pm
#4384
Join Date: Jan 2009
Location: LAX
Posts: 670
This is a ridiculous debate. You can call it whatever you want, but the fact is these businesses can choose to sell to you or not sell to you, and can choose whether they accept credit or do not accept credit. If you don't want to call it a privilege, that's fine. Privilege or not, you aren't entitled to buy things from a store on your own terms.
Dec 21, 2012, 3:13 pm
#4385
Join Date: Feb 2012
Posts: 20
You go into a bar and drink too much, the bar has the right to stop serving you or kick you out. You go into a sporting event and act like a fool, the stadium has the right to kick you out. You go into a CVS and try to buy thousands of dollars worth of VR's and insult a employee when not allowed to do so, they have the right to ask you to leave.
Dec 21, 2012, 3:28 pm
#4386
Join Date: Aug 2010
Posts: 327
I remember a story when some store called cops on a customer for trying to buy products with coins and when store said no, the customer would not budge 
..Apparently he though he had a right to buy at that store 
..Apparently he though he had a right to buy at that store
Dec 21, 2012, 3:32 pm
#4387
Join Date: Jul 2007
Programs: Marriott Platinum
Posts: 274
Either way, I don't want to feed fuel to the fire anymore.. don't want this thread getting locked again...
Dec 21, 2012, 3:36 pm
#4388
Join Date: Aug 2010
Posts: 327
Coins are considered legal tender, so AFAIK, you can't refuse to accept coins (if you are accepting cash as a form of payment). The customer doesn't have a "right" to buy at that store though..
Either way, I don't want to feed fuel to the fire anymore.. don't want this thread getting locked again...
Either way, I don't want to feed fuel to the fire anymore.. don't want this thread getting locked again...
Dec 21, 2012, 3:41 pm
#4389
Join Date: Dec 2009
Location: IAH ↔ PAR
Posts: 777
Dec 21, 2012, 3:44 pm
#4390
Join Date: Jan 2009
Location: LAX
Posts: 670
Coins are considered legal tender, so AFAIK, you can't refuse to accept coins (if you are accepting cash as a form of payment). The customer doesn't have a "right" to buy at that store though..
Either way, I don't want to feed fuel to the fire anymore.. don't want this thread getting locked again...
Either way, I don't want to feed fuel to the fire anymore.. don't want this thread getting locked again...
Individual states may have laws that alter this, but there is no federal law obligating businesses to accept cash, or to accept all denominations of cash when some denominations are accepted.
Dec 21, 2012, 4:26 pm
#4391
Join Date: Jul 2007
Programs: Marriott Platinum
Posts: 274
Businesses do not have to accept coins, even if they accept cash. A business can have a policy of only accepting $2 bills if it so chooses.
Individual states may have laws that alter this, but there is no federal law obligating businesses to accept cash, or to accept all denominations of cash when some denominations are accepted.
Individual states may have laws that alter this, but there is no federal law obligating businesses to accept cash, or to accept all denominations of cash when some denominations are accepted.
Dec 21, 2012, 4:51 pm
#4392
Join Date: Jan 2003
Location: Fairfield County, CT USA
Programs: AA PLT+2MM / DL DM+1MM / A3 *G / Fairmont LT Plat / Ritz Gold / SPG Gold
Posts: 4,077
I've transferred odd amounts between $500 and $1,500 to my checking account via bb eft.
Recall, they really want you to use bb as your checking account...so in context of a few bill pay items and a few card swipes (small dollar transactions), I think I paint a decent picture.
I have been loading $1k a day for the first five days of each month via VR. That is perhaps aggressive. I may eft in to bb some additional amounts to use to pay a cc bill or two.
Remember, Walmart and Amex have both wanted to be in the checking account business for a long time. This is their foray. I think closures will be few (or nil).
Recall, they really want you to use bb as your checking account...so in context of a few bill pay items and a few card swipes (small dollar transactions), I think I paint a decent picture.
I have been loading $1k a day for the first five days of each month via VR. That is perhaps aggressive. I may eft in to bb some additional amounts to use to pay a cc bill or two.
Remember, Walmart and Amex have both wanted to be in the checking account business for a long time. This is their foray. I think closures will be few (or nil).
Dec 21, 2012, 4:55 pm
#4393
Join Date: Jan 2003
Location: Fairfield County, CT USA
Programs: AA PLT+2MM / DL DM+1MM / A3 *G / Fairmont LT Plat / Ritz Gold / SPG Gold
Posts: 4,077
Dec 21, 2012, 5:02 pm
#4394
Join Date: Jan 2003
Location: Fairfield County, CT USA
Programs: AA PLT+2MM / DL DM+1MM / A3 *G / Fairmont LT Plat / Ritz Gold / SPG Gold
Posts: 4,077
The one cvs store up north had its supervisor refused to sell us the beans. We only wanted to buy 2 each. she says limit is 2, we told her that's fine and we know the limit is 2 per person per card. She than took mine and wife's card with id away made some call to someone, i think the card company and told us you live in same address and therefore you guys can only buy 2 max. I replied yes we live in same address but its our own individual separate card . Goes back and comes after 5 mins . I told her we will just buy 2 now if she can't do 2 each. She says "I AM NOT SELLING YOU THIS". that was very rude . [Moderator Edit] Asked for manager and she says she is the shift manager although she was just a shift supervisor. There was no manager at that time to speak to. so We left empty handed ant bit shocked at how she dealt with us.
Dec 21, 2012, 5:05 pm
#4395
Join Date: Jan 2003
Location: Fairfield County, CT USA
Programs: AA PLT+2MM / DL DM+1MM / A3 *G / Fairmont LT Plat / Ritz Gold / SPG Gold
Posts: 4,077
So True, Even the Evil Blogs have said if you push things it can backfire and get closed accounts. If limit to load to BB is 5k why would you press the limit if you are not doing at least 30% of that on normal spend on the card and doing bill pay and direct deposit. Matters to me to not be in the first group to get canceled.
Same crap applies to people loading WFPP to the max with no regular spend well I won't wave goodbye any more than I wlll to the people with the canceled Netspend and other reloadable debits canceled CUZ they will get ya sooner or later.
Same as POS Blogs touting Debit Cards over and over then nobody listening to the part about only using small amounts and never even close to Max amounts for Money Orders or Drug Store Purchases. Seriously do you think they believe you spend $875 at Walmart or CVS and you won't get everything closed eventually??
Same crap applies to people loading WFPP to the max with no regular spend well I won't wave goodbye any more than I wlll to the people with the canceled Netspend and other reloadable debits canceled CUZ they will get ya sooner or later.
Same as POS Blogs touting Debit Cards over and over then nobody listening to the part about only using small amounts and never even close to Max amounts for Money Orders or Drug Store Purchases. Seriously do you think they believe you spend $875 at Walmart or CVS and you won't get everything closed eventually??