Wal-Mart, Amex take on banks with Bluebird debit card
Nov 17, 2012, 5:41 pm
#2731
Join Date: Mar 2012
Location: world
Programs: all
Posts: 1,422
I cant find any beans in the SF Bay Area. any tips?
Nov 17, 2012, 5:48 pm
#2732
Join Date: Sep 2012
Posts: 4,431
I tried buying a $196.05 bean at CVS using a $200 Visa GC. I hit the "debit" button as form of payment, but it then asked me to enter PIN. When I told the cashier that it didn't have a PIN, she said "oh, it's a gift card" and now it looks like the payment went through as a credit card. I don't think there's an option to pay with a gift card.
Anyway, I have a lot of $200 Visa GC (Staples, cough). What I want to do is to combine them to pay off 1 $500 (or $496.05) bean. Seeing as my local CVS charges these GC as CC, I don't think I'll be able to do that. Has anybody tried combining multiple Visa/MC GC to pay for 1 large bean?
Anyway, I have a lot of $200 Visa GC (Staples, cough). What I want to do is to combine them to pay off 1 $500 (or $496.05) bean. Seeing as my local CVS charges these GC as CC, I don't think I'll be able to do that. Has anybody tried combining multiple Visa/MC GC to pay for 1 large bean?
Nov 17, 2012, 6:17 pm
#2733
Join Date: Jul 2010
Location: DCA/IAD/BWI
Programs: UA 2P, Marriott Plat, Hyatt Plat, National EE, Avis PC
Posts: 314
I have been keeping up with the thread for a while now.
I am wondering why there's not much talk about the $100MC that can be bought at Staples with the rebate?
I am sure it may be in this thread somewhere (I have been looking back through the thread again), but I cannot tell if this card can be used to directly load onto the BB or not.
Can someone please pm me the answer to this question, or post here?
I am wondering why there's so little chatter about the MC card, and much chatter about the VS cards.
I am wondering why there's not much talk about the $100MC that can be bought at Staples with the rebate?
I am sure it may be in this thread somewhere (I have been looking back through the thread again), but I cannot tell if this card can be used to directly load onto the BB or not.
Can someone please pm me the answer to this question, or post here?
I am wondering why there's so little chatter about the MC card, and much chatter about the VS cards.
And negative on question two.
Nov 17, 2012, 6:30 pm
#2735
Join Date: Aug 2011
Location: ECP
Programs: DL Diamond
Posts: 1,658
The Barracks Road Charlottesville CVS allows unlimited VR purchases FWIW. Lowers the cost when you can buy $3k at once. Just got 1k each on 3 different cards with 3 different banks.
Nov 17, 2012, 6:30 pm
#2736
Join Date: Nov 2010
Posts: 463
Is this a risk?
The only thing that interests me on the Bluebird is to pay my mortgage & pay my credit card. I'd be loading at a wm register, but I'm only asking about the risks on how I use the Bluebird.
If I do only those 2 activities (no ATM use, no transfers to checking account, but also not really any purchases either), would you consider that to be somewhat of a risk to getting shut down on the Bluebird? or like a Financial review sorta thing.
If I do only those 2 activities (no ATM use, no transfers to checking account, but also not really any purchases either), would you consider that to be somewhat of a risk to getting shut down on the Bluebird? or like a Financial review sorta thing.
Nov 17, 2012, 6:34 pm
#2737
Join Date: Jul 2010
Location: DCA/IAD/BWI
Programs: UA 2P, Marriott Plat, Hyatt Plat, National EE, Avis PC
Posts: 314
The only thing that interests me on the Bluebird is to pay my mortgage & pay my credit card. I'd be loading at a wm register, but I'm only asking about the risks on how I use the Bluebird.
If I do only those 2 activities (no ATM use, no transfers to checking account, but also not really any purchases either), would you consider that to be somewhat of a risk to getting shut down on the Bluebird? or like a Financial review sorta thing.
If I do only those 2 activities (no ATM use, no transfers to checking account, but also not really any purchases either), would you consider that to be somewhat of a risk to getting shut down on the Bluebird? or like a Financial review sorta thing.
Nov 17, 2012, 6:57 pm
#2738
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
I don't see why AMEX would have an issue with only using the BB for items where you can not use any other credit card. I know that is what I am planning on doing. Pay my property tax, medical insurance etc where no credit cards are accepted. I think the problem would come when you start ATM use and transfers to your checking / savings accounts.
Nov 17, 2012, 7:08 pm
#2739
Join Date: Jan 2009
Location: LAX
Posts: 670
I don't see why AMEX would have an issue with only using the BB for items where you can not use any other credit card. I know that is what I am planning on doing. Pay my property tax, medical insurance etc where no credit cards are accepted. I think the problem would come when you start ATM use and transfers to your checking / savings accounts.
Nov 17, 2012, 7:19 pm
#2740
Join Date: Oct 2012
Posts: 104
Data point - Local walgreens (Denver area), wouldn't allow purchase with credit cards.
Cash ONLY.
Cash ONLY.
Nov 17, 2012, 7:32 pm
#2741
Join Date: Aug 2011
Location: ECP
Programs: DL Diamond
Posts: 1,658
Are there any opinions about what CC companies are going to think about 1-2 charges per month for $1007.90? Doesn't seem like they should care since they're still getting their 2%. That doesn't mean they won't, though...
Nov 17, 2012, 7:35 pm
#2742
Join Date: Jul 2010
Location: DCA/IAD/BWI
Programs: UA 2P, Marriott Plat, Hyatt Plat, National EE, Avis PC
Posts: 314
I'd imagine it depends on whether you're getting 5x or 1x on that $1007.90.
Nov 17, 2012, 7:38 pm
#2743
Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 687
Hilton Amex CC at 6x
Anita
Nov 17, 2012, 7:47 pm
#2744
Join Date: Jan 2003
Location: SAN
Programs: DL SM, Marriot PLT, Tall guy in need of legroom
Posts: 1,478
OK so I load $1001.30 (I have my reasons) in Wally Word via my ST card and then ask for them give me $100 cash back? Not following..wouldnt transaction be for $901.30 and thus 901 ish Skypesos? I guess I need to know the process, the BB website is unclear and what you can do at wally world.
Last edited by kdinino; Nov 17, 2012 at 8:09 pm Reason: math