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Wal-Mart, Amex take on banks with Bluebird debit card

Wal-Mart, Amex take on banks with Bluebird debit card

Old Nov 14, 12, 5:33 pm
  #2506  
 
Join Date: Nov 2009
Posts: 956
Originally Posted by farbster View Post
I found this and thought it was an interesting read. It explains about cyber theft using prepaids...

http://krebsonsecurity.com/2012/04/t...prepaid-cards/
Interesting article. This caught my attention:
In isolated cases, the mules simply disappear with the money and stiff the cyber thieves.

Where do I sign up as a mule? LOL...
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Old Nov 14, 12, 5:37 pm
  #2507  
 
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Originally Posted by Rommie2k6 View Post
Interesting article. This caught my attention:
In isolated cases, the mules simply disappear with the money and stiff the cyber thieves.

Where do I sign up as a mule? LOL...
You can sign in voluntarily....sign out may happen without your approval. !
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Old Nov 14, 12, 6:08 pm
  #2508  
 
Join Date: Mar 2007
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Originally Posted by swhang View Post
Is this possible?

Buy a gift card online.
Buy a vanilla card at Kohl's.
Load it up onto Bluebird.

Does Kohl's even sell Vanilla cards?
No Vanilla reloads at Kohls.

If you go to vanillareload.com, click "reload locations" on the upper right to see where reloads are sold.
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Old Nov 14, 12, 6:35 pm
  #2509  
 
Join Date: Dec 2009
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Originally Posted by swhang View Post
Does Kohl's even sell Vanilla cards?
Shouldn't this have been the first question, not the last?
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Old Nov 14, 12, 6:54 pm
  #2510  
 
Join Date: Aug 2011
Location: WAS
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Missed connection:

You: hid VR cards behind a stack of PayPal GC's at Arlington, VA CVS
Me: found them

My reaction: HAHAHAHA

PM me if you feel the same way
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Old Nov 14, 12, 7:17 pm
  #2511  
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Join Date: May 2012
Posts: 613
sorry if this is answered ,

How do I transfer $2 or any amount from my Paypal or Topcashback account to my bluebird account? I am trying to avoid the ATM fee with the bluebird.

Can you tell me the steps?
thanks
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Old Nov 14, 12, 8:18 pm
  #2512  
 
Join Date: Jan 2000
Location: fort worth, texas
Posts: 942
CVS success on VRs

Stopped by CVS tonight in a fairly upscale TX suburb. Saw the VRs, regular Vanilla, and Amex Gift cards.

Went up to cash register with a VR and $5 worth of aspirin. Asked to put $500 on VR, cashier didn't blink an eye, paid for it with a CC (5% back at drugstores), and she even knew enough to show me the card was active on the receipt. So, at least some CVS's seem to be a good way to meet spend.
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Old Nov 14, 12, 8:21 pm
  #2513  
 
Join Date: Feb 2008
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Trouble setting DD from Brokerage account.

I just failed for the second time. I used my BB routing numbers. Supplied them to my Fido Brokerage account .Twice , Fido came back to me saying BB refused to accept test DD. I talked to CSR at BB. they had no idea why.
Hase anyone had success with this? Any ideas?
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Old Nov 14, 12, 9:06 pm
  #2514  
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Originally Posted by beachmiles View Post
I just failed for the second time. I used my BB routing numbers. Supplied them to my Fido Brokerage account .Twice , Fido came back to me saying BB refused to accept test DD. I talked to CSR at BB. they had no idea why.
Hase anyone had success with this? Any ideas?
Fido has its own unique test method that is completely different than other financial institutions. I have NEVER seen Fido actually deposited anything to test any new account added versus TD and Schwab who actually sent 2 tiny deposits that you can see on the receiving bank's activities online. C1 has 2 different banks so one can have twice FDIC protection to split the deposits between the 2 banks which have different routing number. On one occasion Fido actually changed the routing number I provided for a C1 account and proceeded to change the routing number on other established C1 accounts without ever informed me. Needless to say, this caused the other established C1 accounts fell off the linkage. That is how competent Fido IT is.

I am afraid you would have to give up using Fido for this purpose.

Last edited by Happy; Nov 14, 12 at 9:15 pm
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Old Nov 14, 12, 9:22 pm
  #2515  
 
Join Date: Sep 2012
Posts: 4,406
I bought a VR at CVS as well, using my AMEX Hilton. That's $3.95 for 3000 HH pts. However, IMO this deal is nowhere as good as the OD one, for a couple reasons. First, 3000 HH pts is worth maybe $20. I plan on using them for high-end redemption, so 3K could be valued at $30. The major issue I have with buying VR at CVS is that I think historically AMEX has a sharper eye for suspicious activity and it's not common to spend $2K+ at a drug store, whereas it was very possible to do so at an office supply store. I can't see myself buying more than 2 VR at CVS per month.
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Old Nov 14, 12, 9:29 pm
  #2516  
 
Join Date: Mar 2012
Posts: 89
viagra cost alot these days. gotta keep the wife and the mistress happy. thats my excuse if amex questions my high spending at cvs. blame viagra, no generics for it yet.
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Old Nov 14, 12, 9:45 pm
  #2517  
ned
 
Join Date: Nov 2002
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Keep It Simple

Load $5K beans per month. Bill Pay $5K per month including some CC bills. These are permitted activities. What is the problem?
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Old Nov 14, 12, 10:13 pm
  #2518  
 
Join Date: Sep 2012
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Originally Posted by ned View Post
Load $5K beans per month. Bill Pay $5K per month including some CC bills. These are permitted activities. What is the problem?
The concern is that this isn't how AE intended for customers to use this card. The rinse and repeat of loading beans and paying bills doesn't help AE make any money.

Granted we're all speculating, but the thought is that limiting the use to solely this type of activity will get the account shut down. Ideally, you'd want to use this card by mixing in other activity that generate transaction fees for AE, like the "underbanked" would use it.
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Old Nov 14, 12, 10:17 pm
  #2519  
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Originally Posted by DaveInLA View Post
I bought a VR at CVS as well, using my AMEX Hilton. That's $3.95 for 3000 HH pts. However, IMO this deal is nowhere as good as the OD one, for a couple reasons. First, 3000 HH pts is worth maybe $20. I plan on using them for high-end redemption, so 3K could be valued at $30. The major issue I have with buying VR at CVS is that I think historically AMEX has a sharper eye for suspicious activity and it's not common to spend $2K+ at a drug store, whereas it was very possible to do so at an office supply store. I can't see myself buying more than 2 VR at CVS per month.
Yeah, I also find HHonors points to be a very unattractive "currency." When I typically look for a night at one of their mid-level airport hotels (like a Hampton Inn) it's 35000 points a night. Am I really going to go through the hassle (and risk) of "laundering" 12 VR for the privilege of buying that room for $46? It's not a compelling transaction. I think you would be better off buying gift cards at an office supply story with an Ink card at 5x and then using those cards to buy the VR cards at CVS. Of course, that's getting fairly marginal too.
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Old Nov 14, 12, 10:43 pm
  #2520  
ned
 
Join Date: Nov 2002
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Originally Posted by StephenW View Post
The concern is that this isn't how AE intended for customers to use this card. The rinse and repeat of loading beans and paying bills doesn't help AE make any money.

Granted we're all speculating, but the thought is that limiting the use to solely this type of activity will get the account shut down. Ideally, you'd want to use this card by mixing in other activity that generate transaction fees for AE, like the "underbanked" would use it.
I understand this. However if I have to use this card for unproductive activities what is the purpose? Granted you will be able to Bill Pay some things that would otherwise be paid with a check, but you will give up other opportunities. I do not find this so compelling that I will completely alter my activities to protect the use of this card. I may be shut down, but they will not be getting a virgin.
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