Wells Fargo Prepaid Cards
Feb 28, 2013, 4:14 pm
#1142
Join Date: Feb 2008
Programs: National Executive Elite, Hertz PC, Avis CC, Continental Onepass
Posts: 451
I was blacklisted with Chase after I ran through a rough patch about 13 years ago and was unable to pay a $11000 debt. I applied for the Chase Priority Club in 2011 because of the "previous unsatisfactory relationship with bank." I had never received a collection letter from any agency about my Chase debt (I had paid other older debts off). When I call the recon line, they told me that if I paid off the old collection, they would allow for me to apply for the card. They gave me the collection agency's name and number to pay the debt. The debt had been past down a lot during that time (about 11 years), so by the time I got to the 4th collection agency, it was closed down and there was no way to trace it. I called Chase after 2 months and told them I tried to pay the debt, but could not find where it was. The lady was nice and called the collection agency and they told her that it had been sold and there was no way to trace it now. She verified the information from my previous application and got a supervisor on the line. He allowed me to get the Priority Club card, but only with a $1000 credit limit. I thought I was in the open until a year later. I applied for the Mileage Plus card and was declined because of the same reason. I called the recon line again, saw the notes where I tried to pay the debt and gave me the card with a $7000 limit. It is still in their system, but the supervisor was able to override it for me and I have 2 cards. I want to pay those two well for a year or two before I try any others. If you find the right person, it can be overridden.
Feb 28, 2013, 6:58 pm
#1143
Join Date: Dec 2011
Location: ORD
Posts: 701
Has anyone used other cards that you can purchased from a grocery store to to help get money off of your WF card? Same $3.95 fee as a VR but includes bill pay AND can be purchased in amounts up to $950. It didn't dawn on me until now that I could be doing this on one card and also putting the $5K allowed monthly on the BB.
Feb 28, 2013, 7:45 pm
#1146
Join Date: Nov 2011
Posts: 301
You can do $600 as it is WF's transaction limit, though you could do multiple transactions.
Has anyone used other cards that you can purchased from a grocery store to to help get money off of your WF card? Same $3.95 fee as a VR but includes bill pay AND can be purchased in amounts up to $950. It didn't dawn on me until now that I could be doing this on one card and also putting the $5K allowed monthly on the BB.
Mar 1, 2013, 7:48 am
#1148
Suspended
Join Date: May 2010
Posts: 2,998
Has anyone used other cards that you can purchased from a grocery store to to help get money off of your WF card? Same $3.95 fee as a VR but includes bill pay AND can be purchased in amounts up to $950. It didn't dawn on me until now that I could be doing this on one card and also putting the $5K allowed monthly on the BB.
Mar 1, 2013, 8:51 am
#1149
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Security information incorrect.
WFPP, Tried to sign in my account but get "Security information incorrect." am I in trouble? anyone had this happen?(I could sign in yesterday) call CS or wait for few days?
Last edited by prasha11; Mar 1, 2013 at 9:04 am
Mar 1, 2013, 9:38 am
#1150
Used to be garyjr316
Join Date: Feb 2011
Location: LAX or SBA
Programs: AAdvantage, MileagePlus, Gold Passport, Hilton HHonors, Marriott
Posts: 800
Yes but I am talking about going beyond the $5K limit with the BB. Mostly for hitting spend requirements. I strictly load the BB with VRs for now since I can get 6x points. Once that is no longer available through CVS I will probably just switch to the WF load method.
Mar 1, 2013, 9:54 am
#1151
Join Date: Nov 2011
Posts: 301
For many people with account under security review, the accounts are accessible and only "load fund" is disabled. Your case is probably something different, I'd call.
QUOTE=prasha11;20339641]WFPP, Tried to sign in my account but get "Security information incorrect." am I in trouble? anyone had this happen?(I could sign in yesterday) call CS or wait for few days?[/QUOTE]
QUOTE=prasha11;20339641]WFPP, Tried to sign in my account but get "Security information incorrect." am I in trouble? anyone had this happen?(I could sign in yesterday) call CS or wait for few days?[/QUOTE]
Mar 1, 2013, 9:56 am
#1152
Join Date: Nov 2002
Programs: MTD pass holder
Posts: 1,142
Mar 1, 2013, 9:59 am
#1153
Join Date: Sep 2011
Posts: 217
Mar 1, 2013, 10:39 am
#1155
Join Date: Sep 2011
Posts: 217
I think I read somewhere in this thread (or was it BB 
) that there is no hard pull on getting this card (but I am confused from all the reading). Here is what it says on faqs at WFPP card site:
The Wells Fargo Prepaid Card is not tied to your personal credit in any way.
Does this mean, getting this card will not hurt the credit score? In other words, no hard pull on getting this card, right?
) that there is no hard pull on getting this card (but I am confused from all the reading). Here is what it says on faqs at WFPP card site:The Wells Fargo Prepaid Card is not tied to your personal credit in any way.
Does this mean, getting this card will not hurt the credit score? In other words, no hard pull on getting this card, right?