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Old Jan 10, 2013, 7:36 am
  #766  
 
Join Date: Apr 2006
Posts: 1,259
Just another caution regarding security locks on the WFPP, which are atrocious to deal with. My spouse's card was locked shortly after receiving it, probably because of too many inaccurate attempts to login. What followed was a MONTH in the penalty box. Without any notification, I tried logging in today and the account is active again. The best part? They charged us $1 for every follow up phone call to check on the status of the security review.

bangkokiscool is offline  
Old Jan 10, 2013, 8:31 am
  #767  
 
Join Date: Oct 2002
Location: SF Eastbay
Programs: AA Plt-Lite 2MM,HH Gld, MR Plat
Posts: 613
Originally Posted by concordian
Agree with above poster. I am using WF loading 4500 each month from Chase Sapphire and United cards and using Walmart to load to my BB. I withdraw 500 each month from WF ATM. No issues so far and I load 2 times a month(2500 and 2000) with 15 days gap.
When you load from your WFPC to BB, is it a debit transaction? How does WF treat it?
sbc94523 is offline  
Old Jan 10, 2013, 9:04 am
  #768  
 
Join Date: Nov 2002
Posts: 164
Originally Posted by sbc94523
When you load from your WFPC to BB, is it a debit transaction? How does WF treat it?
When you swipe your WF card, it'll ask you for a PIN. You enter it in and that's it. It then shows up as a Walmart purchase.
Cbass98 is offline  
Old Jan 10, 2013, 10:35 am
  #769  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by Cbass98
I was only doing 1K loads because MMS was doing 1K loads. It seems like you're getting $4500 every 16 days. I just recalculated this and you're right, I did $4500 in 14 days and on my 18th day, I added another 1K, so I am within their limits (and wasting an extra $2.50). I'll have to move to your schedule every 16 days. Thanks for the tip. And why $2495 and $1995? Why couldn't you do $2500 and $2000? Isn't the $2.50 outside of the limits?

To the other person - I am loading the BB in WMT with 2x$500 loads.
Every load charge $5, so I take 5 off the total. I realize my thinking is wrong. its complicated! This drama felicitates the spend limit on a new card otherwise its just a headache.
prasha11 is offline  
Old Jan 10, 2013, 11:18 am
  #770  
 
Join Date: Jan 2009
Location: LAX
Posts: 670
Originally Posted by AscorbylPalmitate
how do u drain it w/o being at walmart, using ATMs or buying money orders??
also cash back
sk8uno is offline  
Old Jan 10, 2013, 10:33 pm
  #771  
 
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
Has anyone been able to do a max ATM at a WF bank in the past week? I'm limited to 300 ...
amolkold is offline  
Old Jan 10, 2013, 11:58 pm
  #772  
 
Join Date: Nov 2011
Posts: 301
I did a couple of $500 atm withdraw at the beginning of the month without problem.

Originally Posted by amolkold
Has anyone been able to do a max ATM at a WF bank in the past week? I'm limited to 300 ...
tonyflyer is offline  
Old Jan 11, 2013, 12:09 am
  #773  
 
Join Date: Oct 2012
Posts: 970
Originally Posted by prasha11
This drama felicitates the spend limit on a new card otherwise its just a headache.
What does that mean in English?
farwest101 is offline  
Old Jan 11, 2013, 12:26 am
  #774  
 
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
Originally Posted by amolkold
Has anyone been able to do a max ATM at a WF bank in the past week? I'm limited to 300 ...
I did $500 yesterday. No problem.
nwflyboy is offline  
Old Jan 11, 2013, 12:47 am
  #775  
 
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
Originally Posted by nwflyboy
I did $500 yesterday. No problem.
Hmm, my card works otherwise. I'm going to let it sit for a week and just do small cb transactions and avoid the ATM for a while. Thanks for reporting back.
amolkold is offline  
Old Jan 11, 2013, 5:48 pm
  #776  
 
Join Date: Nov 2012
Location: NYC
Posts: 398
Originally Posted by amolkold
Has anyone been able to do a max ATM at a WF bank in the past week? I'm limited to 300 ...
i just did a $500 ATM withdrawal at a non-WF ATM
AscorbylPalmitate is offline  
Old Jan 11, 2013, 5:54 pm
  #777  
 
Join Date: Nov 2012
Location: NYC
Posts: 398
how is the monthly fee assessed? is it based on an amount as of a certain date, average balance or what? (obviously the objective is to avoid it)
AscorbylPalmitate is offline  
Old Jan 11, 2013, 6:38 pm
  #778  
 
Join Date: Jan 2009
Location: LAX
Posts: 670
Originally Posted by AscorbylPalmitate
how is the monthly fee assessed? is it based on an amount as of a certain date, average balance or what? (obviously the objective is to avoid it)

The monthly fee is a flat $3. https://www.wellsfargo.com/giftcard/...paid-card/fees
sk8uno is offline  
Old Jan 11, 2013, 6:45 pm
  #779  
 
Join Date: Nov 2012
Location: NYC
Posts: 398
Originally Posted by sk8uno
i am aware of that. what i meant is how/when is it assessed; some members here drained their card and no monthly fee was charged.

also, how do we know which retailers do cashback and their fees?
AscorbylPalmitate is offline  
Old Jan 11, 2013, 6:52 pm
  #780  
 
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
anyone else like me?

i have been withdrawing everything i put in within 1-2 days. so there is never enough money to charge the monthly fee. so they don't charge it. one month there was $0.68 and they charged that, that's it
ma91pmh is offline  


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