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-   -   AmEx for Target: $400/week credit card ATM withdrawals for 1.3%+ in certain cities (https://www.flyertalk.com/forum/manufactured-spending/1242493-amex-target-400-week-credit-card-atm-withdrawals-1-3-certain-cities.html)

84fiero Jul 30, 11 10:12 pm


Originally Posted by montreid (Post 16829812)
Wouldn't recommend loading the GC since $3 fee per load. Even at $500 denominations that's higher than you want.

Can't imagine that this earns points while all other Amex Debit cards haven't done so in the past: eg PASS.

Has anyone confirmed points earning on this?

Who wants to be the guinea pig?;) I'm not anywhere near the test market cities... though I wonder how long before Target rolls it out elsewhere.

One thing is that the PASS card is only reloadable from an Amex card (or bank account) so it was quite easy for Amex to not award points for it. If the Target card can be used with Visa and MC that may open up possibilities.

If in-store reloads are rung up just like any other purchase, including gift/prepaid cards, it wouldn't show up any different than a normal store purchase, as far as your credit card is concerned.

Online reloads may be more of a problem depending how Amex categorizes it.

beachmiles Jul 31, 11 9:50 pm

Includes Washington DC
 
"The "American Express for Target" reloadable prepaid card is being tested in Atlanta, Baltimore, Chicago, Denver and Miami."

The Baltimore area seems to include Washington DC , and well into Virginia.

blase Aug 1, 11 2:52 pm

Just bought one
 
So I just got back from Target where I bought one of the new American Express for Target cards. They are selling these at the registers rather than customer service, which I found surprising. Also, when you load up the card (max initial load is $500), they ask for all of your personal info right there at the register. The cashier asked me for my driver's license so he could input my address, and then I was instructed to input my SSN, birthdate and phone # on the keypad. Fortunately the cashier seemed pretty familiar with these cards already, so everything went smoothly.

I tried setting up my account online but it seems as though the functionality is limited for a few days yet. of course I will be unable to get cash at any ATMs without a pin, but it also looks like I am unable to load the card again until they validate all of my information.

So what everyone wants to know - it seems as though this purchase WILL earn miles, as I made sure to buy it along with the rest of my Target purchases, so as not to have a separate transaction. My total purchase was around $562, and I put it on my BA card. I don't see how there's any way they could discern what part of that $562 was for this card as opposed to other items I purchased, so I am pretty confident it will get coded as a mileage-earning purchase.

skynerd Aug 1, 11 3:54 pm

Security tip: use an incorrect PIN if you're going to test ATM's to try to find one that is fee free. When I declined an ATM's initial offer to look up my balance, and then just asked to make a withdrawal, many ATM's took me to the screen that asks the additional withdrawal fee apparently before doing anything that would reveal that my PIN was incorrect.

This might not always be so. For example, I used my real PIN at 7-11 and declined the transaction when the machine told me it want to charge me $2.95, and my bank activity now shows a withdrawal followed by a matching deposit.

Sorry if I'm belaboring the obvious just because I didn't think of it until I had given my PIN to a couple of ATM's that I don't normally use.

By the way, my ATM at work is apparently fee free (I actually did a withdrawal). I have not yet tried local ATM's identified by allpointnetwork or moneypass.

AlohaDaveKennedy Aug 1, 11 5:10 pm

Can the tradecraft on the public board! Or would you like my AMEX Financial Review Officer's private number so you can call her and kill the deal quicker?
Some people hate on what we do and they sleep better not knowing about it.

And yes, AMEX can see what you are up to with their cards.

AlohaDaveKennedy Aug 1, 11 5:13 pm

This tradecraft should be public - doesn't provide the opposition with anything useful to hunt down and close.


Originally Posted by skynerd (Post 16839269)
Security tip: use an incorrect PIN if you're going to test ATM's to try to find one that is fee free. When I declined an ATM's initial offer to look up my balance, and then just asked to make a withdrawal, many ATM's took me to the screen that asks the additional withdrawal fee apparently before doing anything that would reveal that my PIN was incorrect.

This might not always be so. For example, I used my real PIN at 7-11 and declined the transaction when the machine told me it want to charge me $2.95, and my bank activity now shows a withdrawal followed by a matching deposit.

Sorry if I'm belaboring the obvious just because I didn't think of it until I had given my PIN to a couple of ATM's that I don't normally use.

By the way, my ATM at work is apparently fee free (I actually did a withdrawal). I have not yet tried local ATM's identified by allpointnetwork or moneypass.


QL_714 Aug 1, 11 6:29 pm


Originally Posted by AlohaDaveKennedy (Post 16839736)
Can the tradecraft on the public board! Or would you like my AMEX Financial Review Officer's private number so you can call her and kill the deal quicker?
Some people hate on what we do and they sleep better not knowing about it.

And yes, AMEX can see what you are up to with their cards.

You would expect the noobs to learn from their mistakes, NOT! :D

Frenchie Flyer Aug 1, 11 6:42 pm

Some Texas Credit Union ATMs
 
http://freecuatms.org/index.cfm?CUID...?CUID=aplusfcu

Says "totally free". Might be worth a try. One of my banks is listed.
I'll be in Denver next week and will have to do some shopping.

MojaveJack Aug 3, 11 11:23 pm


Originally Posted by blase (Post 16838875)
I tried setting up my account online but it seems as though the functionality is limited for a few days yet. of course I will be unable to get cash at any ATMs without a pin, but it also looks like I am unable to load the card again until they validate all of my information.

When I've purchased GCs at ShopRite (area supermarket chain) they can take up to 48 hrs to be activated. This may be similar.

Marathon Man Aug 5, 11 3:51 pm

received the targeted email as well and just got and activated card today

have yet to digest what to try this with and all that. Not sure if it's yet worth even having

:)MM

blase Oct 31, 11 11:33 pm

Just tried loading this card online and it appears the method of loading it with a credit card is now no longer available. I will try in the store tomorrow to load it with a card and see what happens.

PeterAmling Nov 1, 11 10:02 am

Thanks for the update Blase. I'm going to try buying one today at my local Target. There is a fee-free ATM down the street from me.

MaineFlyer16 Nov 1, 11 11:38 am

So with a maximum withdrawal of $200/wk, per card, it seems like you could realistically only be netting 400 miles a week (assuming 1 mile/dollar spent) per person. In all, 20,000 miles a year assuming you don't miss a week. Seems like an awful lot of work. However, if you can combine with bigcrumbs, you might actually not have to pay anything for them. Might make it worth it for some people.

PeterAmling Nov 1, 11 11:55 am


Originally Posted by MaineFlyer16 (Post 17372052)
So with a maximum withdrawal of $200/wk, per card, it seems like you could realistically only be netting 400 miles a week (assuming 1 mile/dollar spent) per person. In all, 20,000 miles a year assuming you don't miss a week. Seems like an awful lot of work. However, if you can combine with bigcrumbs, you might actually not have to pay anything for them. Might make it worth it for some people.

I would find it more helpful for meeting minimum spend requirements than accruing regular miles.

diljs Nov 2, 11 2:13 pm

great for those with an AARP card to exploit!


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