Negative account balance [merged repayment of SEN overdraft thread]
Oct 2, 2007, 1:42 pm
#91
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Oct 2, 2007, 2:11 pm
#92
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:rofl:
Oct 2, 2007, 2:18 pm
#93
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I quite agree with the statement (if not the speling 
) - but then again, the poster is easily the most intelligent person on this board! 
On an unrelated note, I find it interesting that most people discussing the issue here are falling for LH's way of spinning the story - after all, they called it an overdraft, so it must clearly be a loan, right?! Before the rules were changed, one way of looking at this (maybe the more straightforward one) is that LH was simply waiving, in part, the requirements for an award (i.e., up to 150K miles per SEN on the understanding that the missing miles would be applied against future ones) - to me, that does not necessarily qualify as a loan, particularly since LH never mentioned "repayment" (again, under the old rules). But what do I know ...
) - but then again, the poster is easily the most intelligent person on this board! On an unrelated note, I find it interesting that most people discussing the issue here are falling for LH's way of spinning the story - after all, they called it an overdraft, so it must clearly be a loan, right?! Before the rules were changed, one way of looking at this (maybe the more straightforward one) is that LH was simply waiving, in part, the requirements for an award (i.e., up to 150K miles per SEN on the understanding that the missing miles would be applied against future ones) - to me, that does not necessarily qualify as a loan, particularly since LH never mentioned "repayment" (again, under the old rules). But what do I know ...
Oct 2, 2007, 2:44 pm
#94
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Before the rules were changed, one way of looking at this (maybe the more straightforward one) is that LH was simply waiving, in part, the requirements for an award (i.e., up to 150K miles per SEN on the understanding that the missing miles would be applied against future ones) - to me, that does not necessarily qualify as a loan, particularly since LH never mentioned "repayment" (again, under the old rules). But what do I know ...
SmilingBoy.
Oct 2, 2007, 2:45 pm
#95
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Just a humble 136, but thanks
On an unrelated note, I find it interesting that most people discussing the issue here are falling for LH's way of spinning the story - after all, they called it an overdraft, so it must clearly be a loan, right?! Before the rules were changed, one way of looking at this (maybe the more straightforward one) is that LH was simply waiving, in part, the requirements for an award (i.e., up to 150K miles per SEN on the understanding that the missing miles would be applied against future ones) - to me, that does not necessarily qualify as a loan, particularly since LH never mentioned "repayment" (again, under the old rules). But what do I know ...
Oct 2, 2007, 2:46 pm
#96
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Oct 2, 2007, 2:52 pm
#97
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From what I heave HEARD (not experienced), the overdraft initially startet as a replacement for a number of paper upgrade vouchers (voucher booklet) early SENs used to get (long before I was a M&M status member) as soon as they made SEN. As those vouchers were "enhanced away", SENs got the "overdraft" in return, which the could use to upgrade the same or a similar number of flights. This would also explain the early "you don't have to pay it back" nature of this loan.
)The entire overdraft possibility fell to pieces when LH did the *A status match in the UK where every Tom, Dick or Harry got their SEN card and used the overdraft to take an F trip to the US for 140k miles and never paid any of these miles back.
Oct 3, 2007, 1:11 am
#98
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Now I would like to know if bankers give a loan to a 3 years old ?
But LH did ! So they can not expect to get anything back.
Originally Posted by Originally Posted by bertheike
sorry but that's bullsh..... !
using the overdraft is/was not a single act of a contract !
using the overdraft is/was not a single act of a contract !
Originally Posted by Flying Lawyer
I would not have expected any other highly qualified and polite answer from you, bertheike,
What is making use of an overdraft??
In former times they called it "Überziehung", today they call it "Meilenvorschuss". Being able to speek German, I am pretty much aware (even without using my sick lawyer's brain) what a Vorschuss is. You have to earn the amount given as a Vorschuss or you have to pay it. back. And what is "Überziehung"? You have to pay it back. This is common sense, but for somebody divding one ticket into four different contracts.....
I refrain from using the same kind of language you use...
What is making use of an overdraft??
In former times they called it "Überziehung", today they call it "Meilenvorschuss". Being able to speek German, I am pretty much aware (even without using my sick lawyer's brain) what a Vorschuss is. You have to earn the amount given as a Vorschuss or you have to pay it. back. And what is "Überziehung"? You have to pay it back. This is common sense, but for somebody divding one ticket into four different contracts.....
I refrain from using the same kind of language you use...
Last edited by bertheike; Oct 3, 2007 at 1:21 am
Oct 3, 2007, 1:26 am
#100
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The discussion is ridiculous - it is crystal clear that LH has a right for repayment; the question is whether they will pursue this in court or not. I hope they will, at least with the freeloaders that never had a paid flight on LH.
I'm happy for this discussion though, it will make me much more careful who to lend money to in the future, otherwise I'll get responses like "Oh, I was never interested in the money, just the flight I bought using the money you lent me. So why should I pay you back now?"...
SmilingBoy.
Oct 3, 2007, 6:06 am
#101
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I doubt the 3-year old applied for the overdraft, but you. So I can't see why you shouldn't be responsible for paying it back.
The discussion is ridiculous - it is crystal clear that LH has a right for repayment; the question is whether they will pursue this in court or not. I hope they will, at least with the freeloaders that never had a paid flight on LH......
SmilingBoy.
The discussion is ridiculous - it is crystal clear that LH has a right for repayment; the question is whether they will pursue this in court or not. I hope they will, at least with the freeloaders that never had a paid flight on LH......
SmilingBoy.
Anybody having the accountno. and the pin could aply for the tickets/overdraft !
Also as already posted bevore, a few days bevore the new T/C came up, it was already posted on FT. And bevore I used the miles I called M&L and asked them " what happens if a SEN use the miles/overdraft and later does not exept the new T/C ? And the answer was " nothing ".
Only an overdraft used after the change, we will charge if it is not payed back in miles.
May be I have stored this phone call on my PC in Germany.
Oct 3, 2007, 6:36 am
#102
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Sorry, but that's simply stupid.
Anybody having the accountno. and the pin could aply for the tickets/overdraft !
Also as already posted bevore, a few days bevore the new T/C came up, it was already posted on FT. And bevore I used the miles I called M&L and asked them " what happens if a SEN use the miles/overdraft and later does not exept the new T/C ? And the answer was " nothing ".
Only an overdraft used after the change, we will charge if it is not payed back in miles.
May be I have stored this phone call on my PC in Germany.
Anybody having the accountno. and the pin could aply for the tickets/overdraft !
Also as already posted bevore, a few days bevore the new T/C came up, it was already posted on FT. And bevore I used the miles I called M&L and asked them " what happens if a SEN use the miles/overdraft and later does not exept the new T/C ? And the answer was " nothing ".
Only an overdraft used after the change, we will charge if it is not payed back in miles.
May be I have stored this phone call on my PC in Germany.
Oct 3, 2007, 9:53 am
#104
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Oct 4, 2007, 3:21 am
#105
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The M&L program was/is open for persons all ages !
But a 3 year old SEN used the overdraft is/was simply "Geschaeftsunfaehig"
How could M&L now try to get anything back from him ?