IHG Premium Visa card [UK] (was PC Rewards Black Visa Card)
1). 40K sign up bonus
2) Free night when you spend 10K. 3) 2 pts/£ 4) Annual fee £99, first year free if apply by 29th Feb. priorityclub.com/jan12 |
Thanks for posting. I will take a look! Total no-brainer if its fee-free for first year, though.
EDIT - where do you see 'fee free until 29 Feb'? No mention on the link you provided. |
Originally Posted by ysb41
(Post 17720250)
1). 40K sign up bonus
2) Free night when you spend 10K. 3) 2 pts/£ 4) Annual fee £99, first year free if apply by 29th Feb. priorityclub.com/jan12 |
A free night when you spend ten grand?
Wow :D JAT |
Originally Posted by Raffles
(Post 17720608)
where do you see 'fee free until 29 Feb'? No mention on the link you provided.
some additional info: 4 pts/£ at IHG 4 pts/£ when spend overseas. I would say it is a decent offer.........:D |
As it stands the card is poor value. 10K for a one night stay. If the fee is waved then it is good for one years use, esp with the potential to earn 50000 pc points as well.
However I also cant see the fee free year being spoken of anywhere? |
Originally Posted by JAT74L
(Post 17721196)
A free night when you spend ten grand?
Wow :D JAT Note that if you go via pc.com, the offer is only 20k for signing up. If you use the 40k link above, prepare for the risk of having to fight for 40k rather than 20k if not targetted. |
I have the ordinary PCR Visa but discovered that whilst £1 spent (non IHG spend) earns one PC reward point. A £1 spend on my American Express card earns one Amex Reward Point which is then transferable to PCR points for 1.5 points, a 50% uplift. Bonkers.
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Originally Posted by Keefy-boy
(Post 17725199)
I have the ordinary PCR Visa but discovered that whilst £1 spent (non IHG spend) earns one PC reward point. A £1 spend on my American Express card earns one Amex Reward Point which is then transferable to PCR points for 1.5 points, a 50% uplift. Bonkers.
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Thanks for the link will sign up. A shame we don't have anything like our US counterparts.
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Originally Posted by Raffles
(Post 17720608)
Thanks for posting. I will take a look! Total no-brainer if its fee-free for first year, though.
EDIT - where do you see 'fee free until 29 Feb'? No mention on the link you provided. Maybe the fee is only waived for targetted applicants? |
Originally Posted by Raffles
(Post 17721510)
Don't be too cynical. Used at a major IC, especially midweek, you could get £250 of value, so 2.5% rebate on your £10k spend. Plus the 20k points you earned on your £10k. However, you'd need to be on the fee-free deal to make it work, £99 fee makes it less fun. And, of course, you can buy 40k points for $240 for the highest level redemption, so can't really say they are worth more.
Note that if you go via pc.com, the offer is only 20k for signing up. If you use the 40k link above, prepare for the risk of having to fight for 40k rather than 20k if not targetted. |
This doesn't look targeted - the form even allows a non-PC member to apply and a new account be created (although this didn't seem to be an option on-line).
I really can't see how anyone in the UK can lose out with this. Because there's no minimum spend requirement, you could buy something for a few pounds, get the 40k points, wait for the £99 fee to be credited back, get the credit card company to refund your now credit balance, cancel the card and walk away. That's the risk PC and the credit card company take - that some people will play the game, but many others will keep paying the fee and spending. Only fair to keep the balance somewhere near the consumers' side, isn't it? ;) |
Agree - as long as the fee doesn't apply, which I still cannot find stated anywhere! :confused:
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Originally Posted by essexadventurer
(Post 17730330)
Agree - as long as the fee doesn't apply, which I still cannot find stated anywhere! :confused:
... but the letter also directs you to the website to apply, and says the special offer is only available either on-line or by filling in the form. It also offers the opportunity to take the information in large print, Braille or audio format by calling - 0800 096 0126. Might be worth a call to get alternative paperwork sent to you that reflects the fee refund for peace of mind - it's very easy for all of us who hold letters to be confident, but I'd probably be as wary as essexadventurer otherwise! |
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