skidaddy74012

I will not use my IHG to book travel. The free trip insurance is a joke so far. It has been 6 months and I have not been reimbursed a condo fee. I was sick and still have not been reimbrused.

Adam1222

​​​​I don't think this has anything to do with IHG, but perhaps Chase more generally, or even a misunderstanding about what is and is not covered by travel insurance.

zxrst

This benefit with United is useless. My earlier $25 expired on July 16 and I need to use the next one in two months? It is worse than a Kohl’s cash.

turbox3

You are correct in being able to purchase a ticket, then cancelling it past 24 hours so that this can be returned to you in the form of FFC.

I just did this recently as I got a TC that expired literally 2 weeks after I activated the freebie.

Adam1222

It is not useless for people who fly United and are frequent travelers. Few benefits are of equal value to everyone, and most benefits of travel credit cards do not benefit infrequent travelers.

Schnit

Thats a pretty ridiculous statement. Kohl's cash is useful to people who shop at Kohl's. United credits are useful to people who fly.

hur88

Two months? The next one expires in January 2023.

Schnit

Just a data point for those wondering...I had asked a month or so ago if anything had hit the 20k spend yet, and one person was about to, so here is how things worked out for me:

I had a large purchase to make on my new Business card, so I was still working on the sign up bonus. I did my 20,000 purchase, which obviously got me the 3k SUB and 20k bonus. 2 days later when the purchase left pending the 100 statement credit showed up. When I looked in the app, it showed I had 210,000 points pending for the next statement (you cannot see it online, only on app).

My statement closed July 23, July 26 my 60,000 spend points posted and my 10,000 bonus points posted separately. It took until today for the 140,000 points to show (with yesterdays date though, weren't there at 8pm last night).

I estimate between the value of the points and the statement credit that I got $1,150 back on my purchase. And no there would not have been a cash discount, I bought kitchen cabinets, and the store that sold them took credit cards only, no cash no check.

tsg20

I already have both the Select and Premier personal cards, and I'm thinking about signing up for the Business card, too. I'm fairly sure the wording on the application is saying that I will get the signup bonus even having opened the personal card a few months ago, but has anyone else done this? (I searched the thread and found other people asking a few months ago, but didn't see a clear answer.)

beltway

The new(ish) restriction is on getting a new personal card if you already hold any personal card—Select, Traveler, or Premier. The business card signup is completely unrelated.

I say this as a holder of all 3 personal cards who signed up for the biz card (& earned the SUB) earlier this year.

TLDR: assuming all else (5/24 count, total Chase credit line, etc.) is in good order, you’re fine.

Schnit

Question for those who hit the 20k bonus...

I hit it on my business card, and now I am close to hitting it on my wife's card, opened a few months ago. Mine was all done with 1 purchase, so not returns.

I know the sign up bonus tracker says it is reduced for returns but in reality it is not. For example, if you spend 2,999 and return 999, you only need to spent $1 to actually get the bonus. Does the same hold true for the 20k bonus?

We are at 19,999.97 by chance of total purchases, but my wife wound up returning almost 2,000 of stuff she bought. Should I try buying a cup of coffee and see if I get the bonus, or is it not worth it?

jphripjah

I got a letter in the mail recently titled "Your IHG Rewards Select Credit Card Benefits are Changing"

It mentioned that points from credit card spend will not longer be elite qualifying points.

It then says "you'll continue to enjoy your other benefits, which aren't changing" and it lists them as the 40K points anniversary night and no foreign transaction fees.

It makes no reference to the 10% points rebate I get from this card.

It doesn't say this isn't changing but nor does the letter acknowledge it as a benefit.

Is this 10% points rebate benefit going away?

VTrain

Apologies if this was covered previously in this thread, but how long does it take for points to show up in your IHG account after the statement closes? My first statement closed a few days ago and nothing posted yet (I should also get upgraded to Diamond).

From my experience with all other co-branded credit cards (Chase United and Marriott, Citi/Barclays AA, Amex Marriott and Hilton) it’s always been within a day or two of statement close so not sure if this is unusual or normal for Chase/IHG.

Schnit

Normally a couple of days but things don't all post at the same time. When I hit my 20k spend in the same month as my SUB, I got my regular spend, SUB and 10k bonus on 3 separate days.

This month who knows...with all the IT issues from the hack anything is possible this month

VTrain

Thanks for the info, was wondering if it was hack-related… Saw on a blog site that stay postings have been scrambled.