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International health insurance

International health insurance

Old Aug 7, 23, 5:19 pm
  #1  
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Join Date: May 2010
Posts: 687
International health insurance

The medicare health insurance does not work overseas. Traveling to Dubai (5 days), Egypt (3 days) and Greece (5 days).

couple in their 70’s. Can anyone recommend health insurance for this trip? Thank you.
rtraveler is offline  
Old Aug 7, 23, 5:53 pm
  #2  
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Originally Posted by rtraveler
The medicare health insurance does not work overseas. Traveling to Dubai (5 days), Egypt (3 days) and Greece (5 days).

Couple in their 70’s. Can anyone recommend health insurance for this trip? Thank you.
Is a subtle difference between health insurance and travel insurance.
Travel insurance can cover medical~health issues, cancelled flight, missing bags and more.
Some TI's policies will cover *local* hospital care, but nothing after. You may not be able to travel for weeks.
Repatriation back home after a health issue can vary. A medically escorted flight home can/does cost $100,000 ~ $200,000 plus.

Travel Products forum--->https://www.flyertalk.com/forum/travel-products-639/
From Ambien to luggage to travel insurance, if it's a travel product, we're going to talk about it. For all things electronic, please visit the Travel Tech Forum.
-->2023 Travel Insurance Recommendations
and many others

Edit
Can easily get hurt just crossing a road or in vehicle accident.

Australia - Bali, Indonesia. Pays to read the fine.
AUD$370,000 = USD$242,600. For medical treatment and medivac that cost is not unusual.. And a shortish flight at that.(~6hrs)
-->Adelaide family forced to pay $370,000 after insurance company denies Indonesian scooter accident claim
An Adelaide mother whose son had a scooter accident in Indonesia says she will have to pay more than $370,000 in medical bills because travel insurance will not cover the costs.
<snip>
Mr Gibb took out travel insurance the night before he left for Indonesia but he was not covered for scooter riding, according to Ms Gibb, which would have incurred an additional $7 a day fee."He obviously didn't take enough notice of the policy either," she said.

"[He] signed up for it thinking $3 million in medical insurance is good and that was it. "They don't cover scooter riding unless you pay in advance each day a special fee. "I don't think he was planning on riding a scooter, it was only because they were on an island where the only transport was scooters."

After a "horrible" boat ride from the island to a Bali hospital and subsequent medevac flight back to Adelaide on July 23, Ms Gibb will have to pay costs to insurer Freely — which is a subsidiary of Cover-More — because she was a guarantor.
<snip>

Last edited by Mwenenzi; Aug 9, 23 at 12:57 am
Mwenenzi is offline  
Old Aug 7, 23, 8:31 pm
  #3  
 
Join Date: Mar 2011
Location: New York, NY
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Originally Posted by rtraveler
The medicare health insurance does not work overseas. Traveling to Dubai (5 days), Egypt (3 days) and Greece (5 days).

couple in their 70’s. Can anyone recommend health insurance for this trip? Thank you.
I've used Squaremouth to find different travel insurance providers. You can compare costs and define which options are important for you there.
steveholt is offline  
Old Sep 21, 23, 11:22 am
  #4  
 
Join Date: Aug 2023
Posts: 29
Many credit card offer very decent travel insurance. Why not simply rely on this one?
Frankh83 is offline  
Old Sep 22, 23, 11:46 am
  #5  
 
Join Date: May 2021
Posts: 285
Originally Posted by Frankh83
Many credit card offer very decent travel insurance. Why not simply rely on this one?
I believe credit card's travel insurance (such as my Amex) covers only emergency care due to accidents. Pre existing conditions are not covered.
AfterHour is offline  
Old Sep 22, 23, 11:50 am
  #6  
 
Join Date: May 2021
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Originally Posted by steveholt
I've used Squaremouth to find different travel insurance providers. You can compare costs and define which options are important for you there.
Yes, you can compare price and coverage of insurance policies on squaremouth. But I do not recommend buy through them. Squaremouth is just a portal. They do not provide any post sale support, so why bother purchasing through this layer. I usually check price and coverage on squaremouth, then go to the insurance's own website to purchase the policy (same price).
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