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Laptop written off when passenger reclined his seat.

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Laptop written off when passenger reclined his seat.

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Old Sep 4, 2019, 2:08 pm
  #1  
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Laptop written off when passenger reclined his seat.

While travelling economy long haul, I was working with my laptop on the tray table.

An hour later the passenger in front reclined his seat and the screen of my laptop became wedged between the tray table recess in the back of the seat and the tray table.

The passenger in front wearing large headphones couldn't hear my request to stop pushing his seat back, then forced his seat back to the extent, my laptop screen shattered.

I called cabin crew and the passenger, without taking off his headphones, was unconcerned about the damage he caused and more interested in his rights to recline his seat.

The crew denied my request for the passengers name and address, nor would they confirm whether the seat number is his assigned one.

The crew moved me to another seat for the rest of the flight, but my laptop is a write-off.

My travel insurance refuses to pay because the damage was deliberate.

Does anyone know what remedies I have? And from where?
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Old Sep 4, 2019, 2:24 pm
  #2  
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Without details, hard to say much. What air carrier, between what two airports?

Whether and how you can sue the guy and how you might obtain his name and address are a matter of the details required above.

Neither surprising that the cabin crew would not provide passenger details and equally not surprising that travel insurance won't cover deliberate damage.

If you were working, what about your business interruption insurance?
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Old Sep 4, 2019, 2:47 pm
  #3  
 
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Many people have been in your shoes and sorry to say but unless you can prove the person maliciously reclined to cause damage you're going to be SOL (IANAL). I do suggest having your employer cover the damage as it occurred outside of your control while on business.

For the future and for others when I plan to do laptop work on a plane I speak to the person in front of me during boarding to ask for a heads up when they plan to recline their seat so I can adjust the laptop. 8 times out of 10 they don't recline at all during the flight and 9 out of 10 they do let me know.
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Old Sep 4, 2019, 2:55 pm
  #4  
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Originally Posted by SimProgrammer
While travelling economy long haul, I was working with my laptop on the tray table.

An hour later the passenger in front reclined his seat and the screen of my laptop became wedged between the tray table recess in the back of the seat and the tray table.

The passenger in front wearing large headphones couldn't hear my request to stop pushing his seat back, then forced his seat back to the extent, my laptop screen shattered.

I called cabin crew and the passenger, without taking off his headphones, was unconcerned about the damage he caused and more interested in his rights to recline his seat.

The crew denied my request for the passengers name and address, nor would they confirm whether the seat number is his assigned one.

The crew moved me to another seat for the rest of the flight, but my laptop is a write-off.

My travel insurance refuses to pay because the damage was deliberate.

Does anyone know what remedies I have? And from where?
Were you unaware of the fact that the seats had a recline feature? FWIW, I usually do make an effort to ensure that reclining isn't going to have any dire consequences for the person behind me before doing so, but this courtesy certainly isn't required by any airlines I know of.
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Old Sep 4, 2019, 3:55 pm
  #5  
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Originally Posted by Often1
Without details, hard to say much.
Not necessary.

Originally Posted by SimProgrammer
Does anyone know what remedies I have? And from where?
Airlines is definitely out because the laptop was outside the airline's control. In term of the pax causing the damage, it simply will take too many efforts without a proved success.

Your best bet is with the travel insurance, even denied. First, you should file a complain with your state's insurance commissioner (IC) first. The IC will help you getting the insurance company back to the table to work out a solution. If not, then you can go after the insurance company for insurance bad faith.
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Old Sep 5, 2019, 9:16 am
  #6  
 
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Originally Posted by garykung
Not necessary.



Airlines is definitely out because the laptop was outside the airline's control. In term of the pax causing the damage, it simply will take too many efforts without a proved success.

Your best bet is with the travel insurance, even denied. First, you should file a complain with your state's insurance commissioner (IC) first. The IC will help you getting the insurance company back to the table to work out a solution. If not, then you can go after the insurance company for insurance bad faith.
I'd also dispute the insurance decision. Was this just an opinion or from a filed claim?

"Deliberate"? On whose part?
Surely they can't claim that you DELIBERATELY damaged the laptop in this case.
And do they really think that the person in front of you DELIBERATELY damaged your laptop?
That type of reasoning gets absurd quickly, e.g., A step on a staircase gave way, but the injured person "deliberately was walking down the stairs" (!??)

It sounds like the laptop got "caught" in a very unlikely-but-specific problem spot. If it had been against the regular seat back, it probably would just have closed the top (?). This clearly seems like an accidental event, and not one that could easily have been foreseen, er, until one learns about this possibility...

If you can reach an actual claims adjuster, and the conversation isn't antagonistic (yet!), then I've found that playing "naive" often helps... as in... "Gee... I'm not sure this is how it's supposed to work. Do you think the State Insurance Commissioner's Office could help to straighten out whether "deliberate" really applies here?"
Worth a try.
Or just go straight to the Commissioner's Office.
Insurance is, thank goodness, a regulated industry. No guarantee of satisfaction, of course, but a good place to start, and a better chance than for other problems.

GC
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Old Sep 7, 2019, 6:51 am
  #7  
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Sorry to hear about the ordeal and your laptop.

Almost all newer aircraft nowadays allow you to adjust your tray table. I have always pulled the table toward me, and ensure my laptop is in a perpendicular position. When the passenger in front of me reclines, at most the seat would only change the position angle of my laptop.

While the laptop may no longer be usable, the data should still be intact and recoverable.

Also, is the damage computer an asset for work? Did the event happen while you are traveling for work? If both, check with your work folks, and their insurance may be able to provide reimbursement (not to you).
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Old Sep 7, 2019, 7:15 am
  #8  
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OP has never returned with the details. Without those, the speculation here is anywhere between useless and dangerous.

OP lists his location as Singapore and it is not clear where his flight was operating or on what carrier he was flying. Yet, people suggest complaining to a "state" insurance commissioner.

All points to the fact that his next steps, if any, are dependent on local law somewhere. There really are people who do not live in and who do not fly between points in the US.
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