Axis Bank Cards (Vistara, Magnus, Burgundy etc.)
May 7, 2023, 8:04 pm
#16
Join Date: Mar 2011
Location: BOS
Programs: BA Gold, AA Platinum, SQ Gold, Marriott Titanium
Posts: 1,578
My wife got the magnus in April.
How do we know if we have hit the monthly milestone (1L) in eligible spending without having to wait 3 months for the points to post.
How do we know if we have hit the monthly milestone (1L) in eligible spending without having to wait 3 months for the points to post.
May 7, 2023, 8:36 pm
#17
Original Poster
Join Date: Jul 2017
Programs: KrisFlyer Gold, Marriott & SPG Plat, Hilton Gold, ShangriLa Jade, Enterprise Plat, Taj Gold
Posts: 3,331
Total up your transactions, you will find it on the app or website... make sure you're counting eligible transactions and be mindful of the dates. Then wait and wait and wait and wait and wait...
May 8, 2023, 5:04 am
#18
Join Date: Apr 2011
Location: Goa, India
Programs: Marriott Titanium, IHG Plat Ambassador, Hyatt Explorist, Qatar Gold, Vistara Gold
Posts: 1,292
May 8, 2023, 6:47 am
#19
FlyerTalk Evangelist
Join Date: Apr 2009
Location: India
Programs: Bonvoy Lifetime Titanium, IHG Plat, HH Gold, Trident Plat, DL Diamond, AI Maharajah
Posts: 29,668
My monthly spends are enough for me to hit the milestones both on calendar month & billing cycles as well but I can see this becoming a great cause of confusion for a number of people who are unaware of this rule & just about manage to hit the milestone in a month.
May 8, 2023, 7:03 am
#20
Original Poster
Join Date: Jul 2017
Programs: KrisFlyer Gold, Marriott & SPG Plat, Hilton Gold, ShangriLa Jade, Enterprise Plat, Taj Gold
Posts: 3,331
Almost everything Axis is on calendar months. Which is a good thing vs. DCB for example which is all over the place. One thing to be aware is about when the transaction posts. If you do a transaction on the last day of the month to hit 1L... and it posts in the next month - you're SOL.
May 8, 2023, 7:22 am
#21
FlyerTalk Evangelist
Join Date: Apr 2009
Location: India
Programs: Bonvoy Lifetime Titanium, IHG Plat, HH Gold, Trident Plat, DL Diamond, AI Maharajah
Posts: 29,668
Almost everything Axis is on calendar months. Which is a good thing vs. DCB for example which is all over the place. One thing to be aware is about when the transaction posts. If you do a transaction on the last day of the month to hit 1L... and it posts in the next month - you're SOL.
May 8, 2023, 8:25 am
#22
Original Poster
Join Date: Jul 2017
Programs: KrisFlyer Gold, Marriott & SPG Plat, Hilton Gold, ShangriLa Jade, Enterprise Plat, Taj Gold
Posts: 3,331
Last day transactions are always going to be hit or miss as to which month they will post against. I guess this is true of every bank & credit card. But the calendar month bit can be confusing to a lot of people who initially get the card. The terms don't explain it very well so I can see a lot of customers thinking they have hit the milestone as per their billing cycle, only to find out 3 months later that they hadn't as it was supposed to be calculated on calendar months.
May 8, 2023, 10:56 am
#23
Join Date: Mar 2011
Location: BOS
Programs: BA Gold, AA Platinum, SQ Gold, Marriott Titanium
Posts: 1,578
Yea, I got this part. How do I tell if a transaction is eligible? For example, I just paid my daughter's school fee. The school uses atom for online transactions
May 8, 2023, 11:01 am
#24
Join Date: Mar 2011
Location: BOS
Programs: BA Gold, AA Platinum, SQ Gold, Marriott Titanium
Posts: 1,578
Very true... you have to read through the fine print .... https://www.axisbank.com/docs/defaul...ewards-tnc.pdf
Also overall exclusions look very few which is great. Anyway, I guess it will be a learning
May 8, 2023, 11:38 am
#25
Original Poster
Join Date: Jul 2017
Programs: KrisFlyer Gold, Marriott & SPG Plat, Hilton Gold, ShangriLa Jade, Enterprise Plat, Taj Gold
Posts: 3,331
I think fuel is included. Fuel is tricky in a different way with Axis. You don't get reward points for swipes between ₹400-4000 however You do get reward points for swipes above ₹4k.
May 8, 2023, 11:40 am
#26
Original Poster
Join Date: Jul 2017
Programs: KrisFlyer Gold, Marriott & SPG Plat, Hilton Gold, ShangriLa Jade, Enterprise Plat, Taj Gold
Posts: 3,331
It's very clear what's excluded. School fees are included. Govt. fees are included. I have no idea what Atom is. But I assume it isn't a wallet load or a rent payment.
May 8, 2023, 8:18 pm
#27
Join Date: Apr 2011
Location: Goa, India
Programs: Marriott Titanium, IHG Plat Ambassador, Hyatt Explorist, Qatar Gold, Vistara Gold
Posts: 1,292
You should ideally switch to Reserve after you hit the 1L spend to really juice out the card. Also 2x on Forex spends.
May 9, 2023, 1:48 am
#28
FlyerTalk Evangelist
Join Date: Apr 2009
Location: India
Programs: Bonvoy Lifetime Titanium, IHG Plat, HH Gold, Trident Plat, DL Diamond, AI Maharajah
Posts: 29,668
Don't have the Reserve yet. There is a good chance they will eventually convert the Citi Prestige to the Axis Reserve at some point down the line. If not then I'll consider getting the Reserve then.
May 9, 2023, 7:35 am
#29
Original Poster
Join Date: Jul 2017
Programs: KrisFlyer Gold, Marriott & SPG Plat, Hilton Gold, ShangriLa Jade, Enterprise Plat, Taj Gold
Posts: 3,331
The other thing is that my Prestige card is up for renewal. And I'm not sure what to do there.
May 9, 2023, 8:30 pm
#30
Join Date: Apr 2011
Location: Goa, India
Programs: Marriott Titanium, IHG Plat Ambassador, Hyatt Explorist, Qatar Gold, Vistara Gold
Posts: 1,292
With 10x vouchers the Reserve does 60 miles / INR 100 which is just insane. The 15k MMT and Yatra limits per booking are painful to work with but there is immense value.