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WoH Credit card! [Launched 2018] (Chase)

Old Aug 11, 2018, 3:23 pm
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Last edit by: TravelinSperry

World of Hyatt Credit Card benefit details and notes


Anniversary Free Night Award (Category 1-4)
  • Issued 10 weeks after cardmember anniversary date
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
Additional Free Night Award (Category 1-4) with $15k spend
  • The spend counter for this benefit tracks total cumulative purchases during the current calendar year (excluding $95 annual fee and any other non-qualifying transactions).
  • The spend counter for this benefit resets at the beginning of every calendar year. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Two Additional Night Credits" spend counter below.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross $15k)
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
  • Cardmembers are eligible for only 1 Additional Free Night Award per calendar year (e.g., spending $30k does not result in two Additional Free Night Awards
Two Additional Night Credits with every $5k spend
  • The spend counter for this benefit tracks total cumulative purchases since account opening (excluding $95 annual fee and any other non-qualifying transactions)
  • This spend counter never resets. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Additional Free Night Award" spend counter above.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
  • For World of Hyatt status qualification purposes, the night credits are associated with the TRANSACTION date of the triggering transaction, not the posting date and not the statement closing date. For example, triggering transactions on 12/31/2022 (transaction date) will result in 2 night credits for the 2022 status year, regardless of posting date or statement closing date. Based on FT reports, transaction date appears to be based on the US Eastern Time Zone.
  • World of Hyatt Credit Card: timing for $5k spend 2 qualifying nights
Other Benefits
  • 4 Bonus Points per $1 spent on purchases at Hyatt hotels
  • 2 Bonus Points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships
  • 1 Bonus Point per $1 spent on all other purchases
  • Discoverist status every year
  • 5 qualifying night credits every year
  • No foreign transaction fees
  • Travel & purchase coverage

Other notes and tips


Chase spending tracker
  • The Chase spending tracker is useful for calculating your spend counter for the $15k Additional Free Night Award and your spend counter for the Two Additional Night Credits
  • Chase mobile app: "View all transactions", then switch to the "Spending Summary" tab
  • Chase website: From the main page, on the right hand side, click the "Spending & Budgeting" menu, then choose "Spending Summary"
  • Remember to add spend from prior calendar year(s) as needed (see spend counter notes above), and to subtract $95 annual fee and any other non-qualifying transactions from all years
  • Full list of non-qualifying transactions: returns, refunds, balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee

Sign-up bonus offer


Chase card overview and application page: Link

Current sign-up offer (as of Feb 1, 2022): Earn up to 60,000 Bonus Points
  • 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
  • Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Previous sign-up offer: Earn up to 50,000 Bonus Points and 10 Night Credits (last checked: Dec 22, 2020 - no mention of 10 night credits)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.
  • Apply by December 31, 2020 and get 10 qualifying night credits towards your next tier status in 2020 and 2021.

Previous sign-up offer: Earn up to 50,000 Bonus Points (ended Apr 14, 2020)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.

Previous sign-up offer: Earn up to 60,000 Bonus Points (ended Jan 9, 2019)
  • Earn 40,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus, earn an additional 20,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.
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WoH Credit card! [Launched 2018] (Chase)

Old Dec 5, 2018, 12:24 am
  #691  
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Originally Posted by Mazeltov
Unfortunately I goofed up and set my statement close to Jan 2. Talked to chase supervisor and there was nothing they could do to make the statement date earlier. Anyone know if spending in December will still count towards 2018 night credits (my guess is no based on night credits posting on statement close date but hoping for some alternate DPs). I won't be able to requalify for Glob without it.
No it won't count toward 2018.

I suggest to do a Mattress Run for 2 nights before that.
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Old Dec 5, 2018, 6:50 am
  #692  
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My statement cuts on the 7th day of the month. If I have any spending after that in December, will it count toward 2019 spending? I think it should.
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Old Dec 5, 2018, 8:33 am
  #693  
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Originally Posted by RedSun
My statement cuts on the 7th day of the month. If I have any spending after that in December, will it count toward 2019 spending? I think it should.
Nobody knows. I disagree that it “should count” for 2019 — IMO, only any portion of a single $5,000 increment should carry over — but it very well might.
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Old Dec 5, 2018, 9:07 am
  #694  
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Originally Posted by joe_miami
Nobody knows. I disagree that it “should count” for 2019 — IMO, only any portion of a single $5,000 increment should carry over — but it very well might.
Chase will only send one statement to Hyatt each month. It won't split the statement and Hyatt won't know the details (dates and amounts) of the spending.
So Jan-8-2019 statement should be credited as Jan-2019 credit. We all know it does not count as Dec-2018 credit.
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Old Dec 5, 2018, 9:50 am
  #695  
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Originally Posted by joe_miami


Nobody knows. I disagree that it “should count” for 2019 — IMO, only any portion of a single $5,000 increment should carry over — but it very well might.
That makes no sense though considering a CC is based on an annual fee that isn't running by calendar year. I'm willing to put money down that it fully carries over to 2019.
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Old Dec 5, 2018, 9:52 am
  #696  
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Originally Posted by RedSun
Chase will only send one statement to Hyatt each month. It won't split the statement and Hyatt won't know the details (dates and amounts) of the spending.
So Jan-8-2019 statement should be credited as Jan-2019 credit. We all know it does not count as Dec-2018 credit.
You might be right, but unless you work for Chase, you don't know that for sure.

It makes very little sense that someone whose statement closes on Dec. 3 and then spends $48,000 between Dec. 4 and Dec. 31 will get 0 qualifying nights in 2018 and 18 nights for 2019. The extra $3,000 carrying over makes sense, but not the other $45,000.
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Old Dec 5, 2018, 9:53 am
  #697  
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Originally Posted by skywalkerLAX
That makes no sense though considering a CC is based on an annual fee that isn't running by calendar year. I'm willing to put money down that it fully carries over to 2019.
How is the CC's annual fee relevant to when spending is credited? The Hyatt program, like the United program that also offers a Chase CC-based spending waiver, is based on calendar year. That's all that should matter here.
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Old Dec 5, 2018, 10:03 am
  #698  
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Originally Posted by joe_miami
How is the CC's annual fee relevant to when spending is credited? The Hyatt program, like the United program that also offers a Chase CC-based spending waiver, is based on calendar year. That's all that should matter here.
Because in United's case it's spelled out properly so everybody knows what's up.

The only thing in that regard that the Hyatt CC T&C say is this:

World of Hyatt Tier-Qualifying Night credits are valid from the date of issuance through December 31st of the same calendar year. World of Hyatt Tier-Qualifying Night credits will apply to achieving World of Hyatt status and milestone benefits applicable to Tier-Qualifying Night requirements (as outlined in the program terms).
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Old Dec 5, 2018, 10:13 am
  #699  
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Originally Posted by skywalkerLAX
The only thing in that regard that the Hyatt CC T&C say is this:
Which is why I keep saying that no one knows for sure exactly how this will work. It's not like it would be hard for Chase to send a special Jan. 1 update to Hyatt.
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Old Dec 5, 2018, 10:55 am
  #700  
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I'd like to note that the $25 grocery credits posted as the spend threshold was crossed, and not at the end of a statement cycle. So there is some evidence that Chase isn't doing everything by statement cycle here.
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Old Dec 5, 2018, 3:23 pm
  #701  
 
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Originally Posted by josephstern
I'd like to note that the $25 grocery credits posted as the spend threshold was crossed, and not at the end of a statement cycle. So there is some evidence that Chase isn't doing everything by statement cycle here.
That's all internal to Chase though - the $25 credit doesn't require sending any information to Hyatt.
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Old Dec 5, 2018, 3:29 pm
  #702  
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Originally Posted by WantOnlinePoker
That's all internal to Chase though - the $25 credit doesn't require sending any information to Hyatt.
Right, but the ability to process the info. in such a way is what matters here.
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Old Dec 5, 2018, 3:35 pm
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Originally Posted by joe_miami
Right, but the ability to process the info. in such a way is what matters here.
I think the fact that they can report dates of spending on your statement is plenty of evidence that Chase can parse it. But whether they care to do a special year-end processing event and have any capability IT-wise of communicating it to Hyatt is another story. My guess is that it wouldn't require anything special on Hyatt's end, just Chase having the desire to do this. Anecdotally, they don't seem to do this with other partners.
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Old Dec 5, 2018, 3:36 pm
  #704  
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Originally Posted by WantOnlinePoker
I think the fact that they can report dates of spending on your statement is plenty of evidence that Chase can parse it. But whether they care to do a special year-end processing event and have any capability IT-wise of communicating it to Hyatt is another story. My guess is that it wouldn't require anything special on Hyatt's end, just Chase having the desire to do this. Anecdotally, they don't seem to do this with other partners.
Are there other relevant Chase partners besides United? That's the only other co-brand with a spending-related waiver that I'm aware of. (I've never flown Southwest; not sure how that program works.)
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Old Dec 5, 2018, 3:49 pm
  #705  
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Originally Posted by joe_miami
Which is why I keep saying that no one knows for sure exactly how this will work. It's not like it would be hard for Chase to send a special Jan. 1 update to Hyatt.
I agree that it's technically possible but this sounds like wishful thinking to me. Does anyone actually think that it will work that way?

I would agree that if it's EXTREMELY important to you that the night count towards 2019 and not 2018 it makes sense to hold off on the spend, if possible. However, I suspect that there is better than a 99% chance that any spend in a statement period that closes in 2019 will count towards 2019, regardless of when the spend actually happened.

I'd go even further and notice that the qual nights are not backdated to statement close -- they post when they post. Usually 1-2 days after statement close? So even if your statement closes in very very late December, the nights might count towards 2019. Certainly I'd expect this if your statement closes Dec 31, I'd think that its likely if your statement closes Dec 30, and Dec 29 might be a coin flip.
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