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WoH Credit card! [Launched 2018] (Chase)

Old Aug 11, 2018, 3:23 pm
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Last edit by: TravelinSperry

World of Hyatt Credit Card benefit details and notes


Anniversary Free Night Award (Category 1-4)
  • Issued 10 weeks after cardmember anniversary date
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
Additional Free Night Award (Category 1-4) with $15k spend
  • The spend counter for this benefit tracks total cumulative purchases during the current calendar year (excluding $95 annual fee and any other non-qualifying transactions).
  • The spend counter for this benefit resets at the beginning of every calendar year. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Two Additional Night Credits" spend counter below.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross $15k)
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
  • Cardmembers are eligible for only 1 Additional Free Night Award per calendar year (e.g., spending $30k does not result in two Additional Free Night Awards
Two Additional Night Credits with every $5k spend
  • The spend counter for this benefit tracks total cumulative purchases since account opening (excluding $95 annual fee and any other non-qualifying transactions)
  • This spend counter never resets. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Additional Free Night Award" spend counter above.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
  • For World of Hyatt status qualification purposes, the night credits are associated with the TRANSACTION date of the triggering transaction, not the posting date and not the statement closing date. For example, triggering transactions on 12/31/2022 (transaction date) will result in 2 night credits for the 2022 status year, regardless of posting date or statement closing date. Based on FT reports, transaction date appears to be based on the US Eastern Time Zone.
  • World of Hyatt Credit Card: timing for $5k spend 2 qualifying nights
Other Benefits
  • 4 Bonus Points per $1 spent on purchases at Hyatt hotels
  • 2 Bonus Points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships
  • 1 Bonus Point per $1 spent on all other purchases
  • Discoverist status every year
  • 5 qualifying night credits every year
  • No foreign transaction fees
  • Travel & purchase coverage

Other notes and tips


Chase spending tracker
  • The Chase spending tracker is useful for calculating your spend counter for the $15k Additional Free Night Award and your spend counter for the Two Additional Night Credits
  • Chase mobile app: "View all transactions", then switch to the "Spending Summary" tab
  • Chase website: From the main page, on the right hand side, click the "Spending & Budgeting" menu, then choose "Spending Summary"
  • Remember to add spend from prior calendar year(s) as needed (see spend counter notes above), and to subtract $95 annual fee and any other non-qualifying transactions from all years
  • Full list of non-qualifying transactions: returns, refunds, balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee

Sign-up bonus offer


Chase card overview and application page: Link

Current sign-up offer (as of Feb 1, 2022): Earn up to 60,000 Bonus Points
  • 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
  • Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Previous sign-up offer: Earn up to 50,000 Bonus Points and 10 Night Credits (last checked: Dec 22, 2020 - no mention of 10 night credits)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.
  • Apply by December 31, 2020 and get 10 qualifying night credits towards your next tier status in 2020 and 2021.

Previous sign-up offer: Earn up to 50,000 Bonus Points (ended Apr 14, 2020)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.

Previous sign-up offer: Earn up to 60,000 Bonus Points (ended Jan 9, 2019)
  • Earn 40,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus, earn an additional 20,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.
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WoH Credit card! [Launched 2018] (Chase)

Old Aug 12, 2019, 10:52 am
  #1201  
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Join Date: Oct 2017
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Originally Posted by damon88



My son closed his and applied for the new WOH. Chase rejected the application and it was confirmed you must wait 30 days. He applied on day 31 and was approved.
Perhaps something changed at Chase recently, but there are probably 50 examples in this thread to the contrary. I believe I closed my old one on a Monday and was approved for the new one a few days later on Friday.
joe_miami is offline  
Old Aug 12, 2019, 11:52 am
  #1202  
 
Join Date: May 2007
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Originally Posted by damon88



My son closed his and applied for the new WOH. Chase rejected the application and it was confirmed you must wait 30 days. He applied on day 31 and was approved.
When did this happen? Recently? And did the rep explicitly say that the rejection was because he had closed the old card too recently?
dkc192 is offline  
Old Aug 12, 2019, 11:57 am
  #1203  
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Originally Posted by dkc192
When did this happen? Recently? And did the rep explicitly say that the rejection was because he had closed the old card too recently?
The old one probably had a balance when closed.
joe_miami is offline  
Old Aug 12, 2019, 5:15 pm
  #1204  
 
Join Date: Jul 2001
Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
Posts: 5,536
Originally Posted by CIT85
I had a hard time figuring out how many night credits I earned from Hyatt CC spend so I called Chase. I was told I had $60K spend in 2019 and earned 29 nights credit. 2 nights/$5K spend, plus 1 additional night/$15K spend, that totals 28 nights.

Good luck getting accurate accounting of spend and night credits.
Here's a simple way to do this. When you log on to your account, go to:
'Things you can do' tab
Select 'Spending Report'
It now shows year to date expenditures along with a breakdown of what type of expense.

At the top of Year to Date total you'll have:


Spending by category

Open information dialogue: Spending by categ
$xxxxxx total

Total is your year to date spend.
iflyjetz is offline  
Old Aug 12, 2019, 7:43 pm
  #1205  
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I did that... I also backed out the posted charges since the last closing date. I need to spend a little more this month and I'll then be able to tell if last years' spend carried forward.

To me, it looks like it did and I was given bad information. Thankfully, I didn't use the card at all in Nov & Dec. I received 4 credits in January, which I would not have been able to get if the spend from 2018 didn't carry forward. BUT, I'm relying on the fact that Chase told me I got 2 award bonuses (4 nights) in January. I'm going to have to look deeper.
Mary2e is offline  
Old Aug 12, 2019, 8:42 pm
  #1206  
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Originally Posted by Mary2e
To me, it looks like it did and I was given bad information.
From my experience at the start of the year, it did.
LIH Prem likes this.
yosithezet is offline  
Old Aug 12, 2019, 9:30 pm
  #1207  
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There's no doubt it did. This was discussed fairly extensively back in Jan.
LIH Prem likes this.
joe_miami is offline  
Old Aug 12, 2019, 11:56 pm
  #1208  
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Originally Posted by joe_miami
Perhaps something changed at Chase recently, but there are probably 50 examples in this thread to the contrary. I believe I closed my old one on a Monday and was approved for the new one a few days later on Friday.

Perhaps they have tightened or the first time he applied he didn’t wait 5 days after closing his original card.. The agent he spoke to was adamant- he waited until 31 and was approved.
damon88 is offline  
Old Aug 13, 2019, 1:01 am
  #1209  
 
Join Date: May 2007
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Originally Posted by damon88



Perhaps they have tightened or the first time he applied he didn’t wait 5 days after closing his original card.. The agent he spoke to was adamant- he waited until 31 and was approved.
Do you mind sharing when this happened?
dkc192 is offline  
Old Aug 13, 2019, 9:10 am
  #1210  
 
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Originally Posted by damon88



Perhaps they have tightened or the first time he applied he didn’t wait 5 days after closing his original card.. The agent he spoke to was adamant- he waited until 31 and was approved.
I didn't wait long enough the first time and was rejected because system showed I had the old Hyatt Visa. I then had to wait at least 2 more weeks before I could get my new WOH Visa approved. This was in November.
CIT85 is offline  
Old Aug 13, 2019, 8:49 pm
  #1211  
 
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If I hold the old version and my card anniversary is in Feb, is the best move to wait until the free night under the old card posts next year, then close the card and apply for the new version? No good reason to do it now?
daslax is offline  
Old Aug 13, 2019, 10:46 pm
  #1212  
 
 
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Originally Posted by daslax
If I hold the old version and my card anniversary is in Feb, is the best move to wait until the free night under the old card posts next year, then close the card and apply for the new version? No good reason to do it now?
if you read this thread, there's reports that they aren't posting the free night until about 6 - 8 weeks after the AF is billed, just for that reason.

-David
LIH Prem is offline  
Old Aug 14, 2019, 6:41 pm
  #1213  
 
Join Date: Mar 2016
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Originally Posted by Mary2e
Yes, I was told that last year

Yup. Now I have to redo my tracking spreadsheet
Bummers! This kind of sucks. Now it really pays to pay attention to your card spend at the end of the year. I wonder if this was a conscious decision by WOH/Chase to downgrade the benefit of the card, or did they realize their IT wasn't exactly working with just a rolling spend?
HIFlya is offline  
Old Aug 14, 2019, 7:54 pm
  #1214  
 
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Originally Posted by LIH Prem
if you read this thread, there's reports that they aren't posting the free night until about 6 - 8 weeks after the AF is billed, just for that reason.

-David
Even if that’s the case, $75 is still worth the free night cert. But it does mean waiting longer to start spending towards elite nights, $15k, etc, which is unfortunate.
daslax is offline  
Old Aug 15, 2019, 1:47 am
  #1215  
 
Join Date: Apr 2014
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Originally Posted by LIH Prem
if you read this thread, there's reports that they aren't posting the free night until about 6 - 8 weeks after the AF is billed, just for that reason.

-David
I believe that you are referring to the Marriott Bonvoy cards where the anniversary night does post 6-8 weeks after the AF is assessed. My experience with the Hyatt card has always been that the free night posts right before (sometimes a few weeks) the AF is charged.
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