[ARCHIVE to 2018] American Express Announces Two New Hilton Credit Cards
Aug 29, 2018, 5:10 pm
#1471
Join Date: Jan 2008
Location: Michigan, USA
Programs: Hilton Diamond; Delta Platinum
Posts: 552
Has anyone received their cert for their second year ($450) renewal? My fee posted in July, bill paid in August. Amex is a different company but my Citi annual cert always posted mid August. Wonder how long it will take
Aug 29, 2018, 8:49 pm
#1472
Join Date: Nov 2010
Location: BNA/SAN
Programs: DL PM 1.5 MM , Hilton Diamond, Marriott Lifetime Plat
Posts: 754
Thinking of applying for the business card with the higher sign up bonus available now. Already have the personal cards (including two no-fee cards due to the Citi changeover).
But...just retired two years ago after many years of self employment. Have had a number of business credit cards but none currently open. Only source of income now is investment money (not taking social security yet). Consider doing some free-lance consulting but can't list that as income. Only consulting done since retirement is for non-profits. Can a business card application be filled out with $0 income? Tax records will show almost 30 years of business income but not for over a year.
But...just retired two years ago after many years of self employment. Have had a number of business credit cards but none currently open. Only source of income now is investment money (not taking social security yet). Consider doing some free-lance consulting but can't list that as income. Only consulting done since retirement is for non-profits. Can a business card application be filled out with $0 income? Tax records will show almost 30 years of business income but not for over a year.
Aug 30, 2018, 4:53 am
#1473
Join Date: Oct 2009
Location: PHL/EWR
Programs: AA, US, WN, HHonors Diamond, Hyatt Plat
Posts: 1,528
Is it a converted card? You couldn't be paying the $450 annual fee for the second time.
Aug 30, 2018, 5:27 am
#1474
Join Date: Jan 2008
Location: Michigan, USA
Programs: Hilton Diamond; Delta Platinum
Posts: 552
Yes it’s a converted card
I upgraded earlier this year and paid the prorated $450 fee. My renewal came in July.
Im surprised no one else has been in this situation, surely someone else had upgraded from the Citi Reserve ?
I upgraded earlier this year and paid the prorated $450 fee. My renewal came in July.
Im surprised no one else has been in this situation, surely someone else had upgraded from the Citi Reserve ?
Aug 30, 2018, 3:00 pm
#1475
Join Date: Jul 2007
Location: PDX
Programs: AA (Gold), Alaska MVP, Hilton Diamond, Hyatt Plat, IHG Plat, SPG Gold,
Posts: 513
When you have a business that you operate by yourself, such as your free-lance work, you could just consider it a sole proprietorship and put in your name as the name of the business. Next, instead of the Employer Identification Number (EIN) you just put in your social security number.
So should I list $0 in the income field for a new application?
Want to be honest. Don’t really know what potential consulting income might be. Have a high FICO score and plenty of years of stellar credit history.
Aug 30, 2018, 3:36 pm
#1476
Join Date: Nov 2010
Location: BNA/SAN
Programs: DL PM 1.5 MM , Hilton Diamond, Marriott Lifetime Plat
Posts: 754
Thanks, yes have always used SS# on biz apps and up until two years ago have always put freelance income (which was our only income for almost 30years) in the required business income field. But since retirement don’t have any income except what we draw from savings.
So should I list $0 in the income field for a new application?
Want to be honest. Don’t really know what potential consulting income might be. Have a high FICO score and plenty of years of stellar credit history.
Aug 31, 2018, 5:41 am
#1477
Join Date: Nov 2015
Location: FL, USA
Programs: AA Plat, Hyatt Explorist, Hilton Diamond, IHG Plat, Marriot Gold
Posts: 1,666
Can someone clarify something for me, I seem to find two conflicting versions. For the Hilton Aspire, are the Airline credit ($250) and the Resort Credit ($250) base on my member year or the calendar year? And if the first one, how do I find out exactly my member year, is it the day my annual fee posts? I think I may have just messed this up but also wanted to know for keeping track purposes. Every other card is calendar year so wasn't sure with this one.
ETA:
Just called Amex and they said that the airline credit is calendar year and the resort credit is member year.
Basically I just screwed myself out of an extra $250 from the time i upgraded my card in February to July since he said I would have had a $250 credit then and now in July 26 would have the credit again (my credit just posted on August 28 since i had been "saving" my credit for this trip. Live and learn I guess. (*btw this was only because I upgraded an existing card, I am sure this is not a problem with new cards but for anyone that upgraded, take note)
ETA:
Just called Amex and they said that the airline credit is calendar year and the resort credit is member year.
Basically I just screwed myself out of an extra $250 from the time i upgraded my card in February to July since he said I would have had a $250 credit then and now in July 26 would have the credit again (my credit just posted on August 28 since i had been "saving" my credit for this trip. Live and learn I guess. (*btw this was only because I upgraded an existing card, I am sure this is not a problem with new cards but for anyone that upgraded, take note)
Last edited by miadukes; Aug 31, 2018 at 5:58 am
Aug 31, 2018, 10:07 pm
#1478
Join Date: Apr 2011
Posts: 231
The surpass->Ascend I have to keep past the fee for the weekend night @ first renewal.
The Reserve->Ascend they gave me a 20k point/$3k spend retention offer in February. And I'm going to finish putting $15k on it shortly (mostly tax payments...), for two additional weekend nights.
Not sure what I will do with the two Ascends later this year.
Sep 2, 2018, 5:33 pm
#1479
Join Date: Aug 2017
Programs: Hilton Diamond, IHG Spire Ambassador, Global Entry
Posts: 2,849
I'm strongly considering the Aspire card. I have given Hilton a break over the past year or so as IHG has been good for me between their offers and CCs. I just blew through almost all of my IHG points, and it looks like there is no accelerate offer to help me build them up in the near term. For the Aspire's $450 AF, I could probably break even from just the free night and airline credit. So the rest of the nice Diamond perks and huge point return would just be gravy. Although, I'd like to get a little more out of the card. Anyone have anything positive to say about the resorts credit? Looks pretty limited.
Sep 2, 2018, 10:07 pm
#1480
Join Date: Feb 2015
Programs: AA EXP, Hertz Gold Plus, Hilton Diamond
Posts: 338
I'm strongly considering the Aspire card. I have given Hilton a break over the past year or so as IHG has been good for me between their offers and CCs. I just blew through almost all of my IHG points, and it looks like there is no accelerate offer to help me build them up in the near term. For the Aspire's $450 AF, I could probably break even from just the free night and airline credit. So the rest of the nice Diamond perks and huge point return would just be gravy. Although, I'd like to get a little more out of the card. Anyone have anything positive to say about the resorts credit? Looks pretty limited.
Sep 2, 2018, 11:33 pm
#1481
Join Date: Jan 2009
Programs: Hilton Diamond, IHG Spire Ambassador, Radisson Gold, Hyatt Discoverist
Posts: 3,622
Well, it is limited in the sense that Hilton has 5,000+ properties worldwide and the resort credit can only be used at a small percentage of those that are classified as resorts.
Sep 3, 2018, 5:44 am
#1482
Join Date: Oct 2009
Location: PHL/EWR
Programs: AA, US, WN, HHonors Diamond, Hyatt Plat
Posts: 1,528
i booked a stay at the Tropicana which charges the first night up front and received a credit before we even checked in. However it doesn't wok on advance purchase rates on US properties.
Sep 4, 2018, 7:42 am
#1483
Join Date: Aug 2017
Programs: Hilton Diamond, IHG Spire Ambassador, Global Entry
Posts: 2,849
Made the jump. This definitely seems like the best co-branded Hotel CC at the moment
Sep 4, 2018, 1:20 pm
#1484
Join Date: Jan 2008
Location: Michigan, USA
Programs: Hilton Diamond; Delta Platinum
Posts: 552
FYI, my cert for paying my second year annual fee on the Aspire card came through.
Fee posted in July, bill paid in August, cert email came first week of September.
Fee posted in July, bill paid in August, cert email came first week of September.
Sep 4, 2018, 2:10 pm
#1485
Join Date: Jul 2010
Location: PHL
Programs: Hyatt Globalist, Hilton Diamond, AA Gold, FB Gold, ITA Volare Executive
Posts: 3,294
This would not be the first time I might have completely lost track of time, but how is it you are already on a second-year renewal? I thought that Aspire only came out in January 2018 or thereabouts.