Can't take CDW out...
 

Subj, what would be the case for it?

Rental is picking up and dropping off at Marriott/SFO. Then there is following which is included in the rental:


No matter what I tried, I could not get insurance to taken away. Any suggestions?

If that helps, booked rental via this page MasterCard & Hertz presents Explore the World on Wheels
Also, I reside outside of US, but have US DL.

That is because the rate includes LDW & LIS and isn't an optional extra; as such you cannot take it away

If you click on the link and look at the URL, you'll see that it's a Hertz Asia site. Foreign websites of U.S. rental companies often offer all-inclusive rates for foreign visitors to the U.S. But whether someone who presents a U.S. driver license at pick-up will be allowed to actually rent the car at that rate is another question.

There is no issue at all with someone having a US driving licence and using a booking made in Asia

Are you sure that it is citizenship/DL matters rather than country of residence?
I have been living overseas for >7 years.

There is no issue at all - bookings with Hertz are not restricted by country of driving licence.

The question is: What does Hertz mean by "residence"? Is it merely wherever you happen to be living at the moment, or do they mean "legal residence" (domicile)? Only Hertz can answer that question.

Are you a permanent resident of the country in which you currently live (i.e., status equivalent to foreigners residing in the U.S. with a green card)?

This language, which I also posted in the OP's other thread in the FT Travel Products forum, appears on the Hertz website:

"Renters who have indicated a country of residence outside of the US will be required to present a non US issued drivers license and a non US issued passport OR an international airline ticket at the time of rental to qualify for the rate."

Hertz no longer has anything that asks for country of residence on its website when making a booking

At one time, the dropdown for country on website referred to residence - it hasn't done so for a long time

Oh really? From hertz.co.uk and hertz.com.au, respectively:
https://cimg6.ibsrv.net/gimg/www.fly...3545fe8428.png

https://cimg7.ibsrv.net/gimg/www.fly...969ae15b13.png
Australia

In practice, I've never seen this enforced, with either HLE reservations where I appear at the counter, or with Gold/Ultimate Rewards reservations where I simply pick up a vehicle and show my ID at the gate.

It's not just CA. CA is just the only state where it's actually illegal not to purchase the SLI (or have your own liability insurance), so you can get a ticket for driving without the proper insurance. In the rest of the country, though, you're at best getting minimal liability coverage included from Hertz, and Hertz can still come after you if they have to pay out on that.

There are a handful of states where Hertz provides primary state-minimum liability coverage to renters who are otherwise uninsured. In those states, Hertz cannot obtain reimbursement in the event they must make a payout that does not exceed the insurance limits. And, for rentals in California, Hertz automatically provides primary, state-minimum liability coverage to foreign renters who happen to book a rate that does not include SLI:

https://www.hertz.com/rentacar/reser...RAGES&EOAG=LAX