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car accident when the driver is not on the authorized operator list

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car accident when the driver is not on the authorized operator list

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Old Jan 1, 2017, 1:50 am
  #1  
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Join Date: Dec 2016
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car accident when the driver is not on the authorized operator list

my friend got into an accident while driving a hertz rental car but he is not the one who rent the car and he is not in the rental agreement. but the one who rent the car did bought the collision/loss damage insurance. would the insurance cover the damage? can we fix the car ourself and return to hertz.
dericyau is offline  
Old Jan 1, 2017, 3:34 am
  #2  
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If the driver was unauthorised, then the CDW/LDW will be invalid and the renter is liable for the entire damage costs
Dave Noble is offline  
Old Jan 1, 2017, 4:01 am
  #3  
 
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Your "friend" is in for a big bill, likely.
DeepUnderground is offline  
Old Jan 2, 2017, 11:18 am
  #4  
 
Join Date: Aug 2003
Location: MSN
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It gets sticky because technically the person is an unauthorized driver and most insurance policies (including their personal one on their car which normally would transfer) and any credit card coverages would exclude not an authorized driver (a/k/a an unauthorized driver). They are probably not in a good situation and can't fix the vehicle. Most car rental companies just total out the vehicle and send it to auction after any type of real accident. Were they documented as the driver in a police report? The only instance where a non listed driver is OK is if they are covered by a corporate policy. Like at work we are told not to bother adding drivers when we rent cars because our co-workers are all covered by the corporate policy.
bergamini is offline  
Old Jan 2, 2017, 11:47 am
  #5  
 
Join Date: Sep 2002
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You didn't mention what country the car was rented in, in some cases other drivers are allowed without explicitly being named. Here is a page from Hertz, this might be US only.

https://www.hertz.com/rentacar/reser...RS&EOAG=MSPT11

Authorized Operators

Acceptable Authorized Operators age 25 and older are automatically covered on the Rental Agreement.

Authorized Operators are:

- The employer, employee or fellow employee of renter on company business, (when booking includes company Corporate Discount Number).
- The renter's spouse for rentals that originate in California or or Iowa.
- Authorized Operators do not have to be present at time of rental.
- There are no fees for Authorized Operators.

Additional Authorized Operators

- Individuals not automatically covered on the Rental Agreement as Authorized Operators noted above may be signed on as an "Additional Authorized Operator" (AAO). AAO's must be present and may be signed on to the rental agreement at the time of rental or during the rental at any US corporate location.

- Renter and each AAO must be present to sign Rental Agreement, present an acceptable credit card or debit card (if renting city accepts debit cards) in their own name, or a current round-trip ticket (air, train or bus), show valid driver's license, and must be a minimum of 20 years of age. For those 20 through 24 the location's age differential will apply.

Additional Authorized Operators Fees

At corporate and participating licensee locations the additional fee is $ 13.50 per day with a maximum of $ 189.00 per rental and per Additional Authorized Operator.

Exceptions

AAA - Spouse/Domestic Partner* of AAA members are not required to have a separate AAA membership in order to receive the free AAO privileges. For other rentals, the AAO fee is also waived when both the renter and the AAO are AAA members.

*Domestic partner: An unmarried partner of the same or opposite sex (not a relative) who permanently resides as part of the same family unit, at the same address as the renter, as validated by the address on the driver's license.


USAA - No charge for qualified additional operators who are USAA members when signing on to a USAA rental when booking includes USAA discount number.
djk7 is offline  


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