Point redemption insurance options
Aug 6, 2015, 6:04 am
#16
FlyerTalk Evangelist
Join Date: Sep 1999
Location: New York, NY, USA
Posts: 12,482
Aug 6, 2015, 7:35 am
#17
Join Date: Jul 2001
Location: Near Pittsburgh, Pennsylvania, USA, Earth (PIT)
Programs: Airline/TSA Avoidance Platinum, Hotel Disloyalty Silver, Hertz 1.7*
Posts: 5,277
My experience, if you rent from an airport you will be charge an airport fee, which then will cause you to pay taxes and so on.
If you rent from a local Hertz (for example, a place in the city) then the rental charge is $0 and there would be no tax on $0 so you pay nothing (assuming you fill up the gas so there is no charge for anything)
If you rent from a local Hertz (for example, a place in the city) then the rental charge is $0 and there would be no tax on $0 so you pay nothing (assuming you fill up the gas so there is no charge for anything)
That was my hedge, though, figuring that even if someone wanted to argue that having a free rental means the rental wasn't paid on the card, I didn't have a free rental. I just had a large discount with the free week code, and paid the extra day plus taxes. That said, unlike the prior 4-5 years, I now have a new car with full coverage, so that would be my primary insurance anyway and I would only be arguing with the card issuer about 500 bucks max, which may make it easier.
Aug 6, 2015, 7:55 am
#18
Join Date: Oct 2008
Posts: 516
Since using points in the city won't have a charge (unless you have them put gas in)
I'm in the city also, but occasionally I rent a car just to go out to visit my parents in Long Island and to go to Costco but its rolling the dice that the car won't get any dings in the parking lot.
Also, do you book on the website or on the phone?
For some reason when I try to book on the website, it charges me points for 2 days (1,100) but when I book on the phone its only 550 points.
Aug 6, 2015, 11:41 am
#19
Join Date: Nov 2012
Location: Minutes from ATL
Programs: DL
Posts: 436
I'm not sure how the legalese works here but aren't point redemptions marked as promotion codes? It might be reasonable to book it as +1 hour and take the one hourly rate (>$0) and just say it was a rewards discount.
Aug 6, 2015, 11:58 am
#20
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,573
Wirelessly posted (BlackBerry: BlackBerry8530/5.0.0.1030 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)
So what do you do for the insurance option?
Since using points in the city won't have a charge (unless you have them put gas in)
I'm in the city also, but occasionally I rent a car just to go out to visit my parents in Long Island and to go to Costco but its rolling the dice that the car won't get any dings in the parking lot.
Also, do you book on the website or on the phone?
For some reason when I try to book on the website, it charges me points for 2 days (1,100) but when I book on the phone its only 550 points.
Do you not own a car? If you don't, what do you do about third-party liability when you rent -- either with points or with cash? That should be a bigger concern than the occasional parking lot dent. The third-party liability insurance that Hertz provides for free in NYS is paltry.
If you rent cars often enough -- either in NYC or elsewhere in the U.S. -- consider looking into a non-owned-auto liability policy. Policies issued in NYS automatically cover rental car loss/damage.
Originally Posted by sard
Since using points in the city won't have a charge (unless you have them put gas in)
I'm in the city also, but occasionally I rent a car just to go out to visit my parents in Long Island and to go to Costco but its rolling the dice that the car won't get any dings in the parking lot.
Also, do you book on the website or on the phone?
For some reason when I try to book on the website, it charges me points for 2 days (1,100) but when I book on the phone its only 550 points.
If you rent cars often enough -- either in NYC or elsewhere in the U.S. -- consider looking into a non-owned-auto liability policy. Policies issued in NYS automatically cover rental car loss/damage.
Aug 6, 2015, 12:49 pm
#21
Join Date: Jul 2006
Location: NYC
Programs: DL PM, Marriott Gold, Hertz PC, National Exec
Posts: 6,736
Wirelessly posted (BlackBerry: BlackBerry8530/5.0.0.1030 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)
Do you not own a car? If you don't, what do you do about third-party liability when you rent -- either with points or with cash? That should be a bigger concern than the occasional parking lot dent. The third-party liability insurance that Hertz provides for free in NYS is paltry.
If you rent cars often enough -- either in NYC or elsewhere in the U.S. -- consider looking into a non-owned-auto liability policy. Policies issued in NYS automatically cover rental car loss/damage.
Do you not own a car? If you don't, what do you do about third-party liability when you rent -- either with points or with cash? That should be a bigger concern than the occasional parking lot dent. The third-party liability insurance that Hertz provides for free in NYS is paltry.
If you rent cars often enough -- either in NYC or elsewhere in the U.S. -- consider looking into a non-owned-auto liability policy. Policies issued in NYS automatically cover rental car loss/damage.