Dec 20, 2015, 4:45 am
Last edit by: wilsnunn
The FlyerTalk Lending Team on Kiva:
improving lives a small loan at a time.
Kiva.org is the not-for-profit microlending organization that networks people willing to lend to small entrepreneurs in developing nations using available technology and international networking / collaboration, and how Kiva.org had become an approved FlyerTalk charity thanks to TalkBoard's approval June 29, 2008 <link> It is listed on the FlyerTalk Cares page.improving lives a small loan at a time.
"Kiva is a grassroots project started by a team with a big idea: one-to-one, real-time lending to the poor via the Internet. Currently, we take no cut of the loan you make through our site -- 100% goes to the entrepreneur. We suggest a 10% donation, in addition to your loan, to help us cover our costs. Kiva is a 501(c)(3) nonprofit and your donation is tax-deductible for US taxpayers." (Suggested donations for administrative overhead, low though that is, are not required - you may lend 100% if you so choose.)
As of 15 May 2016 it was 607 FlyerTalk lending team who have lent $2,209,175 in 37,092 loans! And now as of 30 June 2019 it is 941 members who have lent $6,415,775 in 71,722 loans!
Our motto is: "We loan because: We want to fight global poverty while earning miles."
This is tangible evidence Flyertalk Cares! There are likely other FlyerTalkers on Kiva who have not joined - if you are one of them, do so now to show your and FT's support and involvement. If you haven't lent yet, check it out - you may want to join up. For the low-income entrepreneurs on five continents who are requesting loans, microlending is significant - and it takes a lot of drops to fill the bucket. (Read on to see updates!)
Now, we can see this sophisticated network link resources from those who can lend (no interest, sorry!) with those who are needy, worthy and screened by local NGOs and have a need to start / expand their small business to enhance their and their families' survival. And, using PayPal and your FFP/FFG linked card or account, you can earn miles or points with many loans!
FlyerTalkers are lending, and fulfilling one of FT's seminal values, that of "paying it forward."
Read more about Kiva.org, who supports and enables it (Intel, Google, Paypal, Intuit and many others,) and see if you have $25.00 (or more) you can lend someone deserving in a land you have visited and enjoyed (or not.)
This is how it works:
Add your experiences here, or if you haven't joined... won't you consider joining the FlyerTalker Lending Team?
You can see who the latest FT borrowers are (some still possibly needing loans) here
For ease, you can click here: Subscribe to FlyerTalker Lending Team on Kiva.org
FlyerTalker Lending Team on Kiva.org!
Sep 3, 2012, 9:27 pm
#961
Join Date: Feb 2008
Posts: 940
BOShappyflyer, that's an easy question 
. As soon as we stop lending, the pre-disbursements (and loans of any other kind funded by people form the many countries Kiva links to microlenders) will cease and we will stop making a difference or impact. The pre-disbursements are merely a device - advances made on the premise the money will be forthcoming via Kiva, predicated on normal levels of activity; if those dry up microlenders will be limited to those funds they can raise locally and the process will stultify and wither.
. As soon as we stop lending, the pre-disbursements (and loans of any other kind funded by people form the many countries Kiva links to microlenders) will cease and we will stop making a difference or impact. The pre-disbursements are merely a device - advances made on the premise the money will be forthcoming via Kiva, predicated on normal levels of activity; if those dry up microlenders will be limited to those funds they can raise locally and the process will stultify and wither.
Sep 3, 2012, 10:17 pm
#962
Moderator: American AAdvantage
Original Poster
Join Date: May 2000
Location: NorCal - SMF area
Programs: AA LT Plat; HH LT Diamond, Maître-plongeur des Muccis
Posts: 62,948
You're quite welcome. Exceeding your comfort level is a very good reason to take a break! Do keep looking at the reports, etc. that might be coming in from your loans recipients - they can be very interesting reading.
Thanks! I like your explanation - nice and clear! That said, I have taking a break from making new loans, as I am already very invested with the loans I made. I've probably exceeded my comfort level in the amount outstanding at this point, but some of the loans were very compelling.
Sep 4, 2012, 7:31 am
#963
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 51,030
Sep 16, 2012, 5:42 am
#964
FlyerTalk Evangelist
Join Date: Apr 2001
Location: MEL CHC
Posts: 20,990
Loans are now being re paid:- time to lend out again ^. http://www.kiva.org/team/flyertalkers
Now I always only add to loans that other FT'ers have also funded.
More loans here from FT Team on Kiva. Some are not fully funded
To add to a loan made by by others FTer's click FT loans here. It will list those still raising funds.
Subscribe to this thread using thread tools (top of the page).
Or just click here: Subscribe to FlyerTalker Lending Team on Kiva.org
Now I always only add to loans that other FT'ers have also funded.
More loans here from FT Team on Kiva. Some are not fully funded
To add to a loan made by by others FTer's click FT loans here. It will list those still raising funds.
Subscribe to this thread using thread tools (top of the page).
Or just click here: Subscribe to FlyerTalker Lending Team on Kiva.org
Last edited by Mwenenzi; Sep 16, 2012 at 5:51 am
Sep 16, 2012, 6:06 am
#965
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 51,030
I've now had 4 loans fully repaid! 
I love it!
I logged into my account, and have enough in repayments to make another loan, and I'm adding a small amount for another one.
This is addicting!
I love it! I logged into my account, and have enough in repayments to make another loan, and I'm adding a small amount for another one.
This is addicting!
Sep 16, 2012, 8:24 am
#966
Join Date: Jan 2004
Location: Louisville, KY, USA
Posts: 2,583
Help here -- http://www.kiva.org/lend/460939.
Narzikul has just two days left to raise $425. He is a chauffeur from Tajikistan and needs money to repair his car. The final monthly payment is scheduled for September 15, 2013.
Narzikul has just two days left to raise $425. He is a chauffeur from Tajikistan and needs money to repair his car. The final monthly payment is scheduled for September 15, 2013.
Sep 22, 2012, 11:12 am
#967
Moderator: American AAdvantage
Original Poster
Join Date: May 2000
Location: NorCal - SMF area
Programs: AA LT Plat; HH LT Diamond, Maître-plongeur des Muccis
Posts: 62,948
I've been on the road and otherwise preoccupied a bit, but just added some loans from money I have had repaid from loans. I'm up to 549 loans, and tried some Islamic loans this time as well (Islam does not permit interest-earning, so the rules are a bit different - but without going into OMNI turf, IMO this is a great way to demonstrate the West is hardly anti-Islamic and a way to help poor Muslim microentrepreneurs develop so they can begin to join a more prosperous world and feel they have a stake in it. Link.
We are over $277,000 in 7,881 loans made! ^
We are over $277,000 in 7,881 loans made! ^
Sep 24, 2012, 6:02 pm
#969
Moderator: American AAdvantage
Original Poster
Join Date: May 2000
Location: NorCal - SMF area
Programs: AA LT Plat; HH LT Diamond, Maître-plongeur des Muccis
Posts: 62,948
Sep 29, 2012, 9:53 am
#970
Moderator: American AAdvantage
Original Poster
Join Date: May 2000
Location: NorCal - SMF area
Programs: AA LT Plat; HH LT Diamond, Maître-plongeur des Muccis
Posts: 62,948
Siju has left a message for FlyerTalkers
$6,300 loan with 5 months repayment, 41% raised, $3,700 to go. Buying jeans factory-direct in Santiago and reselling them in Curicó and vicinity.
Done! Lent $100 to the “Esperanza de Mujer” group in Curicó, Chile.
Current FT Team status:
Wouldn't it be nice - to hit $300,000 by year's end? Make a loan and make a gift simultaneously!
Please consider helping me fund these women in Chile! www.kiva.org/lend/478754. They still have a long way to go!
Done! Lent $100 to the “Esperanza de Mujer” group in Curicó, Chile.
Current FT Team status:
322 members have lent $279,900 in 7,976 loans
Last edited by JDiver; Sep 30, 2012 at 1:02 pm Reason: add team status / typoe
Sep 29, 2012, 6:35 pm
#971
Join Date: Dec 2009
Location: WAS
Posts: 3,006
Lent another $100.
Siju has left a message for FlyerTalkers
$6,300 loan with 5 months repayment, 41% raised, $3,700 to go. Buying jeans factory-direct in Santiago adn reselling them in Curicó and vicinity.
Done! Lent $100 to the “Esperanza de Mujer” group in Curicó, Chile.
Current FT Team status:
Wouldn't it be nice - to hit $300,000 by year's end? Make a loan and make a gift simultaneously!
$6,300 loan with 5 months repayment, 41% raised, $3,700 to go. Buying jeans factory-direct in Santiago adn reselling them in Curicó and vicinity.
Done! Lent $100 to the “Esperanza de Mujer” group in Curicó, Chile.
Current FT Team status:
322 members have lent $279,900 in 7,976 loans
Sep 30, 2012, 1:02 pm
#972
Moderator: American AAdvantage
Original Poster
Join Date: May 2000
Location: NorCal - SMF area
Programs: AA LT Plat; HH LT Diamond, Maître-plongeur des Muccis
Posts: 62,948
Sep 30, 2012, 6:30 pm
#974
Senior Moderator and Moderator: American AAdvantage & TravelBuzz
Join Date: Nov 2007
Location: BOS
Programs: AA EXP, Marriott Titanium
Posts: 10,413
Oct 3, 2012, 3:58 pm
#975
Join Date: Jul 2003
Location: Near PHL, PA and GCM, CI and sometimes PLJ, Placencia. Belize
Programs: AA-EXP, DL-Gold, Bonvoy-Gold
Posts: 246
New to Kiva and loving it..!!
Well, this is a terrific idea and I am glad to say that I have just joined the FT-Kiva team..!!
My first loan is to a "communal bank, named "San Pablo", made up of 19 entreprenuers who make a living though different fields, among which are: bread sales, a Minimarket, clothing sales, a furniture store, perfume sales, jewelry sales, and services, among others. All of the members belong to the city of Osorno."
Lots of potential impact for just a few $$$..
http://www.kiva.org/lend/478647
They are trying to raise $4,900 and there is only $325 to go after my first loan of $200 went to them...I hope others will pitch in to get this one done. It has a pretty quick repayment schedule, so it's a good one for anyone (like me) trying to get loans out fast and then have the repayments to recycle in 2013.
Thanks to all FTers for participating...!!! ^^
My first loan is to a "communal bank, named "San Pablo", made up of 19 entreprenuers who make a living though different fields, among which are: bread sales, a Minimarket, clothing sales, a furniture store, perfume sales, jewelry sales, and services, among others. All of the members belong to the city of Osorno."
Lots of potential impact for just a few $$$..
http://www.kiva.org/lend/478647
They are trying to raise $4,900 and there is only $325 to go after my first loan of $200 went to them...I hope others will pitch in to get this one done. It has a pretty quick repayment schedule, so it's a good one for anyone (like me) trying to get loans out fast and then have the repayments to recycle in 2013.
Thanks to all FTers for participating...!!! ^^