New AY Visa Credit card with Aktia

Old Jun 7, 2022, 11:05 am
  #31  
 
Join Date: May 2014
Location: HEL
Programs: AY+Plat, ALL Plat, Scandic L2
Posts: 3,619
Originally Posted by Kuluttajaluottotiedot
Kuukausimaksu on 6,00 euroa
Tilinhoitomaksu 46,80 euroa vuodessa veloitetaan kortin luotto-ominaisuuden käytöstä.
Tilinhoitomaksu 3,90 euroa/kk
Tilitietojen muuttaminen 10,00 euroa
E-lasku 0,00 euroa/kk
Paperilasku 3,00 euroa/kk
So E-billing is free except account management does cost 3.9€ per moon. I don't know if you see it as both of you being wrong or both of you being right?
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Courmisch is offline  
Old Jun 7, 2022, 11:35 am
  #32  
 
Join Date: Aug 2010
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Originally Posted by Courmisch
So E-billing is free except account management does cost 3.9€ per moon. I don't know if you see it as both of you being wrong or both of you being right?
so the cheapest one can get and use this new card is 9,90€per month right?

I wish they just were straight up with these damn fees

3p p € is good enough for me to take on the card and maximize it, I will just cancel the other one, intresting to see if nordea and SEB match this.

I would love to see some status tie up ie 10% of the points earned would be status points etc or for every 20k charged an extra eu upg or perhaps reduced monthly fee with status say 6€ basic and silver 5 for gold 4for plat and 3 for LUMO 😁😁
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Old Jun 7, 2022, 11:36 am
  #33  
 
Join Date: May 2013
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Originally Posted by kauppias
so the cheapest one can get and use this new card is 9,90€per month right?

I wish they just were straight up with these damn fees
At least with other cards, no tilinhoitomaksu 3,90 is due if you pay the entire amount each month.
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Old Jun 7, 2022, 12:02 pm
  #34  
 
Join Date: Jul 2018
Location: Helsinki
Programs: AY+ Plat basic
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Yes, I read i so that the minimum that you can get away with is 6 € / month. Then if you want a papercopy of your bill, it's +3 € / month. Then if you want to use the credit (in other words you don't pay the whole bill 100 % every month), you pay another +3,9 € / month.
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Old Jun 7, 2022, 12:19 pm
  #35  
 
Join Date: Oct 2011
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Originally Posted by kanamurva
Yes, I read i so that the minimum that you can get away with is 6 € / month. Then if you want a papercopy of your bill, it's +3 € / month. Then if you want to use the credit (in other words you don't pay the whole bill 100 % every month), you pay another +3,9 € / month.
This is how I read it, so a bit more than Nordea MC, but as said, 50% more points....
Maybe time to say goodbye to AXPlat?
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Old Jun 7, 2022, 12:32 pm
  #36  
 
Join Date: Feb 2022
Posts: 76
When do I have to be on Gold level to get the two SH upgrade vouchers? When I apply for the card? When I activate it? Or is it enought to be on gold when the first three months (with 500e spended each) have passed? Also, when the card must be activated? Can I order it now and activate it in Dec? (I am to get Gold later this year).
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Old Jun 7, 2022, 12:53 pm
  #37  
 
Join Date: Jan 2018
Location: HEL
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Done!
"Kortti ja tunnusluku lähetetään sinulle postitse erillisissä kirjeissä kahden viikon kuluessa. Aloita kortin käyttö lataamalla puhelimeesi Finnair Visa -sovellus."
once i receive the card will cancel the SEB
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Old Jun 7, 2022, 1:06 pm
  #38  
 
Join Date: Feb 2018
Programs: Finnair Plat
Posts: 63
If I read the T/C correctly, there are two major benefit compared to the SEC MC: 1) 3 points/EUR and 2) possibility to choose preffered monthly payment (100%)

This SEB default 10% monthly default payment upsets me every time I change it manually and even more on those months when I have forgotten to correct it. For this reason I'm happy to get rig of the SEB MC.

I just accomplished the online card application. Quite handy I must say. However, it was asking only for one bank's account information; I have split my finances into two banks. Let's see if they accept me;-)

Who gets the first card?
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Old Jun 7, 2022, 1:22 pm
  #39  
 
Join Date: May 2014
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Oh damn, I am a complete moron, I left the default less-than-full payback percentage.
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Old Jun 7, 2022, 1:44 pm
  #40  
 
Join Date: Aug 2010
Location: Seat 1L these days :)
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Originally Posted by lkrt
At least with other cards, no tilinhoitomaksu 3,90 is due if you pay the entire amount each month.
Originally Posted by kanamurva
Yes, I read i so that the minimum that you can get away with is 6 € / month. Then if you want a papercopy of your bill, it's +3 € / month. Then if you want to use the credit (in other words you don't pay the whole bill 100 % every month), you pay another +3,9 € / month.
Originally Posted by sakari1707
This is how I read it, so a bit more than Nordea MC, but as said, 50% more points....
Maybe time to say goodbye to AXPlat?

Ok, well that's more reasonable then 👍👍👍
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Old Jun 7, 2022, 2:35 pm
  #41  
 
Join Date: Apr 2005
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Originally Posted by JoRz
When do I have to be on Gold level to get the two SH upgrade vouchers? When I apply for the card? When I activate it? Or is it enought to be on gold when the first three months (with 500e spended each) have passed? Also, when the card must be activated? Can I order it now and activate it in Dec? (I am to get Gold later this year).
I’d like to know this as well. Additionally, purchases in a foreign currency seem to carry a max. 2,75% fee. Didn’t see what the current fee is. If it is 2,75%, then I wouldn’t use this outside of the eurozone.
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Old Jun 7, 2022, 3:16 pm
  #42  
 
Join Date: Nov 2013
Location: HEL
Programs: AY, SK, TK
Posts: 7,581
Originally Posted by cheesyfeet
Well that sucked. Would have loved to receive 3pts for every €, but I was instantly rejected by the algorithm.

I would have changed my SEB for this in a heartbeat.
I just wonder about these autochecks, system wanted to give access to my bank data to verify incomes but finally failed and request me to upload a copy of income statement.
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Old Jun 7, 2022, 11:03 pm
  #43  
 
Join Date: Jul 2018
Location: Helsinki
Programs: AY+ Plat basic
Posts: 429
Originally Posted by sakari1707
This is how I read it, so a bit more than Nordea MC, but as said, 50% more points....
Maybe time to say goodbye to AXPlat?
As a new AXPlat owner I'm keeping that card since I like those perks but I'm not using it since the value is too bad especially now compared to this Aktia card. Maybe some car rental is an exception since you get the insurance with AX.
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Old Jun 8, 2022, 12:34 am
  #44  
 
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,895
Originally Posted by FFlash
I just wonder about these autochecks, system wanted to give access to my bank data to verify incomes but finally failed and request me to upload a copy of income statement.
whenever the algoritmi says no to me I ask for a manual check and have allways been approved so far. Lets see what happens here 😁😁😁
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Old Jun 8, 2022, 7:48 am
  #45  
 
Join Date: Feb 2018
Programs: Finnair Plat
Posts: 63
Originally Posted by Talonmies
If I read the T/C correctly, there are two major benefit compared to the SEC MC: 1) 3 points/EUR and 2) possibility to choose preffered monthly payment (100%)

This SEB default 10% monthly default payment upsets me every time I change it manually and even more on those months when I have forgotten to correct it. For this reason I'm happy to get rig of the SEB MC.

I just accomplished the online card application. Quite handy I must say. However, it was asking only for one bank's account information; I have split my finances into two banks. Let's see if they accept me;-)

Who gets the first card?
I got the confirmation e-mail "..Kortti lähetetään sinulle postitse kahden viikon kuluessa..." only a few minutes after the application. Maybe my humble 10k credit limit helped?

We'll keep you posted how it worked from here onwards.
Talonmies is offline  

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