New AY Visa Credit card with Aktia
#31
Join Date: May 2014
Location: HEL
Programs: AY+Plat, ALL Plat, Scandic L2
Posts: 3,619
Originally Posted by Kuluttajaluottotiedot
Kuukausimaksu on 6,00 euroa
Tilinhoitomaksu 46,80 euroa vuodessa veloitetaan kortin luotto-ominaisuuden käytöstä.
Tilinhoitomaksu 3,90 euroa/kk
Tilitietojen muuttaminen 10,00 euroa
E-lasku 0,00 euroa/kk
Paperilasku 3,00 euroa/kk
Tilinhoitomaksu 46,80 euroa vuodessa veloitetaan kortin luotto-ominaisuuden käytöstä.
Tilinhoitomaksu 3,90 euroa/kk
Tilitietojen muuttaminen 10,00 euroa
E-lasku 0,00 euroa/kk
Paperilasku 3,00 euroa/kk
#32
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,895
I wish they just were straight up with these damn fees
3p p € is good enough for me to take on the card and maximize it, I will just cancel the other one, intresting to see if nordea and SEB match this.
I would love to see some status tie up ie 10% of the points earned would be status points etc or for every 20k charged an extra eu upg or perhaps reduced monthly fee with status say 6€ basic and silver 5 for gold 4for plat and 3 for LUMO 😁😁
#33
Join Date: May 2013
Location: HEL
Programs: AY Plat (OWE), SK EBG (*A Gold), KQ Plat (STE+), Accor Plat, Hilton Honors Gold
Posts: 3,154
#34
Join Date: Jul 2018
Location: Helsinki
Programs: AY+ Plat basic
Posts: 429
Yes, I read i so that the minimum that you can get away with is 6 € / month. Then if you want a papercopy of your bill, it's +3 € / month. Then if you want to use the credit (in other words you don't pay the whole bill 100 % every month), you pay another +3,9 € / month.
#35
Join Date: Oct 2011
Location: HEL
Programs: AYPlat, BASilver, SQG
Posts: 451
Yes, I read i so that the minimum that you can get away with is 6 € / month. Then if you want a papercopy of your bill, it's +3 € / month. Then if you want to use the credit (in other words you don't pay the whole bill 100 % every month), you pay another +3,9 € / month.
Maybe time to say goodbye to AXPlat?
#36
Join Date: Feb 2022
Posts: 76
When do I have to be on Gold level to get the two SH upgrade vouchers? When I apply for the card? When I activate it? Or is it enought to be on gold when the first three months (with 500e spended each) have passed? Also, when the card must be activated? Can I order it now and activate it in Dec? (I am to get Gold later this year).
#37
Join Date: Jan 2018
Location: HEL
Programs: Drawer of Cards
Posts: 423
Done!
"Kortti ja tunnusluku lähetetään sinulle postitse erillisissä kirjeissä kahden viikon kuluessa. Aloita kortin käyttö lataamalla puhelimeesi Finnair Visa -sovellus."
once i receive the card will cancel the SEB
"Kortti ja tunnusluku lähetetään sinulle postitse erillisissä kirjeissä kahden viikon kuluessa. Aloita kortin käyttö lataamalla puhelimeesi Finnair Visa -sovellus."
once i receive the card will cancel the SEB
#38
Join Date: Feb 2018
Programs: Finnair Plat
Posts: 63
If I read the T/C correctly, there are two major benefit compared to the SEC MC: 1) 3 points/EUR and 2) possibility to choose preffered monthly payment (100%)
This SEB default 10% monthly default payment upsets me every time I change it manually and even more on those months when I have forgotten to correct it. For this reason I'm happy to get rig of the SEB MC.
I just accomplished the online card application. Quite handy I must say. However, it was asking only for one bank's account information; I have split my finances into two banks. Let's see if they accept me;-)
Who gets the first card?
This SEB default 10% monthly default payment upsets me every time I change it manually and even more on those months when I have forgotten to correct it. For this reason I'm happy to get rig of the SEB MC.
I just accomplished the online card application. Quite handy I must say. However, it was asking only for one bank's account information; I have split my finances into two banks. Let's see if they accept me;-)
Who gets the first card?
#40
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,895
Yes, I read i so that the minimum that you can get away with is 6 € / month. Then if you want a papercopy of your bill, it's +3 € / month. Then if you want to use the credit (in other words you don't pay the whole bill 100 % every month), you pay another +3,9 € / month.
Ok, well that's more reasonable then 👍👍👍
#41
Join Date: Apr 2005
Location: The Baltic Sea
Programs: AY, BT, DY and SK. Scandic, Radisson, Marriott and HHonors. ClubONE
Posts: 5,890
When do I have to be on Gold level to get the two SH upgrade vouchers? When I apply for the card? When I activate it? Or is it enought to be on gold when the first three months (with 500e spended each) have passed? Also, when the card must be activated? Can I order it now and activate it in Dec? (I am to get Gold later this year).
#42
Join Date: Nov 2013
Location: HEL
Programs: AY, SK, TK
Posts: 7,581
I just wonder about these autochecks, system wanted to give access to my bank data to verify incomes but finally failed and request me to upload a copy of income statement.
#43
Join Date: Jul 2018
Location: Helsinki
Programs: AY+ Plat basic
Posts: 429
As a new AXPlat owner I'm keeping that card since I like those perks but I'm not using it since the value is too bad especially now compared to this Aktia card. Maybe some car rental is an exception since you get the insurance with AX.
#44
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,895
whenever the algoritmi says no to me I ask for a manual check and have allways been approved so far. Lets see what happens here 😁😁😁
#45
Join Date: Feb 2018
Programs: Finnair Plat
Posts: 63
If I read the T/C correctly, there are two major benefit compared to the SEC MC: 1) 3 points/EUR and 2) possibility to choose preffered monthly payment (100%)
This SEB default 10% monthly default payment upsets me every time I change it manually and even more on those months when I have forgotten to correct it. For this reason I'm happy to get rig of the SEB MC.
I just accomplished the online card application. Quite handy I must say. However, it was asking only for one bank's account information; I have split my finances into two banks. Let's see if they accept me;-)
Who gets the first card?
This SEB default 10% monthly default payment upsets me every time I change it manually and even more on those months when I have forgotten to correct it. For this reason I'm happy to get rig of the SEB MC.
I just accomplished the online card application. Quite handy I must say. However, it was asking only for one bank's account information; I have split my finances into two banks. Let's see if they accept me;-)
Who gets the first card?
We'll keep you posted how it worked from here onwards.