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American Express in Finland - 2020 and onward

American Express in Finland - 2020 and onward

Old Jun 21, 22, 8:13 am
  #286  
 
Join Date: Aug 2003
Posts: 1,393
I tried to figure out many membership reward points you need to transfer in order to book a return Business class ticket to Rome and JFK. I have tried to find the standard fare. The examples are from March 2023. N.B. The taxes are expensive for BA and KL rewards for JFK flights and cheap for AY. Taxes on SK I have no knowledge.. Please correct if I have done errors.

HEL-FCO RT (non-stop for AY and BA) Business class

BA 55000 MR —> 74800 MR
AY 62500 MR —> 85000 MR
KL 96000 MR —> 147200 MR
SK 62500 MR —> 110000 MR

HEL-JFK RT (non-stop for AY and BA) Business class

BA 193125 MR —> 262659 MR
AY 200000 MR —> 272200 MR
KL 184500 MR —> 282900 MR
SK 250000 MR —> 440000 MR

Last edited by nordic; Jun 21, 22 at 12:56 pm
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Old Jun 21, 22, 8:21 am
  #287  
 
Join Date: Jan 2012
Location: HEL
Programs: SPG-P ALL/HH/IHG-D RR/NCH-G, BA/A3-G AF/ay-P, Octopus
Posts: 5,534
Originally Posted by nordic View Post
I tried to figure out many membership reward points you need to transfer in order to book a return Business class ticket to Rome and JFK. I have tried to find the standard fare. The examples are from March 2023. N.B. The taxes are expensive for BA and KL rewards for JFK flights and cheap for AY. Taxes on SK I have no knowledge.. Please correct if I have done errors.

HEL-FCO RT (non-stop for AY and BA) Business class

BA 55000 MR —> 74800 MR
AY 62500 MR —> 85000 MR
KL 96000 MR —> 147200 MR
SK 62500 MR —> 110000 MR

HEL-JFK (non-stop for AY and BA) Business class

BA 193125 MR —> 262659 MR
AY 200000 MR —> 272200 MR
KL 184500 MR —> 282900 MR
SK 250000 MR —> 440000 MR
Your BA numbers look off - HEL-FCO C oneway is 22k in April. Shouldn't AY oneway also be 25k?
HEL-JFK with BAEC is is 77.25k (oneway).

AFKL redemptions are completely dynamic and the lowest prices dry up quickly. JFK should be something like 2 * 62k or so when you're lucky.


Update: Ahh, those are not points converted but points needed now vs then?
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Old Jun 21, 22, 8:22 am
  #288  
 
Join Date: Aug 2003
Posts: 1,393
I really miss double dipping using DC at Stockmann Deli (both Stockmann loyalty card and DC have AY+). And it was not long ago that shiny Amex card gave 2 points (or was it 1,5) for every 1 € spent.

I really have to calculate how much I value Hilton and Bonvoy Gold cards and priority pass and plaza premium.
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Old Jun 21, 22, 8:24 am
  #289  
 
Join Date: Aug 2003
Posts: 1,393
Originally Posted by remymartin View Post
Update: Ahh, those are not points converted but points needed now vs then?
Sorry that I was not clear enough
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Old Jun 21, 22, 9:16 am
  #290  
 
Join Date: May 2021
Posts: 31
This is a major downgrade for the centurion card. One of the reasons I upgraded to centurion was the 1.5x points. Now, however, it is possible to receive 40k bonus points after spending 40k on plat, but only 50k bonus after spending 150k on cent. If you "only" spend 100k, no extra points for you.

However, due to recent enhancements, platinum does not have the possibility to book hotels from amex hotel collections. This is something that centurion has, and may be enough to keep me onboard. I already called in to confirm if I get the unused part of my annual fee back if I quit my membership.
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Old Jun 21, 22, 10:10 am
  #291  
 
Join Date: Jan 2012
Location: HEL
Programs: SPG-P ALL/HH/IHG-D RR/NCH-G, BA/A3-G AF/ay-P, Octopus
Posts: 5,534
Originally Posted by Yrittaja View Post
This is a major downgrade for the centurion card. One of the reasons I upgraded to centurion was the 1.5x points. Now, however, it is possible to receive 40k bonus points after spending 40k on plat, but only 50k bonus after spending 150k on cent. If you "only" spend 100k, no extra points for you.
.
But does plat even get extra 40k? The math suggests the bonus would only be 20k, no?
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Old Jun 21, 22, 10:30 am
  #292  
 
Join Date: May 2021
Posts: 31
Originally Posted by remymartin View Post
But does plat even get extra 40k? The math suggests the bonus would only be 20k, no?
The site behind the link states:LISÄPISTEMAHDOLLISUUS



Centurion, Platinum- ja Gold Card -kortinhaltijoilla on mahdollisuus vuotuisiin lisäpisteisiin seuraavasti:
  • Centurion - Kun ostat 150 000 eurolla, saat 50 000 lisäpistettä. Ostaessasi tämän lisäksi 250 000 eurolla, saat 50 000 lisäpistettä.
  • Platinum - Kun ostat 40 000 eurolla, saat 40 000 lisäpistettä.
  • Gold Card - Kun ostat 15 000 eurolla, saat 7 500 lisäpistettä

Ofc, the points will not be as valuable anymore
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Old Jun 21, 22, 12:27 pm
  #293  
 
Join Date: Jan 2012
Location: HEL
Programs: SPG-P ALL/HH/IHG-D RR/NCH-G, BA/A3-G AF/ay-P, Octopus
Posts: 5,534
Originally Posted by Yrittaja View Post
The site behind the link states:LISÄPISTEMAHDOLLISUUS



Centurion, Platinum- ja Gold Card -kortinhaltijoilla on mahdollisuus vuotuisiin lisäpisteisiin seuraavasti:
  • Centurion - Kun ostat 150 000 eurolla, saat 50 000 lisäpistettä. Ostaessasi tämän lisäksi 250 000 eurolla, saat 50 000 lisäpistettä.
  • Platinum - Kun ostat 40 000 eurolla, saat 40 000 lisäpistettä.
  • Gold Card - Kun ostat 15 000 eurolla, saat 7 500 lisäpistettä

Ofc, the points will not be as valuable anymore
That's what the letter sent last year stated. The table in today's letter suggests 40k earns 210€ worth, which doesn't add up to 40+40k points. But alas, errors happen
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Old Jun 21, 22, 12:29 pm
  #294  
 
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum Ultimate/SK EBD/baEC G/MR tit/A3 *G/RR G/HH D/IHG Spire/ay platinum Lumo
Posts: 6,637
Originally Posted by remymartin View Post
That's what the letter sent last year stated. The table in today's letter suggests 40k earns 210€ worth, which doesn't add up to 40+40k points. But alas, errors happen
at the new value thats 140€ then?
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Old Jun 21, 22, 12:59 pm
  #295  
 
Join Date: Jan 2012
Location: HEL
Programs: SPG-P ALL/HH/IHG-D RR/NCH-G, BA/A3-G AF/ay-P, Octopus
Posts: 5,534
Originally Posted by kauppias View Post
at the new value thats 140€ then?
"Membership Rewards-pisteiden arvot ovat seuraavat:
Platinum: 210€, kun teet ostoksia 40 000€/vuosi
Gold Card: 78,75€, kun teet ostoksia 15 000€/vuosi
Green Card: 52,50€, kun teet ostoksia on [sic] 15 000€/vuosi
Centurion: 700€, kun teet ostoksia 150 000€/vuosi.

Edellä oleviin esimerkkeihin sisältyvät kertyneet lisäbonuspisteet".

The above makes extra bonus for Gold and Plat the same - 50% at threshold and weaker for Centurion. Bizarre...
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Old Jun 21, 22, 2:06 pm
  #296  
FlyerTalk Evangelist
 
Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 12,560
Wow, major gutting of the MR program. Having been a member since the 20th century, I think this is the end of a beautiful (=continuously devalued) relation. FFS, when I took out the Hilton AX it was 1FIM =1HH i.e1€=6HH. Now it's 1€=0,8HH.

Useless to pay even the Green card fee for so little. Sad.

Once the Aktia Visa arrives, I can simplify my deck - AX out, AY Nordea MC out, AY Visa in. Backup would remain plain vanilla Nordea Gold MC.
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Old Jun 21, 22, 2:21 pm
  #297  
 
Join Date: Mar 2018
Programs: AY+ Platinum / FlyingBlue Gold
Posts: 731
Ha-ha and we thought the Aktia might push other credit card companies to improve their points earnings/redemptions....
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Old Jun 22, 22, 3:37 am
  #298  
 
Join Date: Nov 2013
Location: HEL
Programs: AY, SK, TK
Posts: 6,547
Originally Posted by EuroFlash View Post
Ha-ha and we thought the Aktia might push other credit card companies to improve their points earnings/redemptions....
I dont think they even understand that much of the program they would be comparing and understand user benefits against competition, honestly.
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Old Jun 22, 22, 5:24 am
  #299  
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Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 12,560
Originally Posted by FFlash View Post
I dont think they even understand that much of the program they would be comparing and understand user benefits against competition, honestly.
During the previous round of enhancement, I had some discussions with AX, along the lines

- "why do you devalue the MR system?"
- "but you get 4 free lounge visits!"
- "I get those with my airline Plat cards, so this is useless for me"
- "Well, our cards are meant for people who travel rather regularly and appreciate the lounges"

At this point I just gave up
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Old Jun 22, 22, 5:44 am
  #300  
 
Join Date: Nov 2013
Location: HEL
Programs: AY, SK, TK
Posts: 6,547
Originally Posted by WilcoRoger View Post
During the previous round of enhancement, I had some discussions with AX, along the lines

- "why do you devalue the MR system?"
- "but you get 4 free lounge visits!"
- "I get those with my airline Plat cards, so this is useless for me"
- "Well, our cards are meant for people who travel rather regularly and appreciate the lounges"

At this point I just gave up
Yes sir, god dag kirvesvartta.
me says cancel too
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