AY co-branded Mastercard for Finns
Mar 2, 2019, 2:33 pm
#166
Join Date: Oct 2008
Programs: AY Plat Lumo+LTG, FI Gold, DL Silver, BA, SK, AX Plat, Priority Pass, Marriott Ambassador & others
Posts: 634
Mar 3, 2019, 12:08 am
#168
Join Date: Aug 2015
Location: Helsinki, Finland
Programs: Finnair (AY) Platinum, Air France Silver, Tallink Club One Silver :)
Posts: 1,655
For anyone not on Platinum or Platinum Lumo level, potentially the Nordea Finnair MC is better. As of mid-February it earns 2p per every € spent on it, regardless of status. It costs 60€ / year vs the SEB MC 50€ / year (yearly fee is only waived for Plats and Lumos).
Mar 3, 2019, 12:52 am
#169
FlyerTalk Evangelist
Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 14,100
Yes, it seems that sub-Plat now it's the Nordea MC to go. There are the different colours of Amex as well, but for AY it's just makes no sense. For others, it the only way (Avios, KL, Hilton, etc) in FIN
Mar 3, 2019, 2:49 am
#170
Join Date: May 2014
Location: HEL
Programs: AY+Plat, ALL Plat, Scandic L2
Posts: 3,620
Just paying back the 60€ is going to require some spending, depending how much one values Finnair points.
Mar 3, 2019, 3:38 am
#171
Ambassador: Finnair
Join Date: May 2003
Location: HEL
Programs: AY Lumo, BA Silver, HHonors Gold
Posts: 4,267
But I guess the Nordea Finnair MC fee is not waved in any circumstances, not even for Nordea tier customers - unlike the regular Nordea MC Gold (or other banks with similar systems).
Just paying back the 60€ is going to require some spending, depending how much one values Finnair points.
Just paying back the 60€ is going to require some spending, depending how much one values Finnair points.
Mar 3, 2019, 3:54 am
#173
Ambassador: Finnair
Join Date: May 2003
Location: HEL
Programs: AY Lumo, BA Silver, HHonors Gold
Posts: 4,267
The real question is cards with real earnings, benefits like insurance etc
Mar 3, 2019, 3:57 am
#174
Join Date: Dec 2014
Location: HEL
Programs: AY+Plat
Posts: 861
Mar 3, 2019, 4:15 am
#175
Join Date: May 2013
Location: HEL
Programs: AY Plat (OWE), SK EBG (*A Gold), KQ Plat (STE+), Accor Plat
Posts: 3,156
This one wasn't, for a nobody like me on their entry level it was 39 EUR annual fee, which was waived after I expressed my concerns about it. Later on, they offered complimentary Nordea Gold, so of course it didn't make any sense having the worse card then.
Mar 3, 2019, 4:49 am
#176
Ambassador: Finnair
Join Date: May 2003
Location: HEL
Programs: AY Lumo, BA Silver, HHonors Gold
Posts: 4,267
Yeah, I wonder how many of their unaware customers actually pay for nothing, for card with no benefits, as many give it free...like norwegian, s-pankki etc..
Mar 3, 2019, 5:15 am
#177
Join Date: Jul 2010
Location: HEL
Programs: AY Platinum (OWE), SK G(*G), BW Diamond
Posts: 810
Maybe a small clarification, anyone enslaved with mortgage can quite easily qualify for gold MC, what is the first premium level is the actual "premium"-customer who can apply for premium MC that comes with PP card (4 comped visits). For normal premium-pleb, the card costs some 80€/year, but thenagain private banking customers get it free afaik.
Mar 3, 2019, 5:58 am
#178
Original Poster
Join Date: Nov 2013
Location: HEL
Programs: AY, SK, TK
Posts: 7,591
OT but premium banking services are like AY Y tix nowadays. Premium yeah, but get a bus. A millionaire from Kajaani is told on phone that the closest meeting point is in Helsinki, book a time.
I put my money on FT. Better ROI
I put my money on FT. Better ROI
Mar 4, 2019, 2:48 pm
#179
Join Date: Mar 2011
Programs: Finnair , Marriot Gold
Posts: 183
