AY co-branded Mastercard for Finns

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Mar 4, 2019, 5:25 pm

#181

aama

Join Date: Nov 2015

Location: HEL

Programs: AY GOLD, HH GOLD

Posts: 411

Quote:

Originally Posted by jakas

https://www.nordearahoitus.fi/henkil...ab=Korttiehdot

Is it now 2 points for everyone ?

Apparently so. Just sent my application. so come May it's going to be bye bye SEB for good!

Mar 4, 2019, 10:20 pm

#182

Steve_Hun

Join Date: Aug 2015

Location: Helsinki, Finland

Programs: Finnair (AY) Platinum, Air France Silver, Tallink Club One Silver :)

Posts: 1,655

Quote:

Originally Posted by jakas

https://www.nordearahoitus.fi/henkil...ab=Korttiehdot

Is it now 2 points for everyone ?

Yes, see post #168.

Mar 4, 2019, 10:36 pm

#183

jakas

Join Date: Mar 2011

Programs: Finnair , Marriot Gold

Posts: 183

Quote:

Originally Posted by aama

Apparently so. Just sent my application. so come May it's going to be bye bye SEB for good!

will apply too

Mar 4, 2019, 10:55 pm

#184

Gnopps

Join Date: Jan 2003

Location: HEL

Programs: *G, used to be with TK but left due to their corruption and political ties

Posts: 4,406

Quote:

Originally Posted by Steve_Hun

For anyone not on Platinum or Platinum Lumo level, potentially the Nordea Finnair MC is better. As of mid-February it earns 2p per every € spent on it, regardless of status. It costs 60€ / year vs the SEB MC 50€ / year (yearly fee is only waived for Plats and Lumos).

I'm currently using SAS EB and earn 1 point per €. My rewards are usually HEL-CPH return (usually fares are high when I want to fly) for which I pay 20k points + around €30. It seems like Finnair might be a better deal then:
.

SAS MC 20000 points / 1 = €20k spend for award ticket. Sometimes offers for half price.
AY MC 15000 points / 2 = €7.5k spend for award ticket.

Is my calculation correct? How much is the AY fuel surcharge on short haul awards?

Mar 4, 2019, 11:01 pm

#185

Jainzar

Join Date: Jun 2015

Programs: AY+, SK EB

Posts: 2,958

Quote:

Originally Posted by Gnopps

SAS MC 20000 points / 1 = €20k spend for award ticket. Sometimes offers for half price.
AY MC 15000 points / 2 = €7.5k spend for award ticket.

Is my calculation correct? How much is the AY fuel surcharge on short haul awards?

Like SK AY does not charge the fuel surcharge on short haul awards.

Mar 4, 2019, 11:28 pm

#186

FFlash

Original Poster

Join Date: Nov 2013

Location: HEL

Programs: AY, SK, TK

Posts: 7,598

Quote:

Originally Posted by Gnopps

SAS MC 20000 points / 1 = €20k spend for award ticket. Sometimes offers for half price.
AY MC 15000 points / 2 = €7.5k spend for award ticket.

Is my calculation correct? How much is the AY fuel surcharge on short haul awards?

SAS used to have better redemptions IMHO, but not anymore. That nordic redemption is just bad nowadays. The only "sweet spots" there, and they are not that sweet anymore, were the EU (especially nordic GER-region for example) are the "Point Bargains" which you could speculatively book and then cancel for free if you did not use your ticket, and then longhauls for iterative routings and First class. But even them have become worse due to their enhancements. But they are still perhaps easier than Finnair/oneworld longhaul redemptions to get for decent price.
I dumped SAS totally and have left my status for a few months and points for a nice LH F which I will burn at some point, now only focusing on AY and maxing card points etc.

Mar 5, 2019, 1:25 am

#187

seldomrfly

Join Date: Apr 2017

Location: C2

Posts: 651

Quote:

Originally Posted by Gnopps

SAS MC 20000 points / 1 = €20k spend for award ticket. Sometimes offers for half price.
AY MC 15000 points / 2 = €7.5k spend for award ticket.

Is my calculation correct? How much is the AY fuel surcharge on short haul awards?

You calculation is correct.
Taxes and fees are in the range 28-58€ for shorthauls. CPH should be around 45€.

Mar 5, 2019, 2:19 am

#188

Gnopps

Join Date: Jan 2003

Location: HEL

Programs: *G, used to be with TK but left due to their corruption and political ties

Posts: 4,406

Thanks for your answers. I started with SK EB because then the intra-Nordic awards were 12k points, and often reduced to 6k which meant the whole family (2+2) could travel for 18k points HEL-CPH return. But then again, AY+ doesn't seem to offer any child discount?

Mar 5, 2019, 2:36 am

#189

intuition

Moderator, Finnair

Join Date: May 2011

Location: MMX (CPH)

Programs: Eurobonus Diamond, QR Gold, AY+ Platinum, A3*G, Nordic Choice Lifetime Platinum, SJ Prio Black

Posts: 14,172

The separate junior award table was killed last year, yes.

Mar 5, 2019, 8:15 am

#190

Trav1970

Join Date: Oct 2008

Programs: AY Plat Lumo+LTG, FI Gold, DL Silver, BA, SK, AX Plat, Priority Pass, Marriott Ambassador & others

Posts: 634

Quote:

Originally Posted by intuition

The separate junior award table was killed last year, yes.

They "harmonized" the point prices between adults and kids. Adult prices went down, kid prices went up as everyone is now the same. But when AY had the kid pricing, the age limit was 18 in contrast to SK's 12.

Mar 5, 2019, 8:18 am

#191

Trav1970

Join Date: Oct 2008

Programs: AY Plat Lumo+LTG, FI Gold, DL Silver, BA, SK, AX Plat, Priority Pass, Marriott Ambassador & others

Posts: 634

Quote:

Originally Posted by Gnopps

SAS MC 20000 points / 1 = €20k spend for award ticket. Sometimes offers for half price.
AY MC 15000 points / 2 = €7.5k spend for award ticket.

Is my calculation correct? How much is the AY fuel surcharge on short haul awards?

I think the methodology you are using is exactly the correct one. However, what is the best program will also depend on what kind of awards you value. It might be that something is better for short haul flights between A and B, whereas another program/card could be better for long haul business class tickets between A and C. I did some math on this topic comparing long haul J redemptions as the benchmark. Maybe I'll redo the math with today's point costs and post the Excel table here again.

Steve_Hun and Clydez like this.

Mar 5, 2019, 9:55 am

#192

intuition

Moderator, Finnair

Join Date: May 2011

Location: MMX (CPH)

Programs: Eurobonus Diamond, QR Gold, AY+ Platinum, A3*G, Nordic Choice Lifetime Platinum, SJ Prio Black

Posts: 14,172

Quote:

Originally Posted by Gnopps

... How much is the AY fuel surcharge on short haul awards?

Like others said, no fuel surcharge but other fees. HEL-CPH r/t is 37,22€

Mar 13, 2019, 6:41 am

#193

Clydez

Join Date: Jan 2018

Location: HEL

Programs: Drawer of Cards

Posts: 423

Got the AY MC last week, so far so good and finally got my first rejection today at Suomalainen kirjakauppa.

Mar 13, 2019, 6:42 am

#194

Clydez

Join Date: Jan 2018

Location: HEL

Programs: Drawer of Cards

Posts: 423

Quote:

Originally Posted by Clydez

Got the AY MC last week, so far so good and finally got my first rejection today at Suomalainen kirjakauppa.

maybe because im not suomalainen

Had to pull out my danske

Mar 14, 2019, 12:38 pm

#195

ffay005

Join Date: Sep 2005

Location: HEL

Programs: AY Platinum, TK Elite, BT VIP, AA, BA, SK, DL, NT, WB + hotels

Posts: 8,749

When does SEB send out new cards? My SEB MC expires at the end of this month, and still no sign of the new card.