Finland, Finnair, and credit cards - pre 2020 discussion
Feb 14, 2019, 11:15 am
#886
Join Date: May 2014
Location: HEL
Programs: AY+Plat, ALL Plat, Scandic L2
Posts: 3,620
Does the Nordea card have any side benefits like travel insurance? If so, it's potentially better than the plain Finnair MC, even for Platina.
Feb 14, 2019, 11:37 am
#887
Join Date: Apr 2017
Location: C2
Posts: 651
Yes it do have travel insurance. If your tickets are paid with card the travel insurance is valid. However, I have never needed to make any claim. Doesn't know how good/bad it is.
Feb 14, 2019, 11:38 am
#888
Join Date: Dec 2014
Location: HEL
Programs: AY+Plat
Posts: 862
It has but it is very limited, does not even cover trip cancellation, interruption, delays. Whatever it covers also have deductible limits. Nordea Gold has much better.
Feb 14, 2019, 6:16 pm
#889
Join Date: Dec 2013
Posts: 212
You also have to pay 100% of your trip with the card to get the insurance.
Feb 15, 2019, 12:40 am
#890
Join Date: Jan 2018
Location: HEL
Programs: Drawer of Cards
Posts: 423
not impressive at all. 1e =2p seem to be the only perk that matters.
Insurance, my main dansk plat has, and pretty much any premium credit card has. (good perk, but one rarely use it)
What i want from Airline credit card is travel related perk where normal credit cards dont offer. Eg DC's lounge perk
Insurance, my main dansk plat has, and pretty much any premium credit card has. (good perk, but one rarely use it)
What i want from Airline credit card is travel related perk where normal credit cards dont offer. Eg DC's lounge perk
Feb 15, 2019, 1:03 am
#891
Join Date: Apr 2010
Location: Unio Europaea
Programs: BA GGL, AS, Hertz Cirque Présidentielle
Posts: 1,445
Then there's basically not many viable options and out of them I recommend going for AMEX Platinum, especially with the sign-up bonus from someone. Handelsbanken MC Platinum also gives you Priority Pass, but there's no FFP perks, unlike with AMEX and the AY co-branded cards.
Feb 15, 2019, 1:12 am
#892
Join Date: Jan 2018
Location: HEL
Programs: Drawer of Cards
Posts: 423
Then there's basically not many viable options and out of them I recommend going for AMEX Platinum, especially with the sign-up bonus from someone. Handelsbanken MC Platinum also gives you Priority Pass, but there's no FFP perks, unlike with AMEX and the AY co-branded cards.
I am waiting to see if finnair can pull out some magic last minute add more offering into the Nordea MC.
Feb 15, 2019, 1:19 am
#893
Join Date: Apr 2010
Location: Unio Europaea
Programs: BA GGL, AS, Hertz Cirque Présidentielle
Posts: 1,445
The included insurance policies, PP, Centurion Lounges, complimentary status with partners and MR points are very nice and handy. The Platinum card isn't cheap anywhere and it's for a reason. Acceptance isn't IMO a big issue, but it depends on where you shop. Personally online shopping is the thing for me.
Feb 15, 2019, 1:28 am
#894
Join Date: Jan 2018
Location: HEL
Programs: Drawer of Cards
Posts: 423
The included insurance policies, PP, Centurion Lounges, complimentary status with partners and MR points are very nice and handy. The Platinum card isn't cheap anywhere and it's for a reason. Acceptance isn't IMO a big issue, but it depends on where you shop. Personally online shopping is the thing for me.
That being said, the AY MC is probably the only option for me.
Feb 15, 2019, 2:17 am
#895
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,957
The included insurance policies, PP, Centurion Lounges, complimentary status with partners and MR points are very nice and handy. The Platinum card isn't cheap anywhere and it's for a reason. Acceptance isn't IMO a big issue, but it depends on where you shop. Personally online shopping is the thing for me.
Feb 15, 2019, 3:05 am
#896
Join Date: Apr 2010
Location: Unio Europaea
Programs: BA GGL, AS, Hertz Cirque Présidentielle
Posts: 1,445
That having said, I agree that the card is a bit lacking here, but there's not much options. However the pricing in e.g. the UK and US isn't cheap in local terms, which is what counts when doing a comparison. Thus my comment was relevant. The credit card market is very uninteresting here and it doesn't help that it's kinda a shame to use one.
Mar 3, 2019, 4:19 am
#897
Join Date: Apr 2005
Location: The Baltic Sea
Programs: AY, BT, DY and SK. Scandic, Radisson, Marriott and HHonors. ClubONE
Posts: 5,890
Through the referral program you can still get a full free year of Amex Gold, right?
Mar 3, 2019, 5:23 pm
#898
Join Date: Apr 2010
Location: Unio Europaea
Programs: BA GGL, AS, Hertz Cirque Présidentielle
Posts: 1,445
Mar 4, 2019, 12:20 am
#899
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,957
The free year deal is a good selling point now for referrals as you only get the first 3 months free is you get the card directly from AX without a referral 👍👍
Mar 4, 2019, 1:54 pm
#900
Join Date: Jun 2011
Posts: 230
Well well well. AmericanExpress does serve americans too well indeed!
Happy owner of one of those...
Had to pull the trigger when I saw the situation here in FIAll banks are greedy. There are few "traditional" banks left that wont charge fee for keeping your money with them. S-Pankki or under the pillow if you're in Finland and don't have loans to get zero charges (Nordea)
Last edited by iamife; Mar 4, 2019 at 2:32 pm