manywhere

Maybe we could see in the near future an AY+ Amex card replacing DCs, somewhat like the free SK EB Amex in Norway: fhttps://www.americanexpress.com/no/betalingskort/sas-classic/
Card gives 10 EB bonus points per (about) 10€, 30 points for every 10€ spent buying tickets on SK's website, and no yearly fee. I wonder if the points/€ value would be the same for AY+ but useless to speculate about it right now.

niksal

WilcoRoger

What does the law say if the bill comes in on the 26th and the due date is the 21st?

ffay005

intuition

DC.se has an offer for Eurocard. Maybe check Finnish pages if there is anything similiar.
https://dinersclub.se/privat/medlems...r-information/

manywhere

Similar offer in Finland now but we can only get Gold, no Plat Eurocard: https://dinersclub.fi/yksityiset/ota...uvat-suomessa/
Same level discrepancy as with Amex Corp card, Sweden gets Amex Corp Gold, Finland only Amex Corp Green -- although there should be no difference between the two Amex Corp card.

Trav1970

Based on what I have heard, the Swedish Amex Corporate card also allows the cardholder to register for the Membership Rewards program. Not so in Finland.

intuition

Ah, now I understand what you meant. You were not just looking for a diners replacement, but a AY-branded diners replacement.
Yeah, don't think that is coming.

Furry

I'm pretty sure there is something planned but might take some time before it hits the market. In the Finnair Customer Community they had quite many Credit card themed questionnaires somewhere around October last year. There were lot of questions how one would be ready to "spend" on yearly fee and what one expects for the return with quite interesting choices (and) levels of benefits. Hoping that it will be Amex based if coming.

jakas

Sad to see DC go, its good 2 points for every euro spent

jakas

Yes eventually, the Finns need a card with credit Like Norwegian or something else where you can pay like 3% of your bill month.
Norwegian in its short life has gathered a huge customer base with base credit of atleast 3000 €. If you need a card just get one no details really checked as long as you are a resident

loimu

Isn't the feature of having the possibility to pay your credit card debt in 3-100% monthly instalments the normal mechanism for most credit cards, except Amex and the traditional (non-AY) DC? For example, all the remaining cards that give you AY points (SEB, Nordea, Danske Bank, Säästöpankki) have that possibility. So in that regard, the Norwegian credit card isn't an exception. Anyhow, I agree, they have done their marketing well and one does see the red card frequently used by shoppers. And I guess the combination of low/no fees, free ATM withdrawals, bonus points but high interest rate suits many people well (especially if one doesn't even realise that the interest rates are high, which probably often is the case). It's possible that their higher interest rate allows for a higher level of credit losses compared to traditional banks but I'm pretty sure they do have a proper mechanism for underwriting, meaning that they have a longer list of criteria an applicant must fulfil than only the short one they have on their homepage. I think it's more or less standard practice that you are not requested to provide e.g. proof of employment or income when applying for a credit card in Finland as most of those processes are fully automated.

I too am wondering what I should do after Diners will be gone. I really hope they would come up with a solution that would give you AY points as well as a Priority Pass style access to lounges.

kauppias

This last last part is spot on...

Though I dont care about the AY points as long as there are points at a reasonable yearly fee with somesort of Lounge access at more then 4 times a year

I dont mind a yearly fee but I DO mind 720€

The red card is my Travel card but thats it.... Great for cash abroad

FFlash

What is the bonus with Norwegian credit card? I don't see why having a credit card at all if it does not share bonus points or something else in return. Just for paying later what you need to pay anyway, why not live with just a debit card then.

All my credit cards that I carry have bonus mechanisms. I got 6 and always a pain to think which one gives the most where

loimu

You get Norwegian "FF miles" i.e. CashPoints with their credit card.

I feel you with the difficulties coming from different cards and programs! Just pushed myself past Stockmann First threshold (I really don't know why) with Stockmann MC usage, with a trade-off for missed AY miles. Luckily that status remains for a couple of years -who knows, perhaps even longer than the store itself- so don't need to worry about that again for a while.