Record card closure time? 28 seconds.
#1
Original Poster
Join Date: Oct 2000
Location: Los Angeles, CA, USA
Programs: UA Gold, DL Plat, SPG Gold, Hilton Gold, Marriott Silver, Hertz PC
Posts: 543
Record card closure time? 28 seconds.
I timed it, and from the time that the representative asked for my name, to the time that she thanked me for being a Diners Club customer, it took only 28 seconds to cancel a card that I've had for almost ten years, with annual spend between $10k-$50k depending on the year. No retention department either.
The conversation was:
DC: Hi there, this is x, can I have your name please?
Me: JohnnyGlobal
DC: And your password?
ME: xxxxxxxxxxxxxx
DC. Thank you. And how can I help you?
Me: I want to cancel my card.
DC: OK. Can I ask you the reason?
Me: Primarily because you don't report to credit agencies now, and because the DC card is less valuable compared to other cards that I use.
DC: I do apologize. The account has been closed and we'll be sending a letter to that effect to the address on file. I thank you for being a Diners Club customer and hope you have a nice day.
The conversation was:
DC: Hi there, this is x, can I have your name please?
Me: JohnnyGlobal
DC: And your password?
ME: xxxxxxxxxxxxxx
DC. Thank you. And how can I help you?
Me: I want to cancel my card.
DC: OK. Can I ask you the reason?
Me: Primarily because you don't report to credit agencies now, and because the DC card is less valuable compared to other cards that I use.
DC: I do apologize. The account has been closed and we'll be sending a letter to that effect to the address on file. I thank you for being a Diners Club customer and hope you have a nice day.
#2
Join Date: May 2005
Location: Nomad, Chicago
Programs: UAL 1K, Million Miler
Posts: 1,884
Amazing. I will be closing my account also.
I don't see the value of the primary insurance for rental cars as I have primary under my auto policy.
This is just another card with a high annual fee now. Why doesn't Diners Card understand that?
I don't see the value of the primary insurance for rental cars as I have primary under my auto policy.
This is just another card with a high annual fee now. Why doesn't Diners Card understand that?
#3
Join Date: Sep 2005
Location: BOM-SIN-EWR
Programs: UA*G (1K again), Sixt Plat, *was*: SQ QPP01 & SK EBS/EBG, LH SEN, AA EXP, 9wPlat
Posts: 8,606
Originally Posted by m60521
Amazing. I will be closing my account also.
I don't see the value of the primary insurance for rental cars as I have primary under my auto policy.
This is just another card with a high annual fee now. Why doesn't Diners Card understand that?
I don't see the value of the primary insurance for rental cars as I have primary under my auto policy.
This is just another card with a high annual fee now. Why doesn't Diners Card understand that?
I'm renting in Germany and would like to use the best one - have AmEx Plat/Diners/UnitedVisa(Chase)
TIA!
#5
FlyerTalk Evangelist
Join Date: Aug 2001
Programs: DL GM, AA Gold, Hilton Diamond, Bonvoy Plat
Posts: 12,171
Weird. Given the expense of customer acquisition on credit cards, I would think that at a minimum Citibank would try to convert you to one of their fee or no fee sister cards. After all, why did they buy the Diners brand and convert it to the mastercard network if not to grab the customer base?
#6
Join Date: Mar 2001
Location: Ann Arbor, Michigan USA
Programs: Marriott lifetime Titanium, Delta Platinum
Posts: 5,472
Originally Posted by skofarrell
Weird
As reported in other threads, the retention bonuses are in place; they are even more generous than in prior years; but they are only offered in the most sporadic, haphazard, seemingly arbitrary basis. Why should one customer service agent tell a customer that there are no bonuses available or that the customer does not qualify for any bonus, but another agent a few days later offer the same customer a generous retention bonus? Is it simply agent or system incompetence? Or is there some programmed basis that none of us can see?
#7
Join Date: Nov 2004
Location: US
Programs: LH and BA
Posts: 2,324
Originally Posted by SuperFlyBoy
So, are there any cards that do offer more than CDW??
I'm renting in Germany and would like to use the best one - have AmEx Plat/Diners/UnitedVisa(Chase)
TIA!
I'm renting in Germany and would like to use the best one - have AmEx Plat/Diners/UnitedVisa(Chase)
TIA!
I figure if you have the AMEX plat it is your best choice. It is second to your car insurance though...
PM and I sned oyu to the TOC....
#8
Join Date: Oct 2005
Programs: DL 2MM PM;VSGld;EKGld; HilDia; HrtzPC; AvisPC; PP; AmbPlt; JumeiGld; MeliaPlt; TajPlt; ShangriDia
Posts: 953
Originally Posted by roundtheworld
I figure if you have the AMEX plat it is your best choice. It is second to your car insurance though...
PM and I sned oyu to the TOC....
PM and I sned oyu to the TOC....
For U.S. cardholders, I think Visa now outdoes AMEX for international rentals because it also offers 30 days of coverage outside the U.S. and is PRIMARY. I remember there was a time when AMEX Plat offered PRIMARY coverage on international rentals but in recent years the company quietly dropped the coverage to EXCESS for international rentals. Given the annual fee AMEX charges for Plat, I think that is shabby to have reduced the rental coverage. However, I agree with you that I find my AMEX Plat to be my best overall card. Diners seems to have lost interest in maintaining its individual cardholders as customers.
#9
Join Date: Apr 2005
Location: Los Angeles, CA
Programs: AA Plat, HH Gold, SPG Gold, HH Gold, Marriott Silver, Amex Plat, GlobalEntry, SW A-List Preferred
Posts: 866
Originally Posted by LAXRuss
For U.S. cardholders, I think Visa now outdoes AMEX for international rentals because it also offers 30 days of coverage outside the U.S. and is PRIMARY. I remember there was a time when AMEX Plat offered PRIMARY coverage on international rentals but in recent years the company quietly dropped the coverage to EXCESS for international rentals. Given the annual fee AMEX charges for Plat, I think that is shabby to have reduced the rental coverage. However, I agree with you that I find my AMEX Plat to be my best overall card. Diners seems to have lost interest in maintaining its individual cardholders as customers.
If you're unhappy with Amex Plat you may want to give Citi Chairman a look. Their lounge access program and other benefits are in most ways better. The restaurant reservations program is not as good however, if that's important to you.
#10
Original Member and FlyerTalk Evangelist
Join Date: May 1998
Location: Kansas City, MO, USA
Programs: DL PM/MM, AA ExPlat, Hyatt Glob, HH Dia, National ECE, Hertz PC
Posts: 16,579
Originally Posted by JohnnyGlobal
I timed it, and from the time that the representative asked for my name, to the time that she thanked me for being a Diners Club customer, it took only 28 seconds to cancel a card that I've had for almost ten years, with annual spend between $10k-$50k depending on the year. No retention department either.
The conversation was:
DC: Hi there, this is x, can I have your name please?
Me: JohnnyGlobal
DC: And your password?
ME: xxxxxxxxxxxxxx
DC. Thank you. And how can I help you?
Me: I want to cancel my card.
DC: OK. Can I ask you the reason?
Me: Primarily because you don't report to credit agencies now, and because the DC card is less valuable compared to other cards that I use.
DC: I do apologize. The account has been closed and we'll be sending a letter to that effect to the address on file. I thank you for being a Diners Club customer and hope you have a nice day.
The conversation was:
DC: Hi there, this is x, can I have your name please?
Me: JohnnyGlobal
DC: And your password?
ME: xxxxxxxxxxxxxx
DC. Thank you. And how can I help you?
Me: I want to cancel my card.
DC: OK. Can I ask you the reason?
Me: Primarily because you don't report to credit agencies now, and because the DC card is less valuable compared to other cards that I use.
DC: I do apologize. The account has been closed and we'll be sending a letter to that effect to the address on file. I thank you for being a Diners Club customer and hope you have a nice day.
#12
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
<<why did they buy the Diners brand and convert it to the mastercard network if not to grab the customer base?>>
Citibank has owned Diners since 1981. The decision to utilize Mastercard's network in North America was apparently made primarily because Diners market share was miniscule. I think it is also related to Citi's decision to begin issuing American Express cards as part of the anti-trust settlement, but that is purely personal speculation.
There is ample evidence that Citi no longer considers Diners a consumer product. I agree it is surprising that the representatives are not trained to pitch a specific replacement card based on the customer's stated reason for cancelling.
dennis
Citibank has owned Diners since 1981. The decision to utilize Mastercard's network in North America was apparently made primarily because Diners market share was miniscule. I think it is also related to Citi's decision to begin issuing American Express cards as part of the anti-trust settlement, but that is purely personal speculation.
There is ample evidence that Citi no longer considers Diners a consumer product. I agree it is surprising that the representatives are not trained to pitch a specific replacement card based on the customer's stated reason for cancelling.
dennis
Last edited by mia; Jul 27, 2006 at 6:30 pm
#13
Join Date: Jul 2000
Location: Manhattan NV
Programs: Hilton LTD, Hyatt Glob, Marriott LTTE, AA LTP, Avis PC, National EE, Seabourn DE
Posts: 3,030
Originally Posted by Beckles
I hate it when CSR's do what I ask them to do without putting up a fight ...
#14
Original Poster
Join Date: Oct 2000
Location: Los Angeles, CA, USA
Programs: UA Gold, DL Plat, SPG Gold, Hilton Gold, Marriott Silver, Hertz PC
Posts: 543
Originally Posted by hedoman
My thoughts, exactly. It took me 28 seconds to cancel my AA citibank card and was quite pleased. But then, I was calling to cancel a card.