[USA] PayPass/contactless feature gone?
May 17, 2016, 8:37 pm
#1
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[USA] PayPass/contactless feature gone?
I had a recent interaction with a Diners/BMO CS agent via SM who basically indicated that the cards don't have PayPass at all and that the card will decline if PayPass is attempted. (Which it doesn't, at least on my card.) Has anyone gotten a replacement card from them recently and can confirm whether the card still supports PayPass/contactless? I'm curious if anything actually changed with the cards they're mailing out recently or if this is an error on the CS agent's part.
I'll be disappointed if that feature actually went away but considering that they support Apple Pay I kinda understand.
I'll be disappointed if that feature actually went away but considering that they support Apple Pay I kinda understand.
May 18, 2016, 7:38 am
#2
Join Date: Nov 2012
Posts: 3,537
I had a recent interaction with a Diners/BMO CS agent via SM who basically indicated that the cards don't have PayPass at all and that the card will decline if PayPass is attempted. (Which it doesn't, at least on my card.) Has anyone gotten a replacement card from them recently and can confirm whether the card still supports PayPass/contactless? I'm curious if anything actually changed with the cards they're mailing out recently or if this is an error on the CS agent's part.
I'll be disappointed if that feature actually went away but considering that they support Apple Pay I kinda understand.
I'll be disappointed if that feature actually went away but considering that they support Apple Pay I kinda understand.
That attitude destroys competition in the mobile phone market...
/end rant
May 18, 2016, 12:17 pm
#3
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You understand, because everyone on the planet has an iPhone, right? What a horrible attitude. I mean, I actually just got an iPhone for practical reasons, and I am using Apple Pay... and liking it. But sometimes I almost don't want to just to prevent this kinda thinking that people will just use their iPhones and thus don't need a working card.
That attitude destroys competition in the mobile phone market...
/end rant
That attitude destroys competition in the mobile phone market...
/end rant
And let's be honest, PayPass on DC probably gets very low use. They never mentioned much if anything about it on their website, and combined with the fact that the PayPass implementation on the card is MSD-only it's totally possible that they thought that the Pays were more worthwhile to support than trying to upgrade the cards.
This is all assuming it actually went away, of course.
May 18, 2016, 12:52 pm
#4
Join Date: Nov 2012
Posts: 3,537
It took BMO a while to do Apple Pay in the first place. I'd imagine that they'd definitely do either Samsung Pay and/or Android Pay if offered--just that neither seem to do nearly a good job at recruiting banks as Apple.
And let's be honest, PayPass on DC probably gets very low use. They never mentioned much if anything about it on their website, and combined with the fact that the PayPass implementation on the card is MSD-only it's totally possible that they thought that the Pays were more worthwhile to support than trying to upgrade the cards.
This is all assuming it actually went away, of course.
And let's be honest, PayPass on DC probably gets very low use. They never mentioned much if anything about it on their website, and combined with the fact that the PayPass implementation on the card is MSD-only it's totally possible that they thought that the Pays were more worthwhile to support than trying to upgrade the cards.
This is all assuming it actually went away, of course.
May 18, 2016, 2:20 pm
#5
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May 18, 2016, 4:04 pm
#6
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Or they can continue to issue good old contactless cards that work everywhere. Apple Pay is nice. I use it. But compatibility is awful compared to a physical card (I believe this is because Apple Pay is online-only).
Oct 24, 2016, 11:10 pm
#7
Join Date: Sep 2004
Location: The Bay Area, USA
Posts: 158
It took BMO a while to do Apple Pay in the first place. I'd imagine that they'd definitely do either Samsung Pay and/or Android Pay if offered--just that neither seem to do nearly a good job at recruiting banks as Apple.
And let's be honest, PayPass on DC probably gets very low use. They never mentioned much if anything about it on their website, and combined with the fact that the PayPass implementation on the card is MSD-only it's totally possible that they thought that the Pays were more worthwhile to support than trying to upgrade the cards.
This is all assuming it actually went away, of course.
And let's be honest, PayPass on DC probably gets very low use. They never mentioned much if anything about it on their website, and combined with the fact that the PayPass implementation on the card is MSD-only it's totally possible that they thought that the Pays were more worthwhile to support than trying to upgrade the cards.
This is all assuming it actually went away, of course.
Oct 25, 2016, 1:24 am
#8
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Is there a difference perhaps between the "new" Diners Club (no forex fee I think starts with 5412) and the "old" Diners Club (w/forex fee starts with 5528)? I have an "old" Diners Club card and it cannot be added to Apple Pay, but I wonder if the new one can and will get dropped for built in Paypass. Citi dropped support for their Paypass chip stickers in favor of mobile phone.
Dec 28, 2016, 4:21 pm
#10
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(If that is the case, it's possible that they updated their cards to behave more like contactless cards in some other countries--that is, you'll be able to enter a PIN over a certain amount instead of having to insert.)
Jun 28, 2017, 4:25 pm
#11
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I had my card replaced recently and I can answer my own question: PayPass is still on the card. ^ It might still be tap and signature (vs. tap and PIN) for large transactions though.