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Diners (USA) Tailored Travel vs Barclays Arrival
One points option that I don't see anybody mentioning is that you can redeem your points for statement credits on travel, at the same rate as the Arrival (but w/o the 10% back).
Since we have the Elite card on the way, we are going to have to sit down and look at the numbers to see if it makes sense to keep the arrival. |
Originally Posted by cvhatton
(Post 23630310)
One points option that I don't see anybody mentioning is that you can redeem your points for statement credits on travel, at the same rate as the Arrival (but w/o the 10% back).
Since we have the Elite card on the way, we are going to have to sit down and look at the numbers to see if it makes sense to keep the arrival. |
Copied and pasted from the club rewards site regarding the Tailored Travel Credit:
Description With the Tailored Travel program, the choice is truly yours. You decide where, when and how you travel - on virtually any airline in the world! Club Rewards makes it easy for you to get the best deal for your airline ticket or other travel, charge it to your Diners Club Card, then pay for it with your points - all with no blackout dates and no restrictions. How to book: 1. Book your airline ticket, hotel stay, car rental, cruise or other travel with your preferred travel provider, including discount travel websites. 2. Pay with your Diners Club Card. 3. Call Club Rewards at 1.800.234.4034, Monday - Sunday 9am-9pm EST once the charges post to your account. Then, we'll cash in the number of points and credit that dollar amount to your Diners Club Card. Remember 100 Club Rewards points = $1.00. To calculate how many points you will need, simply take the cost of your travel and divide it by 0.0100. For example, a $250 airline ticket requires 25,000 points. Also just like stated on the site I pasted you are correct in the DC point statement value. |
Pay with Points
Originally Posted by cvhatton
(Post 23630339)
Remember 100 Club Rewards points = $1.00. To calculate how many points you will need, simply take the cost of your travel and divide it by 0.0100. For example, a $250 airline ticket requires 25,000 points.
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Originally Posted by eajusa
(Post 23776520)
This looks promising. I don't have the Arrival card which is similar to this. I recently was sent a preapproved invite from TD Bank which also offered the pay with points option, but didn't bite. The Club Rewards pay with points option combined with transfer partners and primary car rental insurance were enough to get me to apply.
Mall GC on Arrival net per $500 = $8.00 PPMC on DC Elite net per $500 = $11.05 VGC on DC Elite net per $500 = $10.05 Grocery VGC on DC Elite net per $500 = $9.05 |
Originally Posted by ftomasze
(Post 23776575)
DC Elite beats out the Arrival for tailored travel.
Mall GC on Arrival net per $500 = $8.00 PPMC on DC Elite net per $500 = $11.05 VGC on DC Elite net per $500 = $10.05 Grocery VGC on DC Elite net per $500 = $9.05 |
Originally Posted by Ayase
(Post 23778337)
Well with DC's low tolerance, I would stick with Arrival for cash travels.
Low tolerance for what? The wife has pushed over $12k on her Elite over the passed few weeks and everything has gone perfect so far. 99% of all the spend on her card has been in bonus categories. We have had a couple issues with our Arrival cards but have also pushed over $500K easily. But to say DC has a low tolerance without first hand experience is not a fair assessment. Having both Arrival and Diners Club, we are moving all our spending over to Diners. |
Originally Posted by cvhatton
(Post 23778780)
Low tolerance for what? The wife has pushed over $12k on her Elite over the passed few weeks and everything has gone perfect so far. 99% of all the spend on her card has been in bonus categories.
We have had a couple issues with our Arrival cards but have also pushed over $500K easily. But to say DC has a low tolerance without first hand experience is not a fair assessment. Having both Arrival and Diners Club, we are moving all our spending over to Diners. |
Originally Posted by miadeals
(Post 23788152)
How much of that 12k was at Target? I just got mine and don't want to blow it... What was the highest charge amount? Any fraud alerts from them? Just trying to get more info...
How much at Target? One $2.98 and one for a little over $3. :cool: Basically did it to test the waters to see how Target posted (grocery, discount...My target posted as discount store) The rest of that was done purely in 3x and the highest was just north of $1500 with another $1k about 30 minutes later. Not one single alert (thank god) everything has been smooth sailing. |
Diners (USA) Tailored Travel vs Barclays Arrival
I think we have plenty of evidence of a low tolerance for Target but I think that is Fraud Management (managing transactions/vendors) as opposed to Risk Management (managing us).
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Low tolerance at Target yes but that was not how the question was posed (as least how I read it) did not want people to think that overall, Diners had a low tolerance.
I am expecting to receive a Redcard (hopefully today) in the mail but since my Target codes as discount so no 3x I will be stopping into another store to pick up OV to load at Target. Increase in cost yes but for 3x Alaska miles and the chance to diversify from Walmart a little. Yes please. |
Hi - I realize both DC and Barclaycard value custom travel credits at $0.01 per point, but isn't the Barclaycard accrual rate 2x the DC rate, plus BC gives a 10% discount on travel credits? If so, that makes BC 2.2x as valuable as DC. I've been with DC for nearly two decades but I am just about done with them. Please let me know if I'm mistaken about any of this.
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If you have the DC Elite, you're getting the 3x bonus at GGD Visa/MC categories whereas the A+ is a flat 2.2% everywhere.
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Originally Posted by MilesJunkyardDawg
(Post 24232875)
If you have the DC Elite, you're getting the 3x bonus at GGD Visa/MC categories whereas the A+ is a flat 2.2% everywhere.
It seems odd to me that they'd introduce a card that is so much more expensive with the only benefit being the ability to earn 3x points in so few extra categories. I can't imagine they designed this card specifically for MS. Thanks again. |
Originally Posted by flyeronac
(Post 24233042)
It seems odd to me that they'd introduce a card that is so much more expensive with the only benefit being the ability to earn 3x points in so few extra categories. I can't imagine they designed this card specifically for MS.
DC = 1.0 Arrival = 2.2 However, the DC Elite, $300 AF, gives you 3.0 on spend for gas, groceries, and drug stores. Again, you are correct that you can get this with other cards that have a lower AF. This begs the question, why keep either DC card? For me, it is the ability to transfer Club Points to a healthy list of partners, and many transfer at a rate better than 1:1. I have the Premier DC. Even with the 3X categories, I don't think the Elite is worth the extra $205 AF. |
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