pay off other cc with delta amex ?
Jul 17, 2009, 7:54 pm
#1
Original Poster
Join Date: May 2008
Location: SFO
Posts: 851
pay off other cc with delta amex ?
i think the answer is "no" but i'll ask anyway. is there a way to use the delta amex to pay off another credit card and get delta miles ?
i presume it looks like a cash advance or some other non-miles earning activity right ?
i presume it looks like a cash advance or some other non-miles earning activity right ?
Jul 17, 2009, 7:58 pm
#2
Join Date: Jul 2009
Posts: 17
Not sure, but I suspect you're right. It probably will appear to be a cash advance no matter how you do it.
Jul 17, 2009, 8:36 pm
#3
Join Date: Jun 2009
Location: Somewhere
Programs: Delta Plat
Posts: 3,363
yeah you won't get miles for balance transfers.
Jul 17, 2009, 10:31 pm
#4
FlyerTalk Evangelist
Join Date: Jun 2008
Location: Rural TN (but WAS native)
Programs: National Executive Elite, none of the others matter
Posts: 23,823
Depends on the timelines and amount of the other credit card but one could buy dollar coins and use to proceeds to pay off the first card. Takes a little work (and likely ticks off the bank when deposited) but would be an effective balance transfer.
Jul 17, 2009, 11:39 pm
#5
Join Date: Jul 2007
Location: KUL/TPA/OTP
Programs: UA1k, DL
Posts: 3,138
You can pay your paypal account with th Delta Amex, then pay yor other credit cards from paypal.
Jul 18, 2009, 7:10 am
#7
Join Date: Jul 2007
Location: KUL/TPA/OTP
Programs: UA1k, DL
Posts: 3,138
While I have never sent money to myself via paypal, I have sent to my GF. She would then transfer the funds she received in paypal, to her bank account to pay bills including our Romania based Ing card. I figured you could send money to yourself. Perhaps I was mistaken but surely if you know a family member you trust, you can pay them via paypal, then they can pay you.
Jul 18, 2009, 8:18 am
#8
Join Date: Jun 2009
Posts: 104
I would assume you could create 2 Paypal accounts. One linked to your Amex card and another to your bank account.
Then send money from your Amex paypal account to your bank associated paypal account.
Then send money from your Amex paypal account to your bank associated paypal account.
Last edited by lostone; Jul 18, 2009 at 8:30 am
Jul 18, 2009, 9:02 am
#9
Join Date: Jul 2009
Posts: 17
Whoa very creative! I never thought of using PayPal in this fashion before but I think it would work if you had two PayPal accounts set up.
Jul 18, 2009, 10:16 am
#10
Join Date: Aug 2007
Location: ATL
Programs: DL PM Reserve
Posts: 567
I have been thinking of doing the same thing with my DL Reserve card, as I will probably only hit around $25,000 in spending by the end of the year. I firgure the cost would be 2.9% of $5,000 to get the benefit of the bonus 15,000 MQM's, so effectively a dollar value wash for me if you value the miles at $0.01/mile, but the MQM's putting putting me in at least GM status (and PM status if a trip to the Phillipines later this year ends up being on NW's metal) would be well worth the effort.
As for using paypal just to get miles, I would think it's certainly not worth it, as you are paying 2.9% to get a reward that is usually only a 1% reward, so you're losing 1.9% for every dollar you pay yourself to get miles. But, if you're doing it to hit a miles-boost threshold, I would say it's worth it within a certain range, especially if you're going for MQMs that would help your up-grade chances.
As for using paypal just to get miles, I would think it's certainly not worth it, as you are paying 2.9% to get a reward that is usually only a 1% reward, so you're losing 1.9% for every dollar you pay yourself to get miles. But, if you're doing it to hit a miles-boost threshold, I would say it's worth it within a certain range, especially if you're going for MQMs that would help your up-grade chances.
Jul 18, 2009, 10:20 am
#11
Join Date: Dec 2005
Location: Silver Spring, MD
Programs: Delta Gold Medallion, American Advantage, Continental Onepass
Posts: 192
Buy coins from the US Mint!