Amex Reserve Card Spend
Jun 14, 2019, 8:26 am
#1
Original Poster
Join Date: Jun 2019
Programs: Delta
Posts: 2
Amex Reserve Card Spend
Anyone have any brilliant, legal ideas on how to boost spend on Amex Reserve card to hit the "next" $30,000 spend level as despite charging almost all I can, looks like I will come up a bit short.
I had considered maybe buying a fully refundable ticket, then next year cancelling, but am guessing that would fall under the "not legal" category...and might get me in some hot water...
All suggestions welcome!
I had considered maybe buying a fully refundable ticket, then next year cancelling, but am guessing that would fall under the "not legal" category...and might get me in some hot water...
All suggestions welcome!
Jun 14, 2019, 9:24 am
#3
Join Date: Sep 2011
Programs: Delta DM, Hyatt Globalist
Posts: 1,495
Jun 14, 2019, 9:57 am
#4
FlyerTalk Evangelist
Join Date: Oct 2011
Location: ATL
Programs: DL Scattered Smothered Covered Medallion, Some hotel & car stuff, Kroger Plus Card
Posts: 10,745
Smaller potatoes; but we do a fair amount of paying for group dinners/outings and having our friends (who we trust) pay us back by Venmo/PayPal/etc. Across a full year probably adds $2k-$3k in spend we otherwise wouldn't have. Also makes life much easier for the server/business we're at.
If you really need to get across the finish line at year-end, lots of utilities, recurring bills, etc. will let you overpay and then you just have a credit to draw from your your next few bills.
If you really need to get across the finish line at year-end, lots of utilities, recurring bills, etc. will let you overpay and then you just have a credit to draw from your your next few bills.
Jun 14, 2019, 11:20 am
#5
Join Date: Apr 2017
Posts: 258
How short? If I need a couple K I use plastiq and send my power company 2k. It has a few percent fee so I inly do it to earn a bonus.
My power company does not take credit cards. On my power bill I run a negative balance for a while. FL summer though 300-400 a month is normal.
My power company does not take credit cards. On my power bill I run a negative balance for a while. FL summer though 300-400 a month is normal.
Jun 14, 2019, 12:53 pm
#7
Join Date: May 2010
Programs: Delta Kryptonium
Posts: 1,144
You can do Kiva loans (kiva.org), but make sure you do some research and understand what you're doing. Overpaying federal tax estimates and getting the money back as a refund next year might be easier though (pay1040.com is what I use).
Jun 24, 2019, 7:40 pm
#11
Join Date: Sep 2016
Location: HSV
Programs: Bellevue Lifetime Premiere Mega Elite Supreme
Posts: 1,509
Put some authorized users on your account (that you trust) and have them give you a check each month for their charges. It'll cost you $175 per user for the annual fee, but done properly it should get you to where you need to be.
Jun 24, 2019, 7:49 pm
#12
Join Date: Nov 2009
Programs: DL PM 1MM
Posts: 3,439
One clarification: A Reserve account can have two types of additional authorized users. If the authorized user gets an Amex DL Plat card, the additional annual fee is $0/year. If the authorized user gets a Reserve card, then the annual fee is $175/year. An authorized user holding their own Reserve card does get the benefit of complimentary SkyClub access, while the authorized user holding a DL Plat card does not.
Jun 25, 2019, 2:35 pm
#15
Join Date: Nov 2018
Posts: 72
But I don’t think Gift Card purchases will get the bonus SkyMiles a Reserve card gets for ticket purchase.
If you’re close to meeting the next threshold, consider paying normal expenses in advance: December for January.
Additional cardholders— IF you feel you will get reimbursed timely.
The topic of Manufactured Spending with thread referenced above was mind-boggling to realize that practice has been made into a science. But it’s not without risk, including banishment from financial institutions that fear illegal money laundering activity. So read the very long discussions carefully.
Oh, and if you’re NOT CLOSE to the next threshold, does it really make sense to invent ways to spend $30k just for 15,000 MQM’s??? A long paid D1 flight will earn that many for far less.
If you’re close to meeting the next threshold, consider paying normal expenses in advance: December for January.
Additional cardholders— IF you feel you will get reimbursed timely.
The topic of Manufactured Spending with thread referenced above was mind-boggling to realize that practice has been made into a science. But it’s not without risk, including banishment from financial institutions that fear illegal money laundering activity. So read the very long discussions carefully.
Oh, and if you’re NOT CLOSE to the next threshold, does it really make sense to invent ways to spend $30k just for 15,000 MQM’s??? A long paid D1 flight will earn that many for far less.