The BOA 1-2-3 cards earns 3% Gas back on Gas, 2% Cash back on Groceries and 1% on everything else.

It is a straight cash back card and does not earn miles.

If you are interested in earning Miles with a Secured Credit Card, US Banks offers a few cards for that.

US Bank Secured Credit Cards

The LifeMiles Visa® Secured Card earns miles with Avianca, a member of the Star Alliance

The LANPASS Visa® Secured Card earns miles with LAN Airlines, a member of OneWorld

The AeroMexico Visa® Secured Card earns miles with Aeroméxico, a member of SkyTeam

The SKYPASS Visa® Secured Card earns miles with Korean Air, , a member of SkyTeam

Before you apply to any of these, I recommend you research their mileage program and determine whether or not they are a good fit for your future travel need.

Wow thanks people, what helpful responses! I am thinking the Bank of America is the best for me, since those airlines don't quite suit my needs.

Can anyone lead me to the application page?

Huh???
 

It's not the airline that counts, it's the ALLIANCE that counts! Between A*, ST & 1W, you can fly ANYWHERE in the world you want. If your interested in Cash Back type rewards, I would consider the Wells Fargo card (which allows you up to a $10,000 secured line)...

The BofA card also gives you a 10% bonus every time you have the accumulated cash back deposited in your BofA checking/savings. Your security deposit of $300-$10,000 determines your credit line.

Thanks, sounds like the Bank of America is the best option for me now, since we dont do a lot of traveling the cash back is more enticing. Maybe I will open a bank account with it so I can get the 10% bonus, and put that money away for a vacation.
I cant seem to find an online application, can someone help me with that?

Nope!
 

The BOA card is capped at a $4,900 NOT $10,000 (see link below)

https://www.bankofamerica.com/credit...credit-card.go

I applied online, and even gave them my checking account information to secure the link of credit

The response I got was;

Thank you for submitting your credit card application.

Your business is appreciated and careful consideration is being given to your request, but an instant decision cannot be provided at this time.

You will receive a written response within the next 30 days with further information.
For more information regarding Bank of America products and services, please visit: http://www.bankofamerica.com

Your submission of this application indicates your agreement with each of the conditions and disclosures for this credit card account.

Have you tried applying for any Citi cards. My wife has a lot of charge offs so couldn't get approved for any chase cards but Citi approved her for on of the entry thank you cards with a $500 limit

Hi I got denied for the prepaid B of A card , how can that be if it is secured? :mad: What should I do at this point

Secured business creditcard that earns points or cash back?
 

I tried on the personal end, with no luck. I am trying to rebuild my credit with a prepaid / secured card that earns points. I applied for the B of America 3 2 1 and got denied. Am I better off starting this process through my small business/ LLC?
I am 1.5 years post bankruptcy and would like to get past it somehow

I just signed up for this: https://www.usbank.com/cgi_w/cfm/cre...ss_secured.cfm

Thanks so much! Are there any other options that have higher starting bonuses?

With a bankruptcy so recently, I wold take any card I can get that gives points...

Is it safe to manufacture spend on a secured credit card? also is it possible to pay off the bill with a debit card?

Secured credit card options?
 

I have terrible credit but am not going to let that keep me from earning miles. I have found these 4 options. Seeking advice to see what is the most versatile for redemption. We very rarely fly out of the country mostly domestic flights michigan to vegas/california/nyc or other places such as that maybe once or twice year. So I am looking for whoever points do not expire or have longest time before expiration. My home airport is either GRR or DTW delta is a major carrier at both of them and frontier at GRR. Here are the cards please let me know opinions or if I missed anything

https://www.usbank.com/credit-cards/...edit-card.html

https://www.usbank.com/credit-cards/...edit-card.html

https://www.usbank.com/credit-cards/...edit-card.html

https://www.usbank.com/credit-cards/...edit-card.html