FlyerTalk Forums - Purchase on one card ...refund on another

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)

- Credit Card Programs (https://www.flyertalk.com/forum/credit-card-programs-599/)

- - Purchase on one card ...refund on another (https://www.flyertalk.com/forum/credit-card-programs/957330-purchase-one-card-refund-another.html)

Quote:

Originally Posted by MarqFlyer (Post 11828767)

If you spend the $100,000 on the mile-earning card, and then return the $50,000 on a non-mile-earning card, it appears as though you'd earn 100,000 miles. But here's the catch - the $50,000 refund on the other card won't be given to you in cash, right? As a result, that card issuer would only offset that $50,000 against past (or perhaps future) purchases...meaning that you'd end up having to spend a net $50,000 on that card too.

End result: You'd have spent $150,000, and then returned $50,000, and received a net of 100,000 miles - the same total you'd have if you would have just made all the purchases and returns on the same card.

Am I missing something here?

Yes. When you get the statement with a credit balance, just ask for a check refund. They will typically send it to you within a week or so.

I did this in Bealls outlet today. Returned one item on Amex that had been bought on a different Amex. As long as you use the same card issuer for buying and returning the same time, it should work - with MC, VS, TD, etc.

I'm impressed. Over 4 years as a member before a first post, and it's to a 9-year-old thread. :p