Schwab Invest Visa? 2% cash back on everything? [Discontinued card]
Jan 4, 2012, 9:31 am
#1486
Join Date: Jan 2003
Location: NYC
Posts: 8,498
And I just got an e-mail offer (registration required) for 3% cash back (up to $25) for groceries, gas, drugstores and restaurants. I love these BOA $25 bribes to use their card.
Jan 4, 2012, 10:15 am
#1487
Join Date: Sep 2011
Location: IAH
Posts: 362
I got an email offer for 5% (up to $25). Same categories: gas station, grocery store, drug store and restaurant purchases through March 31, 2012.
Jan 6, 2012, 11:40 am
#1491
Join Date: May 2000
Location: San Francisco, CA, USA
Posts: 1,960
I called them to let them know I would be travelling in the Caribbean. The rep told me there is a 3% fee on all charges. I questioned this and was told no, the Schwab deal is over. Forget it, I told them, and my cards are sitting in a drawer. When I get good and ready, I'll ask again. Meanwhile, CapOne is my card for int'l travel.
Bumble for Schwab; daggers for BofA; miss my brokerage deposits; buh-bye.
Bumble for Schwab; daggers for BofA; miss my brokerage deposits; buh-bye.
Jan 6, 2012, 11:45 am
#1492
Join Date: Jul 2007
Posts: 1,762
I called them to let them know I would be travelling in the Caribbean. The rep told me there is a 3% fee on all charges. I questioned this and was told no, the Schwab deal is over. Forget it, I told them, and my cards are sitting in a drawer. When I get good and ready, I'll ask again. Meanwhile, CapOne is my card for int'l travel.
Bumble for Schwab; daggers for BofA; miss my brokerage deposits; buh-bye.
Bumble for Schwab; daggers for BofA; miss my brokerage deposits; buh-bye.
So, as of this moment at least, it would be my guess the no foreign transaction fee on the late Schwab cards is still in effect until such time as I am notified it is not in writing.
Jan 6, 2012, 12:25 pm
#1493
Join Date: Jan 2003
Location: NYC
Posts: 8,498
This is correct. I've read through the whole card agreement and there is no mention of a foreign transaction fee. I also have a monthly recurring charge that is billed overseas on my card and haven't been charged an FTF. The CSRs don't know what they're talking about.
Jan 6, 2012, 12:45 pm
#1494
Join Date: Dec 2007
Location: BOS
Posts: 67
I just received a second copy of the card. Same card number, expiration date, name, and CID. Haven't called to ask why yet. Never asked for my card to be expedited, and I had activated the first card I got. I think I might have never used the first card, though.
Jan 7, 2012, 6:56 am
#1495
Join Date: Apr 2006
Location: LIS/ATL/other
Programs: UA 1K, Avis PC, Hertz PC, Sixt Plat, Marriott Gold, HH Silver
Posts: 1,983
Most unusual is that I have me as an additional authorized user on my own account. Therefore, I always get two cards under my name. (I had it set up this way since the Schwab days, and that carried over.) Well, now I have 4 identical cards under my name. Gotta make sure I keep track of all of them.
Jan 7, 2012, 3:29 pm
#1496
Join Date: Dec 2007
Location: BOS
Posts: 67
Just called and I was told that everyone got a second card due to a glitch, and that both cards will work. I forgot to check FatWallet before calling, but a post there notes that the new card says Visa Signature (while the old one does not) and has a different 800 number than the old one.
Jan 7, 2012, 4:49 pm
#1497
Join Date: Jun 2009
Location: LAX
Posts: 6,769
Just called and I was told that everyone got a second card due to a glitch, and that both cards will work. I forgot to check FatWallet before calling, but a post there notes that the new card says Visa Signature (while the old one does not) and has a different 800 number than the old one.
Jan 7, 2012, 7:13 pm
#1498
Join Date: Jan 2003
Location: NYC
Posts: 8,498
Just called and I was told that everyone got a second card due to a glitch, and that both cards will work. I forgot to check FatWallet before calling, but a post there notes that the new card says Visa Signature (while the old one does not) and has a different 800 number than the old one.
You'd think they'd at least send a letter explaining it, though....
