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drbond Dec 6, 2006 8:02 pm
That is a very good point, maybe we should make a list of the cards that do not post limits or high credit.

acf573 Dec 7, 2006 11:03 am
Originally Posted by drbond (Post 6805392)
You are advocating bank fraud and that is a Felony.
:rolleyes: Please show me a relevant statute that says this is a felony. Fraud is typically a civil matter and requires the aggrieved party to show they were materially damaged by the adverse actions. If you intend to uphold the contract and pay your card on time and all of that, the bank has suffered no damages. And certainly not anything rising to a felony level. Maybe you should check your facts before you start falsely accusing other people of advocating felonies. (and I'm sure you've never exaggerated anything in your life, right?)

But yes, awake_at_midnight's point about not reporting limits is a good one. See this thread at FatWallet for a list:
http://www.fatwallet.com/forums/mess...hreadid=644364

drbond Dec 7, 2006 6:32 pm
Originally Posted by acf573 (Post 6809483)
:rolleyes: Please show me a relevant statute that says this is a felony. Fraud is typically a civil matter and requires the aggrieved party to show they were materially damaged by the adverse actions. If you intend to uphold the contract and pay your card on time and all of that, the bank has suffered no damages. And certainly not anything rising to a felony level. Maybe you should check your facts before you start falsely accusing other people of advocating felonies. (and I'm sure you've never exaggerated anything in your life, right?)

But yes, awake_at_midnight's point about not reporting limits is a good one. See this thread at FatWallet for a list:
http://www.fatwallet.com/forums/mess...hreadid=644364
I'm sorry but apparently you went to sleep in your law class, I did not and regularly put people in jail for this felony.
TITLE 18 > PART I > CHAPTER 63 > § 1344. Bank fraud 2004-08-06
Punishment $1,000,000.00 or 30 years or both.

Please don't throw stones at me, I am willing to help anyone that needs it.


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