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-   -   Which card for my business (https://www.flyertalk.com/forum/credit-card-programs/614775-card-my-business.html)

hrada2020 Oct 19, 2006 11:44 am

Which card for my business
 
I have a medium size business and two partners. We have estimated we could put around $100,000 a month on credit cards and pay them off ever month to get the benefit of miles. Which card should I use? Also, how would we organize it so that we could all use the miles or would we just have to rotate which card is used to pay which bill?
Thanks in advance
HR

Kagehitokiri Oct 19, 2006 12:05 pm

amex business starwood card (most valuable points but only $100K limit)
+
diners club charge card / amex business gold or platinum

http://www.dinersclubus.com/dce_cont...ewardscompared
diners club / amex comparison

for starwood the cardholder would have to redeem points for others

for amex gold/plat any additional cardholder can be authorized to make membership reward airline transfers or other redemptions

for diners club, i dont know how it works

hrada2020 Oct 19, 2006 12:32 pm

Do these cards have a limit as to how many points can be obtained per year?
HR

davidjdewey Oct 19, 2006 1:03 pm


Originally Posted by hrada2020
Do these cards have a limit as to how many points can be obtained per year?
HR

The Starwood Amex is the one I would go with. There is no limit to the number of points you can earn and the points can be redeemed for hotel stays or transferred to most major airlines for flights. It would be easy to track how many points you guys have and split them up 3 ways. As far as only having a $100,000 limit, that shouldn't be too big of a problem. You can make payments mid cycle if needed.

Kagehitokiri Oct 19, 2006 2:04 pm

none of them have limits, thats the whole point :P

hrada2020 Oct 20, 2006 10:00 am

Is there a visa or mastercard with that the you would recommend......only ask because some of our vendors do not take AMEX? Also, If the card is in the business name....each of the partners can use the points or are the points specific to the individual?
THanks
HR

Kagehitokiri Oct 20, 2006 10:36 am

starwood amex credit card with $100K limit, only primary cardholder can redeem starpoints and transfer to his frequent flyer programs. then he can book awards for other 2 partners.

american express business platinum charge card with OPEN savings, free business services, and membership rewards that allow ALL additional cardholders to be authorized to make membership reward transfers into their own frequent flyer programs

diners club MASTERCARD charge card. i do not know whether only primary can transfer, or whether all additional authorized cardholders can.

i personally plan on using all 3 cards when i start my own business.

hrada2020 Oct 20, 2006 11:56 am

THanks...I will look into these.
HR


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