new to the board
 

hello have a couple of questions for you well traveled individuals. i am an american and am embarking on a 2-month long trip to seek out various countries to expand my business operations. i am familiar with the credit system over in the u.s. (ie. ssn# used as a means of identifying you, and credit reports as a means of verifying your credit worthiness). if you don't mind those that are in other countries can you please list what qualifications credit card companies in your country base their credit approval on.
(ie. do you use a universal identifier # and do they use credit bureaus and if so which ones) thank you for your consideration