Merrill+ VISA [Consolidated]

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Old May 24, 19, 8:03 pm
  #706  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,054
Originally Posted by joe_miami View Post
Why not just use a 2% card and not worry about points redemptions?
I need to spend those points. 20k points just do not have the best value. So the incremental value of the extra $5k spending is more than 2 cpps.
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Old May 24, 19, 8:54 pm
  #707  
 
Join Date: Oct 2017
Location: Miami, Florida
Programs: UA Gold, Hyatt Globalist, Hilton Gold, IHG Spire
Posts: 2,933
Okay, that wasn't clear from the original message.
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Old May 24, 19, 9:34 pm
  #708  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,054
I just wish BA/Merrill could have expanded this card offering to be a real premium card, such as Chase CSR/CSP, AmEx Plat/Gold, or Citi Prestige/Premier.
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Old May 24, 19, 10:43 pm
  #709  
 
Join Date: Oct 2017
Location: Miami, Florida
Programs: UA Gold, Hyatt Globalist, Hilton Gold, IHG Spire
Posts: 2,933
I had high hopes for it, too. Now I use it twice per year for $5 just to keep it active.
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Old May 27, 19, 9:06 am
  #710  
 
Join Date: Dec 2001
Location: Coconut Creek, FL
Programs: AA Lifetime Platinum-2 MM Starwood Plat,Delta DM
Posts: 942
Years ago this card one one of the great ones with all the bonus perks on a fee free card. Funny none of the bloggers ever mentioned it becuase they didnt get paid to.
Since I still have it in my wallet I have some points still in there. I wet recently to book a simple economy flight and found out they now stick you with basic economy seats
rather than a regular economy seat. This is with the exception of Jetblue which doesnt have basic economy and I guess Southwest. I called the redemption center and they said they had
many complaints from customers.
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Old Jun 7, 19, 6:38 am
  #711  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,054
Different Redemption Scales (2 Accounts)

Here is something that is puzzling me. We get two accounts, one with less than 25,000 and the other with more than 50,000 points. With the lower account, the redemption table looks much more expensive. For testing purposes with the round trip purchase below:





Then the same flight from within the account with higher point balance:



The 2nd table is the normal redemption table. I just wonder if there is penalty with the first one since the balance already dropped below 25k. Do not know what is going on. Plan to call the concierge in the morning to figure out.
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Old Jun 10, 19, 11:29 am
  #712  
 
Join Date: Jul 2003
Location: CT/ Germany - Ich spreche deutsch
Programs: UA Plat, AA Gold, LH Silver, Bonvoy LTTE, HH Dia, Hyatt Disc, PC Plat, CC Gold
Posts: 3,808
Originally Posted by robertw477 View Post
Years ago this card one one of the great ones with all the bonus perks on a fee free card. Funny none of the bloggers ever mentioned it becuase they didnt get paid to.
So true especially when we used to get free nights at a Ritz-Carlton for achieving certain levels of spend. Like you I keep it because I have points but it doesn't ever get used other than to keep the account active.
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Old Jun 11, 19, 8:34 pm
  #713  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,980
It looks like all benefits are still active. What am I missing?
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Old Jun 12, 19, 5:58 am
  #714  
 
Join Date: Jul 2003
Location: CT/ Germany - Ich spreche deutsch
Programs: UA Plat, AA Gold, LH Silver, Bonvoy LTTE, HH Dia, Hyatt Disc, PC Plat, CC Gold
Posts: 3,808
Originally Posted by EasternTraveler View Post
It looks like all benefits are still active. What am I missing?
I'm confused! All the benefits that the card had in the recent past are still active...we were just discussing benefits that existed when the card was introduced that have since been removed. If you're good with the current benefits then you are not missing anything.
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Old Jun 24, 19, 6:34 am
  #715  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,054
Spoke with a very knowledgeable Merrill rep. She said they still serve the Octave card. But the Accolades card has been changed to Merrill+ and there is no more. There is nothing new about all those Merrill cards and they still service them. She still says this card offers better benefits, but earn less than the new BA Premium Reward and other BA CCs.
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