FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Credit Card Programs (https://www.flyertalk.com/forum/credit-card-programs-599/)
-   -   Largest 0% balance transfer cards (https://www.flyertalk.com/forum/credit-card-programs/2212365-largest-0-balance-transfer-cards.html)

navi_jen Feb 4, 2026 6:13 am

Largest 0% balance transfer cards
 
Hi,

I'm undergoing a large home renovation project and, of course, found a number of unplanned things that need addressed. Instead of completely draining my bank account, I'd love to find 2 balance transfer cards that have the following
1. Large transfer amounts (e.g. $25k each)
2. 12 to 18 months @ zero interest
3. Smallish transfer fee
4. Cannot be Chase or Amex, already have cards with them

I shouldn't have any issues qualifying (stellar credit, good salary, big limits on my current cards...of which I use less than 20% every month and pay in full). I don't care about points, it's the use of a card as a bridge loan.

Any recommendations appreciated.

Thanks




sethweinstein Feb 4, 2026 6:03 pm

I just completed a $17k balance transfer (slightly under my credit limit) to my Atmos Summit card with a 4% transfer fee and 0% interest for 15 months. I don't know if it had to be a single transfer. It was an offer that showed up when I logged in after having the card for about 6 months.

Seth

Wyfind Feb 5, 2026 2:22 am

Skyla Credit Union Visa Platinum has 0% APR for 12 months and doesn't charge a balance transfer fee. Credit limits as high as $25K, but I've never heard of this credit union (found it through a Google search) so don't know how high they really go.


All times are GMT -6. The time now is 2:41 am.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.