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-   -   Barclay annual fee refund delay (https://www.flyertalk.com/forum/credit-card-programs/2209900-barclay-annual-fee-refund-delay.html)

italdesign Dec 28, 2025 9:42 am

Barclay annual fee refund delay
 
SM'ed Barclay to close some cards. They now say card can be reopened within 15 days so they won't refund AF until after those 15 days. This is a negative change that forces you to pay the AF and then deal with refund in the cases payment is due soon after cancellation.

Any data points on whether they indeed take the 15 days to post AF refund, and if so any luck getting that expedited?

moe8555 Dec 28, 2025 11:38 am


Originally Posted by italdesign (Post 37503699)
SM'ed Barclay to close some cards. They now say card can be reopened within 15 days so they won't refund AF until after those 15 days. This is a negative change that forces you to pay the AF and then deal with refund in the cases payment is due soon after cancellation.

Any data points on whether they indeed take the 15 days to post AF refund, and if so any luck getting that expedited?

Last time I cancelled a Barclays, the AF was reversed within a few days. No clue if that's still the case.

philemer Dec 28, 2025 12:08 pm


Originally Posted by italdesign (Post 37503699)
SM'ed Barclay to close some cards. They now say card can be reopened within 15 days so they won't refund AF until after those 15 days. This is a negative change that forces you to pay the AF and then deal with refund in the cases payment is due soon after cancellation.

Any data points on whether they indeed take the 15 days to post AF refund, and if so any luck getting that expedited?

Sounds fishy. I'd phone them tomorrow.

This person was successful getting the fee waived if that is of interest: https://www.flyertalk.com/forum/cred...up-75k-12.html

yugi Jan 4, 2026 12:13 pm


Originally Posted by italdesign (Post 37503699)
SM'ed Barclay to close some cards. They now say card can be reopened within 15 days so they won't refund AF until after those 15 days. This is a negative change that forces you to pay the AF and then deal with refund in the cases payment is due soon after cancellation.

Any data points on whether they indeed take the 15 days to post AF refund, and if so any luck getting that expedited?

I did it recently. Yes, AF refund took about 2 weeks, I didn't pay anything, so it said I was late after statement closed, the another statement closed, and now it says I don't need to pay anything.

notquiteaff Jan 4, 2026 4:15 pm

I closed my aviator card on 12/31 and the AF hasn’t been refunded yet. The terms they read me did include the me toon of the 15 day period during which I could reopen the account.

happychic Jan 17, 2026 12:03 pm

My Hawaiian credit card statement closed earlier this month with the $99 annual fee. After the AF posted, I closed the card and the annual fee has been refunded. The statement balance is $99 while the current balance is $0.

I tried to pay the statement balance but the website didn't allow me to. It says that the amount I tried to pay ($99) is more than the current balance (zero).

It seems like I don't have to pay. Just want to confirm with the larger audience here. I don't want to get hit with a late or interest charge.

Thank you.

notquiteaff Jan 17, 2026 12:15 pm

You shouldn’t have to pay anything as the current balance is zero, but you could confirm that with Chat - I just used that feature in their app a couple of times this week to first ask when I get my AF credit (after closing the Aviator) and then requesting a refund check once it had posted. Chat was very painless and quick.

Bubblewhale Jan 23, 2026 6:48 pm

AF Posted 12/31/25.
Called 1/6/26 to ask abouit AF waiver, non found on my account. Opted to cancel both Barclays cards. Was told about 15 day period.
1/21/26 showed AF charge removed.

In my experience, I suggest giving yourself a 15 day buffer between AF posting and statement close date for the charge to be removed.


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