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Trip Interruption of the Insured Person must be caused by or result from:
1) death, Accidental injury, disease or physical illness of the Insured Person or an Immediate Family Member of the Insured Person; or 2) default of the
Common Carrier resulting from Financial Insolvency. The death, Accidental injury, disease or physical illness must be verified by a Physician and must
prevent the Insured Person from traveling on a Covered Trip

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EXCLUSIONS: This insurance does not cover loss resulting from: 1) an Insured’s emotional trauma, mental or physical illness, disease, pregnancy, childbirth or miscarriage, bacterial or viral infection (except bacterial infection caused by an accident or from accidental consumption of a
substance contaminated by bacteria), or bodily malfunctions; 2) suicide, attempted suicide or intentionally self inflicted injuries; 3) declared or
undeclared war, but war does not include acts of terrorism; 4) travel between the Insured Person’s residence and regular place of employment;
5) an accident occurring while an Insured is in, entering, or exiting any aircraft while acting or training as a pilot or crew member, but this exclusion
does not apply to passengers who temporarily perform pilot or crew functions in a life threatening emergency.

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