18th B-Day App-o-rama?
Sep 21, 2019, 7:55 pm
#1
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18th B-Day App-o-rama?
My son turns 18 on Monday. He has a job and has been an AU on my Amex and Chase cards for years now and he has had a Chase checking and savings account for a couple years.
What cards with decent SUBs is he likely or possible to get approved for? Are business cards at all possible at 18?
What cards with decent SUBs is he likely or possible to get approved for? Are business cards at all possible at 18?
Sep 21, 2019, 9:00 pm
#2
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There is substantial discussion in this thread, which I know you have seen:
First credit card for 18 year old
The App-O-Rama concept is largely obsolete because it exploited a technological weakness which has been fixed. If he applies for multiple cards on the same day all of the issuers will know about the other applications, and this may give the impression that he is applying for an excessive amount of credit relative to his means to repay.
First credit card for 18 year old
The App-O-Rama concept is largely obsolete because it exploited a technological weakness which has been fixed. If he applies for multiple cards on the same day all of the issuers will know about the other applications, and this may give the impression that he is applying for an excessive amount of credit relative to his means to repay.
Sep 22, 2019, 8:55 am
#3
Join Date: Aug 2006
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My son turns 18 on Monday. He has a job and has been an AU on my Amex and Chase cards for years now and he has had a Chase checking and savings account for a couple years.
What cards with decent SUBs is he likely or possible to get approved for? Are business cards at all possible at 18?
What cards with decent SUBs is he likely or possible to get approved for? Are business cards at all possible at 18?
Sep 22, 2019, 2:26 pm
#4
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Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
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Sep 22, 2019, 4:55 pm
#5
Join Date: Aug 2006
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There are huge negatives to opening more than one card every six months. For one, if something comes along that you truly want to take advantage of, you may be blocked by apps. However, if you get only one and let it age for six or more months and something great comes along, as they do every year, you are primed and ready for a higher probability of success.
Sep 23, 2019, 9:04 am
#6
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I'd start with one Chase Freedom card. It's a youth friendly card, and it's Chase. The next choice would be an Amex business card, if you're hooked on the idea of a business card. Even though he's not a minor and presumably using your income, the banks will be reluctant to open their wallet to him. Go slow and establish a good payment history. You're laying a foundation, not coming in with a wrecking ball.
Sep 23, 2019, 9:17 am
#7
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