Jan 16, 2019, 12:35 pm
Last edit by: jebr
Amex cards were converted to Visa in February, 2020 and the Pathfinder Rewards Visa product was opened to new applicants in December 2020. These benefits are offered by the $95-annual-fee (waived for Honors Advantage members) Visa card:
For airlines: Not the greatest value, around 0.75-0.85 cents per point on one way and RT flights. I did a brief search but it seems RT flights give you around 0.81 cents per point while one way is closer to 0.75 cents per point.
For gift cards: You can buy a $250 Amazon GC for 29,410 points, which is 0.85 cents per point.
Points expire in 5 years.
Few Data Points on Air Credit:
Worked.
1. AA e Gift Card ($100) worked 2/2021
2. AA gift certificate worked 9/2020 2/2021
3. Southwest ticket for $48.xx worked 3/2021
4. Southwest taxes/fees on points booking ($5.60) worked 3/2021
5. Frontier ticket for $31.xx worked 3/2021
6. Alaska ticket ($50ish) which was then converted to travel funds worked 12/2020
7. Alaska first class upgrade ($21)
8. AA seat upgrade ($18.xx)
9. Southwest wi-fi purchase ($8.00)
10. Frontier food/beverage on-board purchase ($23.00 and $10.00)
11. UA Travelbank $50 12/2022
12. DL fare differential (~$40) worked 5/2023
Did not work.
1. UA Travelbank load $50 12/2020
2. Southwest $100 GC purchased 12/20 was not reimbursed. $50 SW GC not reimbursed purchase 01/2021.
3. Delta e-gift card did not work Summer 2020
4. AA lounge food/beverage purchase ($7) did not work 01/2023
5. UA fare differential (over $100) did not work 4/2023
You must be a member of PenFed to apply. Either be an active, reserve, honorably discharged, or retired service member (or their relative), or have a job at a security/defense-related government department, or generally be an employee of a defense-related company, or pay $17 to join Voices for America's Troops or National Military Family Association.
The $95 annual fee is waived for Honors Advantage members, who qualify for such membership either through military service or by having and maintaining a PenFed checking account.
https://www.penfed.org/credit-cards/...vantage-points
$100 Airline Fee Details:
1. $100 annual airline travel credit (calendar year, best card without AF)
2. Up to $100 credit for Global Entry or Pre-TSA (every 5 years)
3. 3x points on all travel purchases. 4x points for Honors Advantage member. 1.5 x on all other purchases
4. 50,000 reward points with $3,000 spending within 90 days
5. Priority Pass basic membership ($99 value) with visits billed at at $32/each
This was the BEST AmEx credit card without annual fee. It had the following benefits:2. Up to $100 credit for Global Entry or Pre-TSA (every 5 years)
3. 3x points on all travel purchases. 4x points for Honors Advantage member. 1.5 x on all other purchases
4. 50,000 reward points with $3,000 spending within 90 days
5. Priority Pass basic membership ($99 value) with visits billed at at $32/each
1. 25,000 reward points with $2,500 spending
2. $100 annual airline travel credit (calendar year, best card without AF)
3. Up to $100 credit for Global Entry or Pre-TSA (every 5 years)
4. 3x points on all travel purchases. 4x points for Honors Advantage member. 1.5 x on all other purchases
Points value: You must use through their portal, which doesn’t provide great value and is generally awful as it requires you to select of time of day which idiotically actually affects the prices you see.2. $100 annual airline travel credit (calendar year, best card without AF)
3. Up to $100 credit for Global Entry or Pre-TSA (every 5 years)
4. 3x points on all travel purchases. 4x points for Honors Advantage member. 1.5 x on all other purchases
For airlines: Not the greatest value, around 0.75-0.85 cents per point on one way and RT flights. I did a brief search but it seems RT flights give you around 0.81 cents per point while one way is closer to 0.75 cents per point.
For gift cards: You can buy a $250 Amazon GC for 29,410 points, which is 0.85 cents per point.
Points expire in 5 years.
Few Data Points on Air Credit:
Worked.
1. AA e Gift Card ($100) worked 2/2021
2. AA gift certificate worked 9/2020 2/2021
3. Southwest ticket for $48.xx worked 3/2021
4. Southwest taxes/fees on points booking ($5.60) worked 3/2021
5. Frontier ticket for $31.xx worked 3/2021
6. Alaska ticket ($50ish) which was then converted to travel funds worked 12/2020
7. Alaska first class upgrade ($21)
8. AA seat upgrade ($18.xx)
9. Southwest wi-fi purchase ($8.00)
10. Frontier food/beverage on-board purchase ($23.00 and $10.00)
11. UA Travelbank $50 12/2022
12. DL fare differential (~$40) worked 5/2023
Did not work.
1. UA Travelbank load $50 12/2020
2. Southwest $100 GC purchased 12/20 was not reimbursed. $50 SW GC not reimbursed purchase 01/2021.
3. Delta e-gift card did not work Summer 2020
4. AA lounge food/beverage purchase ($7) did not work 01/2023
5. UA fare differential (over $100) did not work 4/2023
You must be a member of PenFed to apply. Either be an active, reserve, honorably discharged, or retired service member (or their relative), or have a job at a security/defense-related government department, or generally be an employee of a defense-related company, or pay $17 to join Voices for America's Troops or National Military Family Association.
The $95 annual fee is waived for Honors Advantage members, who qualify for such membership either through military service or by having and maintaining a PenFed checking account.
https://www.penfed.org/credit-cards/...vantage-points
$100 Airline Fee Details:
- Qualified transactions include baggage fees, flight-change fees, in-flight food and beverage, airport lounge day passes, pet kennel fees, and phone reservation fees.
- Ancillary purchases that count for the annual credit can be made at Alaskan Air, American Air, Delta Air, Frontier Air, Hawaiian Air, JetBlue, Southwest Air, United Air, and Virgin America.
PenFed Pathfinder Card [Consolidated]
Jul 20, 2021, 8:15 pm
#286
Join Date: May 2011
Posts: 193
It looks like I got a redemption of 1.23-1.27x by using it for a car rental. The quote I was given was 49,256 points; since i was a bit short of that, they accepted my 44,816 points + $37.74. I was therefore paying 1.25x for the point shortage, so I figured (perhaps rashly) that they were using a price 49,256 points at 1.25x = $615.70..
Budget, with the AARP discount, actually offered $606 for "pay now"; even at that rate, $606/49256 = 1.23x. In reality, I saved $606 - $37.74 by spending my 44,816 points, which is 1.27x.
Budget, with the AARP discount, actually offered $606 for "pay now"; even at that rate, $606/49256 = 1.23x. In reality, I saved $606 - $37.74 by spending my 44,816 points, which is 1.27x.
Just double checking.
Jul 21, 2021, 2:14 pm
#287
Join Date: Jan 2013
Location: Chicago, IL
Programs: Hilton, Marriott, Club Carlson, AA, UA, AS, SQ, AF
Posts: 124
I just chatted with a rep on the details of this $100 airline perk. Interesting that seat assignment fees aren't listed. I confirmed with the rep and they said those aren't covered.
Qualified transactions include baggage fees, flight-change fees, in-flight food and beverage, airport lounge day passes, pet kennel fees, and phone reservation fees.
Ancillary purchases that count for the annual credit can be made at Alaskan Air, American Air, Delta Air, Frontier Air, Hawaiian Air, JetBlue, Southwest Air, United Air, and Virgin America.
Qualified transactions include baggage fees, flight-change fees, in-flight food and beverage, airport lounge day passes, pet kennel fees, and phone reservation fees.
Ancillary purchases that count for the annual credit can be made at Alaskan Air, American Air, Delta Air, Frontier Air, Hawaiian Air, JetBlue, Southwest Air, United Air, and Virgin America.
Jul 24, 2021, 11:37 pm
#288
Join Date: Apr 2017
Posts: 470
Just want to give DP here
1) I booked a domestic US flight that costed for a redemption value of 0.89
2) I was surprised that I was able to select seats, just behind the first class, for extra leg room. Those seats cost on the carrier website $60 each way...so penfed reward booking made me save even $120 further!!
1) I booked a domestic US flight that costed for a redemption value of 0.89
2) I was surprised that I was able to select seats, just behind the first class, for extra leg room. Those seats cost on the carrier website $60 each way...so penfed reward booking made me save even $120 further!!
Aug 3, 2021, 8:23 pm
#291
Join Date: Apr 2007
Location: DFW
Posts: 50
I bought a $100 AA eGC on July 17th but haven't been reimbursed yet. My statement isn't due until August 23rd, so I'll sit tight but I hope loophole hasn't been closed. I was able to do it last year with no problems. I don't remember how long it took previously for the credit to be applied.
Aug 14, 2021, 6:40 pm
#292
Join Date: Aug 2021
Posts: 4
I just chatted with a rep on the details of this $100 airline perk. Interesting that seat assignment fees aren't listed. I confirmed with the rep and they said those aren't covered.
Qualified transactions include baggage fees, flight-change fees, in-flight food and beverage, airport lounge day passes, pet kennel fees, and phone reservation fees.
Ancillary purchases that count for the annual credit can be made at Alaskan Air, American Air, Delta Air, Frontier Air, Hawaiian Air, JetBlue, Southwest Air, United Air, and Virgin America.
Qualified transactions include baggage fees, flight-change fees, in-flight food and beverage, airport lounge day passes, pet kennel fees, and phone reservation fees.
Ancillary purchases that count for the annual credit can be made at Alaskan Air, American Air, Delta Air, Frontier Air, Hawaiian Air, JetBlue, Southwest Air, United Air, and Virgin America.
Last edited by Dakaz; Aug 14, 2021 at 6:56 pm
Aug 15, 2021, 7:12 pm
#293
Join Date: Jun 2014
Location: TPA
Programs: BA Silver; Hilton Gold; IHG Diamond Ambassador; Marriott Gold
Posts: 2,811
It looks like I got a redemption of 1.23-1.27x by using it for a car rental. The quote I was given was 49,256 points; since i was a bit short of that, they accepted my 44,816 points + $37.74. I was therefore paying 1.25x for the point shortage, so I figured (perhaps rashly) that they were using a price 49,256 points at 1.25x = $615.70..
Budget, with the AARP discount, actually offered $606 for "pay now"; even at that rate, $606/49256 = 1.23x. In reality, I saved $606 - $37.74 by spending my 44,816 points, which is 1.27x.
Budget, with the AARP discount, actually offered $606 for "pay now"; even at that rate, $606/49256 = 1.23x. In reality, I saved $606 - $37.74 by spending my 44,816 points, which is 1.27x.
- Taxes and fees
included
Aug 16, 2021, 6:33 pm
#294
Join Date: Apr 2007
Location: DFW
Posts: 50
I bought a $100 AA eGC on July 17th but haven't been reimbursed yet. My statement isn't due until August 23rd, so I'll sit tight but I hope loophole hasn't been closed. I was able to do it last year with no problems. I don't remember how long it took previously for the credit to be applied.
Aug 17, 2021, 9:02 am
#295
Join Date: Oct 2011
Posts: 44
Can anyone who was recently approved for this card say roughly how long it took for the card to arrive after being approved?
Edit: Or, can anyone confirm that "About 24 hours after approval, the card number will appear online, from the main accounts screen", as reported on this MyFico thread?
Edit: Or, can anyone confirm that "About 24 hours after approval, the card number will appear online, from the main accounts screen", as reported on this MyFico thread?
Last edited by kentchristopher; Aug 17, 2021 at 9:17 am Reason: Addition
Aug 17, 2021, 10:06 pm
#296
Join Date: Aug 2019
Posts: 404
Can anyone who was recently approved for this card say roughly how long it took for the card to arrive after being approved?
Edit: Or, can anyone confirm that "About 24 hours after approval, the card number will appear online, from the main accounts screen", as reported on this MyFico thread?
Edit: Or, can anyone confirm that "About 24 hours after approval, the card number will appear online, from the main accounts screen", as reported on this MyFico thread?
Sep 3, 2021, 11:58 pm
#298
Join Date: May 2012
Posts: 264