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Old Jan 19, 2018, 12:57 am
  #1  
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Best Credit Card in EU?

Hey guys!
I m a full time traveller that decided to go around the world for a few years, I m from Brazil and the credit card offers are not so great, while we still get points and some benefits, we pay huge spread differences in currency conversion plus huge fees in international transactions, paying with a Brazilian Credit Card will mean an increase of almost 10% in the price of everything I buy, for this reason I have resorted to pre-paid cards, which is not working, since they have ridiculous low limits...
I have all the best credit cards in Brazil, from the Unlimited Black Santander Card to The Platinum Card Amex (We don't have the Centurion).
I decided to try to open an account and make an investiment in some EU country in order to maybe get a Credit Card, I have some friends that have done it in the US, but I m not going to the US until September, I will do a quick visit, but I would still need the ITIN wait some time to get a credit score.

My question:
Which EU countries accept non-residents account and have good credit card offers?


Thanks
felipefkk is offline  
Old Jan 19, 2018, 6:22 am
  #2  
mia
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You may be able to obtain an American Express International Euro Currency card. It's issued in the UK, but billed in Euros.

https://www.americanexpress.com/icc/
mia is offline  
Old Jan 19, 2018, 3:55 pm
  #3  
 
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Or maybe it'll be easier to get this one since you are from Brazil: https://www.americanexpress.com/lacidc/
greglvnv is offline  
Old Jan 19, 2018, 6:17 pm
  #4  
mia
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Originally Posted by greglvnv
Or maybe it'll be easier to get this one since you are from Brazil: https://www.americanexpress.com/lacidc/
Perhaps, but (as far as I know) those are only issued in USD and the fees would make them unattractive for spending in Euros.
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Old Jan 20, 2018, 3:54 am
  #5  
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Hey guys! Thanks for all the information, I applied to the Euro Amex TPC, I will wait for their reply
I heard the TPC in the US doesn't charge international transaction fees, those the Amex Dollar Card has the same benefit?
felipefkk is offline  
Old Jan 20, 2018, 5:09 am
  #6  
mia
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The card terms are here:

https://www.americanexpress.com/cont...-agreement.pdf

Euro Cards €: We will apply a fee of 2.7% to each transaction in a currency other than Euro
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Old Jan 20, 2018, 6:28 am
  #7  
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Thanks, still better than Brazil lol
felipefkk is offline  
Old Jan 20, 2018, 5:18 pm
  #8  
inY
 
Join Date: Jan 2011
Posts: 368
Recommend Revolut to help with your currency conversion issues: Revolut? . But it's not a rewards-generating credit card.
inY is offline  


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