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-   Credit Card Programs (https://www.flyertalk.com/forum/credit-card-programs-599/)
-   -   Samsung Pay with MST Mode (https://www.flyertalk.com/forum/credit-card-programs/1887609-samsung-pay-mst-mode.html)

yugi Apr 19, 2024 1:04 pm
Originally Posted by tmiw (Post 36171843)
Maybe Home Depot? (I know Walmart somehow did something to block it in the past, so they probably aren't an option unfortunately.) WinCo may be an option too if you don't mind debit and have one in your area.

That said, way more places do NFC now than back when this thread first started, so MST may not be all that necessary anymore. Also, I know that Samsung stopped offering MST on newer devices and may be only activating NFC on older ones (but not sure on that last bit).
Home Depot, Kroger. Lowe's enabled NFC recently. Walmart blocks MST, but it was previously working. I didn't try new Walmart terminals, it might work.
Or you can try in any store with magnetic stripe reader. It should work anywhere.

tmiw Apr 19, 2024 2:29 pm
Originally Posted by yugi (Post 36173328)
Home Depot, Kroger. Lowe's enabled NFC recently. Walmart blocks MST, but it was previously working. I didn't try new Walmart terminals, it might work.
Or you can try in any store with magnetic stripe reader. It should work anywhere.
Kroger accepts NFC now.

Additionally, just trying it at any store is more likely than not going to cause the transaction to run over NFC. If the intention is to make sure that MST works, it's better to test somewhere that doesn't have NFC turned on.

TyrannicalDuncery Apr 19, 2024 2:42 pm
Good point, tmiw. I guess I could just turn off NFC on my phone though, right?

tmiw Apr 19, 2024 3:40 pm
Originally Posted by TyrannicalDuncery (Post 36173533)
Good point, tmiw. I guess I could just turn off NFC on my phone though, right?
Assuming it doesn't just turn on NFC again when you're actively trying to use SP, sure.

yugi Apr 22, 2024 9:42 am
Originally Posted by tmiw (Post 36173506)
Kroger accepts NFC now.

Additionally, just trying it at any store is more likely than not going to cause the transaction to run over NFC. If the intention is to make sure that MST works, it's better to test somewhere that doesn't have NFC turned on.
You can just use magnetic reader, which is usually on the side of a terminal.

tmiw Apr 22, 2024 3:51 pm
Originally Posted by yugi (Post 36179568)
You can just use magnetic reader, which is usually on the side of a terminal.
Sure, but the question is more whether the NFC reader would still end up triggering or not. I think on most terminals it will, but there are definitely some newer ones out there (like the bigger Ingenico ones for example) where the NFC reader is far enough away from the magstripe reader that MST might end up firing instead.

yugi Apr 25, 2024 9:54 am
Originally Posted by tmiw (Post 36180609)
Sure, but the question is more whether the NFC reader would still end up triggering or not. I think on most terminals it will, but there are definitely some newer ones out there (like the bigger Ingenico ones for example) where the NFC reader is far enough away from the magstripe reader that MST might end up firing instead.
On Ingenico you can distinguish by the sound, since magnetic stripe produces different sound from NFC.

TyrannicalDuncery May 2, 2024 5:55 pm
Hooray! MST
 
I finally tested out MST on my Galaxy S8 and it worked like a charm!
  • Aldi in a moderately prosperous urban area
  • Terminals seemed medium-modern. They accept google pay and also have a mag stripe thing
  • I did not have to pretend to try the chip first
  • I had NFC off, and it doesn't seem to have turned on automatically during payment. It was off afterward.
  • I held the phone up to the top right corner of the swipey bar thing, it felt like a centimeter away.
  • The terminal or the phone made a chirpy noise, louder than the noise I get when I run the MST test on the phone. I don't think it's done that in the past when I checked out with chip or NFC.
It's nice because Alliant also has a promo running where they want you to use Samsung/Apple/google pay! (or whatever google calls it this week)

cjw2001 May 2, 2024 7:02 pm
Originally Posted by TyrannicalDuncery (Post 36206053)
It's nice because Alliant also has a promo running where they want you to use Samsung/Apple/google pay! (or whatever google calls it this week)
Google Wallet is where you store your credit cards, the act of using NFC with the cards stored in the wallet is still called Google Pay.

The supported app of the moment is the Google Wallet app.

The Google Pay app is pretty much retired, except for India although it sounds like they are starting to introduce Google Wallet there as well.

TyrannicalDuncery May 2, 2024 7:11 pm
Originally Posted by cjw2001 (Post 36206187)
Google Wallet is where you store your credit cards, the act of using NFC with the cards stored in the wallet is still called Google Pay.

The supported app of the moment is the Google Wallet app.

The Google Pay app is pretty much retired, except for India although it sounds like they are starting to introduce Google Wallet there as well.
Thank you! This is the clearest concise explanation I've heard.

Google Pay India sounds bomb, it has some kind of bill pay too, right? Hit it while you can, friends!

cjw2001 May 3, 2024 7:20 am
Originally Posted by TyrannicalDuncery (Post 36206197)
Thank you! This is the clearest concise explanation I've heard.

Google Pay India sounds bomb, it has some kind of bill pay too, right? Hit it while you can, friends!
The actual mechanics of it all are in Google Play Services (paired closely with the operating system) so the Google Wallet and Google Pay apps were always just user interfaces on top of that. That's why you could have both installed at the same time before the Google Pay app was killed off.

You can actually store cards and pay without either app installed by using the notification shade shortcuts that take you to the underlying bits.

TyrannicalDuncery May 3, 2024 7:22 am
Originally Posted by cjw2001 (Post 36207143)
The actual mechanics of it all are in Google Play Services (paired closely with the operating system) so the Google Wallet and Google Pay apps were always just user interfaces on top of that. That's why you could have both installed at the same time before the Google Pay app was killed off.

You can actually store cards and pay without either app installed by using the notification shortcuts that take you to the underlying bits.
Wow, interesting! Very cool, thanks.


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