BofA Premium Rewards card
#302
FlyerTalk Evangelist
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,798
Applied for Premium card with EX frozen and instant decline. Called and they agreed to pulling TU. Approved for $17k CL. 1/6, 5/7, 6/12. Preferred Gold. Then today CK is showing 2 TU pulls for a single call and a single app. Crossing my fingers they get merged in a few days.
#303
Join Date: Oct 2011
Posts: 4,166
Because I froze it. Chase, Amex, and Citi all check EQ and EX for me and everyone else checks EX so I've got a lot of pulls there. Freezing EX still allows approvals for the double pullers. Experian.com will show you EX info for free and Credit Karma for EQ/TU for free. I have my oldest card at BOA of 18 years. Preferred Gold at BOA. Not sure if that helped but surely couldn't hurt.
#305
A FlyerTalk Posting Legend
Join Date: Jul 2003
Location: Yiron, Israel
Programs: Bates Motel Plat
Posts: 68,901
I have done this for both of my (adult) children. It does not cost anything but I have told them that anytime they use it to let me know in what shop and how much they paid.
#306
FlyerTalk Evangelist
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,798
Because I froze it. Chase, Amex, and Citi all check EQ and EX for me and everyone else checks EX so I've got a lot of pulls there. Freezing EX still allows approvals for the double pullers. Experian.com will show you EX info for free and Credit Karma for EQ/TU for free. I have my oldest card at BOA of 18 years. Preferred Gold at BOA. Not sure if that helped but surely couldn't hurt.
#308
Join Date: Jan 2003
Posts: 3,782
Depending on how much you trust your sister, I think you would be better off asking for an additional card for your own Premium Rewards card but with her name on it and to be mailed to her address. It will have the same number as yours and when you see a purchase on your statement it will not say if you made it or your sister did.
I have done this for both of my (adult) children. It does not cost anything but I have told them that anytime they use it to let me know in what shop and how much they paid.
I have done this for both of my (adult) children. It does not cost anything but I have told them that anytime they use it to let me know in what shop and how much they paid.
#309
A FlyerTalk Posting Legend
Join Date: Jul 2003
Location: Yiron, Israel
Programs: Bates Motel Plat
Posts: 68,901
I am not sure why it would be better? Unless his sister needs a credit card for other uses, I would think it is better for him to just use his credit card to pay for her Global Entry Fee. Credit card doesn't know/care who is getting the Global Entry, and Global Entry doesn't care who paid the Fee.
#310
Join Date: Jan 2003
Posts: 3,782
EDIT:
Ah I see that you are outside of US. Maybe outside of US you have to go to an office to apply and pay the fee in person?
Last edited by Need; Jun 20, 2018 at 9:52 am
#311
Join Date: Oct 2011
Posts: 4,166
Reports lately of people not receiving their $100 statement credits for travel fees or TSA/GE registration. Anyone recently get their statement credit posting correctly?
Unrelated, but has anyone been able to fund a new bank account with BOA premium card? I have my cash line lowered to $200 which is the lowest they'd allow.
Unrelated, but has anyone been able to fund a new bank account with BOA premium card? I have my cash line lowered to $200 which is the lowest they'd allow.
#313
Join Date: Jun 2018
Posts: 4
I am not sure why it would be better? Unless his sister needs a credit card for other uses, I would think it is better for him to just use his credit card to pay for her Global Entry Fee. Credit card doesn't know/care who is getting the Global Entry, and Global Entry doesn't care who paid the Fee.
#314
FlyerTalk Evangelist
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,798
So I tried to apply for this card over the phone because I'm currently outside of the US. I did exactly what @Dovster tried to do, but I was not successful like him. I did not get instant approval. My application will now be reviewed by a credit analyst. I was also unsuccessful in getting my card mailed outside of the US and I was told it'll have to be mailed to my US address. It's not the end of the world, but I don't know what Dovster did to get his card mailed to Israel. What also bothered me was that the rep did not had access to my BoA information. Apparently it doesn't matter that I have a card with them and my history and all. So I guess my question is what if my application gets rejected, who should I talk to? Is there a reconsideration line? Is there another phone number that I can call to get them to mail my card to an address outside of the US?
I was thinking of maybe even doing a product conversion, but I was told that if I convert my old BankAmericard over to the Premium Rewards card, then I don't get the welcome bonus. Is this true?
What should I do next guys?
I was thinking of maybe even doing a product conversion, but I was told that if I convert my old BankAmericard over to the Premium Rewards card, then I don't get the welcome bonus. Is this true?
What should I do next guys?
#315
A FlyerTalk Posting Legend
Join Date: Jul 2003
Location: Yiron, Israel
Programs: Bates Motel Plat
Posts: 68,901
So I tried to apply for this card over the phone because I'm currently outside of the US. I did exactly what @Dovster tried to do, but I was not successful like him. I did not get instant approval. My application will now be reviewed by a credit analyst. I was also unsuccessful in getting my card mailed outside of the US and I was told it'll have to be mailed to my US address. It's not the end of the world, but I don't know what Dovster did to get his card mailed to Israel. What also bothered me was that the rep did not had access to my BoA information. Apparently it doesn't matter that I have a card with them and my history and all. So I guess my question is what if my application gets rejected, who should I talk to? Is there a reconsideration line? Is there another phone number that I can call to get them to mail my card to an address outside of the US?
I was thinking of maybe even doing a product conversion, but I was told that if I convert my old BankAmericard over to the Premium Rewards card, then I don't get the welcome bonus. Is this true?
What should I do next guys?
I was thinking of maybe even doing a product conversion, but I was told that if I convert my old BankAmericard over to the Premium Rewards card, then I don't get the welcome bonus. Is this true?
What should I do next guys?
I was calling from my home phone in Israel (which is on record with BoA) and told her that it (or my Israeli cellphone) are the only numbers the analyst could use as the other phone being shown is my sister's in the US. She told me that the analyst would not be allowed to make an international phone call. As it turned out, it did not matter because it was immediately approved and never sent to the analyst. I think a lot had to do with the facts that I have had BoA credit cards since 2003, was living in Israel at the time, never missed a payment, paid my complete balance each month, and have a FICO score of 820 (it will never be much higher because I do not have, and never did have, any other kind of debt).
At first, she also told me that as it is a new card it would have to be mailed to a US address. I told her that it was my sister's address, she is 77 years old, and I am not about to make her go to the Post Office to re-send the card to me. I said that if it is not mailed to me directly in Israel then I do not want it. She spoke to a supervisor and got approval for it to be mailed to me.