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BofA Premium Rewards card

Old Oct 13, 2017, 8:37 am
  #61  
 
Join Date: May 2017
Posts: 10
(removed - duplicate)

Last edited by jrbdmb; Oct 13, 2017 at 4:54 pm Reason: Duplicate post
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Old Oct 14, 2017, 7:36 pm
  #62  
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Join Date: Jun 2008
Location: BAY AREA
Posts: 1,124
My 50k bonus points are pending today. Perfect timing since my first statement closing date is tomorrow
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Old Oct 14, 2017, 8:33 pm
  #63  
 
Join Date: Sep 2015
Location: San Francisco
Posts: 91
Originally Posted by trikotret
My 50k bonus points are pending today. Perfect timing since my first statement closing date is tomorrow
+1. I'm pretty happy with the card. It's a great everyday card for me. Now, if UA or AS gc's work, then it'd be perfect.
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Old Oct 17, 2017, 10:27 am
  #64  
 
Join Date: Mar 2011
Posts: 137
Originally Posted by MMU
Regarding travel insurance, does anyone know what the 'covered' reasons are?

"Provides reimbursement of up to $5,000 per person, per trip, for the unused prepaid non-refundable travel expenses including passenger fares, tours, and hotels if you have to cancel due to a covered reason."

Most airlines refund cancellation/change fees on non-refundable tickets for 'covered' reasons s.a. medical/family emergency already.
I hate how vague their information is before you apply for the card. I did get mine, and several days later got the fine details. This pic shows the relevant information for what is considered a "Covered Reason" for trip cancellation/interruption coverage:
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Old Oct 18, 2017, 10:14 am
  #65  
MMU
 
Join Date: May 2013
Posts: 44
Thanks so much 0limits for providing the detailed insurance information. This has helped me a lot in deciding whether this new card is better than my travel rewards card.

It looks to me the covered reasons are the same as what the airlines already offer. In the past, I successfully claimed refunds for non-refundable tickets from multiple airlines. All I needed was appropriate documentation.

At least to me, this premium card does not look better than my travel rewards card. It gives lower rebates for travel (3.5% vs. 4.125% with preferred rewards or 2% vs. 3% w/o) and offers no significant benefits to justify the annual fee.
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Old Oct 18, 2017, 10:36 am
  #66  
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Join Date: Jun 2008
Location: BAY AREA
Posts: 1,124
Originally Posted by MMU
Thanks so much 0limits for providing the detailed insurance information. This has helped me a lot in deciding whether this new card is better than my travel rewards card.

It looks to me the covered reasons are the same as what the airlines already offer. In the past, I successfully claimed refunds for non-refundable tickets from multiple airlines. All I needed was appropriate documentation.

At least to me, this premium card does not look better than my travel rewards card. It gives lower rebates for travel (3.5% vs. 4.125% with preferred rewards or 2% vs. 3% w/o) and offers no significant benefits to justify the annual fee.
But the annual fee can be wiped if you use it towards airline incidentals. I'm sure you'll take advantage of it if you travel quite a bit
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Old Oct 18, 2017, 10:15 pm
  #67  
MMU
 
Join Date: May 2013
Posts: 44
I normally don't incur incidentals (extra bags, upgrades etc.). Even if I do, I need to pay $95 to get $100 back. It's not worth the trouble just to make $5

For a $10k travel budget, i would be losing $60 for using this card instead of the travel rewards card.
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Old Oct 18, 2017, 11:15 pm
  #68  
 
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,202
Bought some drinks in-flight on AA. BofA automatically credited the funds back 9 days after. :thumbsup:
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Old Oct 19, 2017, 3:08 pm
  #69  
 
Join Date: Feb 2014
Posts: 349
Originally Posted by MMU
At least to me, this premium card does not look better than my travel rewards card. It gives lower rebates for travel (3.5% vs. 4.125% with preferred rewards or 2% vs. 3% w/o) and offers no significant benefits to justify the annual fee.
Really, why is this?

Edit: Okay, I don't see any 3x multiplier mentioned on the Travel Portal for the card... as opposed to Travel Rewards. Good for signup bonus but the other production (trip delay, baggage delay/insurance, etc... are nice but avail on CSP/CSR).

Last edited by aGeist; Oct 19, 2017 at 3:24 pm
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Old Oct 19, 2017, 6:25 pm
  #70  
 
Join Date: Oct 2014
Posts: 76
Anybody know if Socal metrolink (not LA metro) ticket price counts as “travel’ category?
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Old Oct 20, 2017, 8:27 am
  #71  
 
Join Date: May 2015
Posts: 1,066
Any DPs on how open this card or BOA is in general with MS?
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Old Oct 20, 2017, 1:30 pm
  #72  
 
Join Date: Sep 2017
Posts: 9
Has anyone been able to get the global entry fee reimbursed...? It's been almost 3 weeks and they have no answer for as to why it hasn't been credited...
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Old Oct 21, 2017, 2:18 pm
  #73  
 
Join Date: Oct 2016
Programs: AA Plat, UA Gold, SPG Plat, MAR Plat
Posts: 12
Two DPs for this card:
1. I opened two PNC accounts using this card to hit the minimum spend, both coded as purchases
2. Purchased $50 AA e-Giftcards - both counted for the travel credit. Credit posted in about 7 days

UPDATE: Received bonus points today and was able to immediately redeem for a statement credit.
bearsdidit and MrShyGuy like this.

Last edited by Livingintheair; Oct 23, 2017 at 1:48 pm
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Old Oct 22, 2017, 7:06 pm
  #74  
 
Join Date: Nov 2007
Location: PVG
Programs: SK*G, QR*G
Posts: 512
Does this card give 10% bonus for just having a Bank of America checking account, as the regular trawel rewards does?
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Old Oct 23, 2017, 5:50 pm
  #75  
 
Join Date: Nov 2013
Posts: 406
The points posted for me, but noticed that when I tried to redeem the points, the 50k bonus does not yield any additional amount for being a platinum member. However, the points earned for regular purchases are yielding addition 50% per dollar.
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