BofA Premium Rewards card

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Old Sep 20, 17, 5:25 pm
  #16  
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Originally Posted by PLin View Post
Ah, I was looking in the area about the bonus. I guess that’s even more strict if they won’t even approve you for the card if you’ve had the card before.
I'm sure no one had the car before. They probably after people who try to churn it
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Old Sep 20, 17, 5:42 pm
  #17  
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Originally Posted by PLin View Post
I already use BoA TravelRewards as my main card when purchasing anything from categories that my other cards don't earn a higher bonus on, so I wouldn't mind adding another card with the same benefits that earns even more points for travel and dining. My problem is that it's going be hard for me to offset the $95 annual fee. According to the fine print, the $100 airline incidental credit seems to only apply to domestic airlines. Most of my travel these days are on international airlines. Also, the TSA Pre Check and Global Entry reimbursement is useless for me, because all of my family members have NEXUS, which includes TSA PreCheck and Global Entry, yet none of the Visa Signature or Visa Infinite cards seem to allow reimbursement for NEXUS.
I really want to know if there is a way around having to use the incidental travel credit of $100 a year for incidentals. I'd love to see some DPs. I know the T&C specifically say you can't use it for gift cards from the airlines, but there's gotta be another way! I'm thinking of the MPE gift card hack with the WF Propel for example (before they shut it down)
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Old Sep 20, 17, 8:39 pm
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Originally Posted by starkiss69 View Post
I really want to know if there is a way around having to use the incidental travel credit of $100 a year for incidentals. I'd love to see some DPs. I know the T&C specifically say you can't use it for gift cards from the airlines, but there's gotta be another way! I'm thinking of the MPE gift card hack with the WF Propel for example (before they shut it down)
If I had to guess, gift cards will be fine as long as the dollar amount is low enough to make it look like an incidental expense. If you spend $25 on Delta, I highly doubt BoA can tell if it was for a gift card vs. a baggage fee or a seat upgrade.
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Old Sep 20, 17, 8:42 pm
  #19  
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Originally Posted by PLin View Post
If I had to guess, gift cards will be fine as long as the dollar amount is low enough to make it look like an incidental expense. If you spend $25 on Delta, I highly doubt BoA can tell if it was for a gift card vs. a baggage fee or a seat upgrade.

I wonder if united gift registry would work. It worked PRG
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Old Sep 21, 17, 9:28 am
  #20  
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Originally Posted by PLin View Post
If I had to guess, gift cards will be fine as long as the dollar amount is low enough to make it look like an incidental expense. If you spend $25 on Delta, I highly doubt BoA can tell if it was for a gift card vs. a baggage fee or a seat upgrade.
My card should be here in a few days. I'll try to be the DP if there aren't any by that time. Wish me luck.
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Old Sep 21, 17, 11:37 am
  #21  
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My wife got approved with 21k limit. She's has request link for credit line increase from day 1. She also has that link for her BofA travel card. Should pull the trigger on both? Will it be one pull for both requests?
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Old Sep 23, 17, 4:52 pm
  #22  
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BofA Premium Rewards card

I think it's time to have a new thread for this card. Maybe share data points of what counts as incidental credit towards the $100 credit. Here's the link for card.

https://www.bankofamerica.com/credit...s-credit-card/
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Old Sep 24, 17, 4:54 pm
  #23  
 
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FYI regarding using this card for BOA Travel Center.

With the BOA Travel Rewards, you would get +1.5% bonus points by booking via Travel Center. However, you do not get that with the new Premium Rewards card. So, using Travel Rewards card for booking flights is potential better ~4.1% vs 3.5%.

The BOA CS agent also confirmed it, and stated to use the TR card for flights only.
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Old Sep 24, 17, 5:13 pm
  #24  
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Originally Posted by dinkoh View Post
FYI regarding using this card for BOA Travel Center.

With the BOA Travel Rewards, you would get +1.5% bonus points by booking via Travel Center. However, you do not get that with the new Premium Rewards card. So, using Travel Rewards card for booking flights is potential better ~4.1% vs 3.5%.

The BOA CS agent also confirmed it, and stated to use the TR card for flights only.
Now question is if the 0.6% difference worth it or not. Since the BofA Premium card has travel insurance and the BofA travel card doesn't.
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Old Sep 24, 17, 5:29 pm
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Great point. Didn't think about that since I haven't had a reason to.
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Old Sep 24, 17, 9:34 pm
  #26  
 
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Originally Posted by trikotret View Post
Now question is if the 0.6% difference worth it or not. Since the BofA Premium card has travel insurance and the BofA travel card doesn't.
For the few international tickets I've searched for on the BoA Travel Center in the past few years, the prices were $10-15 higher, which negated the extra points.
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Old Sep 25, 17, 5:02 pm
  #27  
 
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Has anyone tried going over their credit limit and/or cycling the CL on this card yet?
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Old Sep 27, 17, 1:41 pm
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This card has replaced the USAA card for non-bonus spend. I'd say it's worth getting if you are a Plat Honors client as it's essentially a 2.6% cashback card for all purchases and 3.5% back on dining/travel. I think it'll also replace the CSR for me, since I'd rather pay for my Platinum card than the CSR.
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Old Sep 27, 17, 1:46 pm
  #29  
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Any DPs with getting the travel credit? Can someone try united gift registry if the 100 credit kicks in
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Old Sep 27, 17, 4:20 pm
  #30  
mia
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Originally Posted by trikotret View Post
... Can someone try united gift registry if the 100 credit kicks in
We’re sorry, our gift registry page is currently unavailable for maintenance. You can still use the funds from your gift registry to book travel during this time, but you will not be able to receive contributions or update your registry details. Please check back at a later date.
https://www.united.com/CMS/en-US/pro...tRegistry.aspx
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